First Federal Bank Blog

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now?

With prices rising and concerns about the economy top of mind, there has been a rise in Buy Now, Pay Later (BNPL) plans. Consumers can use BNPL for just about anything. Shopping online and in-person, big and small purchases, even your groceries and your takeout.

If you don’t get excited about the opportunity to get outdoors once the weather warms up, it’s probably because you suffer from seasonal allergies. Pollen counts climb right along with the rising temperatures, and some people can really suffer.

Do you think a brand-new home means a bigger price tag? Think again.

Certified Financial Coach Amy Scott believes most budgeting advice is wrong because it is reactive. According to her, traditional budgeting sets you up to fail by focusing on where your money already went while not helping you feel in control of where your money is going next.

Summer activities tend to revolve around water. As the weather heats up, families will flock to the beach, lakes, natural springs, pool, rivers, and water parks to cool off. The best way to beat the heat is to get wet, right? But there can be many dangers lurking in those waters.

If you're a first-time homebuyer, chances are you'll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life. 

When it comes to the topic of budgeting, people tend to have negative perceptions. They think it is too hard, takes too much discipline, or is out of reach for their situation. The truth is, there are many flexible, simple ways you can set a budget that fits your life and helps you take control of your finances. That is, if you can get past these...

On May 22, First Federal Bank hosted its first Nonprofit Summit, bringing together nonprofit organizations, community leaders, and banking professionals to foster partnerships and develop strategies to support Jacksonville’s low-to-moderate income residents. Four of the attending nonprofits received a $250 donation and Teen Leaders of AMERICA...

Money dysmorphia, the experience of believing you're better or worse off with money than you actually are, can lead to poor financial decision making. If you believe you are better off than you truly are, you can spend beyond your means and end up in debt, or even facing bankruptcy. On the flip side, believing you are worse off could lead to...