First Federal Bank

Recent Posts

Don’t Let Student Loans Hold You Back from Homeownership

May 23, 2025 by First Federal Bank

Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you're wondering:

Topics: Mortgages / Home Equity

First Federal Bank Facilitates Three Rivers Legal Services Grant

May 22, 2025 by First Federal Bank

Three Rivers Legal Services, Inc. (TRLS), in partnership with First Federal Bank (FFB), was awarded an Heirs Property Family Wealth Protection Fund grant from the Federal Home Loan Bank of Atlanta (FHLB Atlanta), for the purpose of providing free legal services regarding heirs property and estate planning to “homeowners” of North Florida....

How to Get the Most from Your Credit Card Rewards

May 21, 2025 by First Federal Bank

You probably seen credit card rewards advertised as a benefit. But do you know how to make the most of your rewards once you earn them? Here’s how you can maximize your credit card rewards, without going into debt:

Topics: Personal Banking, Financial Education

5 Ways Your Mobile Devices Can Support Better Health

May 19, 2025 by First Federal Bank

In the digital age, there are so many apps that can help make our lives easier. But did you know they can also be used to improve or maintain your health? They can help you manage a medical condition, record essential information, or schedule an appointment with your doctor. All from the convenience of your smart phone. Here are just a few ways...

Topics: Lifestyle

Housing Market Forecasts for the Second Half of the Year

May 16, 2025 by First Federal Bank

From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place you can turn to for answers you want the most. And that’s the experts.

Topics: Mortgages / Home Equity

4 Ways to Raise Your Credit Score

May 14, 2025 by First Federal Bank

You probably know there are many benefits to having a high credit score. Perhaps you are aware of some strategies you can employ to raise yours. Jenny Groberg, CEO of accounting platform BookSmarts offers some tips that go beyond the basics, and can be easy to implement:

Topics: Financial Education

Fun Ways You Can Reuse Toilet Paper Rolls in the Garden

May 12, 2025 by First Federal Bank

You have probably heard the phrase, “reduce, reuse, recycle.” But have you ever thought of using toilet paper rolls for gardening? Turns out they have many practical uses beyond kids’ arts and crafts projects. Here are a few ways you can put toilet paper rolls to use in your garden:

Topics: Lifestyle

The 20% Down Payment Myth, Debunked

May 09, 2025 by First Federal Bank

Saving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock.

Topics: Mortgages / Home Equity

Can You Guess the Age Group Most Vulnerable to Financial Fraud?

May 08, 2025 by First Federal Bank

We tend to think of fraud as being an issue primarily impacting older people. And it is true the elderly are often the target of scammers. However, young people are more commonly impacted by fraud. Given the higher adoption rates of new technology among younger age groups, it really should not come as a surprise. These behaviors offer today’s...

5 Things That Keep You From Sleeping Well

May 05, 2025 by First Federal Bank

If you’ve ever doubted how important sleep is, all it takes is one night of tossing and turning to find out. Chances are you know how much a night of poor sleep can impact your quality of life. And when sleep issues persist, it can be very disruptive. The quest for consistent and quality sleep is one many struggle with. Research has found there...

Topics: Lifestyle

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