First Federal Bank Blog

With historically low mortgage rates and soaring real estate prices, today’s home owners have unprecedented amounts of available equity in their homes. Now could be an excellent time to apply for a Home Equity Line of Credit (HELOC) from First Federal Bank.

One of the joys of being a homeowner is being able to host friends and family overnight or for a longer visit. Make their visit one they’ll cherish — and look forward to again in the future — by sprucing up your guest’s sleeping quarters.

Are the contents of your closet spilling out? Do you find yourself struggling to find what you need when you are getting ready for work? Do you dislike most of your clothing options? Sounds like it’s time for some closet care. These decluttering tips will help you conquer the mess so your closet is organized and functional:

Do you love relaxing, socializing, and cooking out on your patio during the warmer months? Good news: You don’t have to settle for heading back indoors when temperatures drop and weather conditions worsen. With a few simple upgrades, you can turn your patio into a space that’s comfortable even when winds are howling, rain is pouring, or snowflakes...

Every year in November, the Federal Housing Finance Agency (FHFA) updates the conforming loan limit. First Federal Bank is excited to announce the limit for 2022 has been raised to $647,200, a $98,950 increase over 2021.

“First Federal Bank was anticipating an increase in the conforming loan limit for 2022,” said Paul Ottendorf, Division...

Whether wind, snow, hail, or a hurricane damages your home, recovering from a storm is a complicated process. Even if the damage was minimal, figuring out how to repair the problem, receive compensation for your loss, and deal with insurance claims can be overwhelming. The following tips can help you navigate the situation:

Are you in the process of remodeling your home? Or maybe you're looking to consolidate your debt? If that's the case, you might want to explore the option of opening a home equity line of credit (HELOC) or applying for a home equity loan. Both of these options utilize the value of your home as collateral and can be instrumental in achieving your...

Owning a home is a large part of adulthood for many, but it can be daunting to think of everything that comes with the process of becoming a homeowner. From being financially stable, to accounting for possible emergencies, there are certain things to be aware of when it comes to purchasing a new house.

Bringing the outdoors in is a great way to add life, a touch of color, and a burst of brightness into your home. However, be careful before grabbing any specimen from your local nursery. Even if you and the human members of your family know not to munch on leaves, flowers, or stems, your four-legged family members may not. The following plants,...

A VA loan is one issued by private lenders and backed by the U.S. Department of Veterans Affairs. It can help U.S. active duty service members, veterans, and widowed military spouses buy a home. VA loans are popular, because they offer a no down payment option and do not require mortgage insurance. They can be easier to obtain than a conventional...