First Federal Bank

Recent Posts

Does Not Drinking Enough Water Shorten Your Life?

October 20, 2025 by First Federal Bank

It seems today everyone carries a water bottle with them wherever they go. When did the trend begin, and is it really necessary? We know we need to stay hydrated, of course, especially if we live in a hot climate. There are benefits to our digestion, our health, and our skin, to name a few. And new research shows proper hydration could extend our...

Topics: Lifestyle

Don’t Let Unrealistic Pricing Cost You Your Move

October 17, 2025 by First Federal Bank

These days, you’re going to want to get your price right when you get ready to sell your house. It’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market.

Topics: Mortgages / Home Equity

This Habit Could Be Damaging Your Credit Score

October 15, 2025 by First Federal Bank

There are many factors that influence your credit score, and it is always changing. You probably know how important it is to make your bill, credit card, and loan payments on time. There are many other ways you can help your score improve, or remain high. But there is one habit you may not realize is hampering your efforts:

Topics: Financial Education

Can This Diet Help Your Teeth?

October 13, 2025 by First Federal Bank

The Mediterranean diet has been touted for years for its health benefits. There have been many offshoots of this popular way of eating that have developed as well. Now, there is evidence to suggest a new benefit - to your teeth:

Topics: Lifestyle

Why Experts Say Mortgage Rates May Ease Over the Next Year

October 10, 2025 by First Federal Bank

You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?

Topics: Mortgages / Home Equity

Know How to Spot an AI Scam

October 08, 2025 by First Federal Bank

The age of AI is here. Some embrace the change, other fear it. But perhaps surprisingly, as AI tools become more prevalent, most people believe they are equipped to spot AI-generated scams. By contrast, new research reveals a worrying trend: as people get more familiar with AI, they’re more likely to fall for these scams.

Topics: Financial Education

Do You Think Your Teen is Financially Prepared for Adulthood?

October 06, 2025 by First Federal Bank

As a parent, you are focused for 18 years on preparing your child for adulthood. Becoming an adult is an important milestone, and when it happens, your child will need to navigate the world on their own. Are they prepared financially for this transition? Sadly, many parents do not feel their teens are ready:

Topics: Financial Education, Family

Closing Costs Unpacked: State-by-State Breakdowns for Today's Buyers

October 03, 2025 by First Federal Bank

If you’re planning to buy a homethis year, there’s one expense you can’t afford to overlook: closing costs.

Topics: Mortgages / Home Equity

Common Questions About Escrow

October 01, 2025 by First Federal Bank

Buying or selling a home often raises a lot of questions, especially when it comes to escrow. If you are new to the process, it can feel a little overwhelming.

At First Federal Bank, we want you to feel confident every step of the way. That is why we have put together answers to the five most common escrow questions we hear from customers.

Topics: Mortgages / Home Equity

How to Keep Yourself Safe from Online Scams

October 01, 2025 by First Federal Bank

October is National Cybersecurity Awareness Month, a time to spotlight the importance of taking daily action to reduce your risk when online and using connected devices. Do you know how to spot scams, and what actions you can take to keep yourself safe?

Topics: Financial Education

The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites. NMLS # 408902.

Leave us a comment and join the conversation.