First Federal Bank Blog

Do you love relaxing, socializing, and cooking out on your patio during the warmer months? Good news: You don’t have to settle for heading back indoors when temperatures drop and weather conditions worsen. With a few simple upgrades, you can turn your patio into a space that’s comfortable even when winds are howling, rain is pouring, or snowflakes...

Every year in November, the Federal Housing Finance Agency (FHFA) updates the conforming loan limit. First Federal Bank is excited to announce the limit for 2022 has been raised to $647,200, a $98,950 increase over 2021.

“First Federal Bank was anticipating an increase in the conforming loan limit for 2022,” said Paul Ottendorf, Division...

Whether wind, snow, hail, or a hurricane damages your home, recovering from a storm is a complicated process. Even if the damage was minimal, figuring out how to repair the problem, receive compensation for your loss, and deal with insurance claims can be overwhelming. The following tips can help you navigate the situation:

Are you in the process of remodeling your home? Or maybe you're looking to consolidate your debt? If that's the case, you might want to explore the option of opening a home equity line of credit (HELOC) or applying for a home equity loan. Both of these options utilize the value of your home as collateral and can be instrumental in achieving your...

Owning a home is a large part of adulthood for many, but it can be daunting to think of everything that comes with the process of becoming a homeowner. From being financially stable, to accounting for possible emergencies, there are certain things to be aware of when it comes to purchasing a new house.

Bringing the outdoors in is a great way to add life, a touch of color, and a burst of brightness into your home. However, be careful before grabbing any specimen from your local nursery. Even if you and the human members of your family know not to munch on leaves, flowers, or stems, your four-legged family members may not. The following plants,...

A VA loan is one issued by private lenders and backed by the U.S. Department of Veterans Affairs. It can help U.S. active duty service members, veterans, and widowed military spouses buy a home. VA loans are popular, because they offer a no down payment option and do not require mortgage insurance. They can be easier to obtain than a conventional...

With the real estate market on fire, you might be considering selling your home. As the saying goes, first impressions are everything. The curb appeal of your home sets a clear standard of excellence. If you feel like your property could stand to pop a bit more, building curb appeal can be easy, affordable, and well worth the effort.

Just like your car or your own body, your house needs regular care to keep its condition in top shape. To help you make this a habit, here’s a helpful summary of the most common maintenance tasks every house requires. Use this guide to make a checklist for your own house’s particular needs.

Your home is a major investment, and anything that goes wrong on your property could result in extensive repair costs. You don’t want to find out when filing a claim that your policy doesn’t cover what you thought it did — and you’re stuck paying for repairs out of pocket. These are the four primary categories that most standard homeowners...