Avoid These Credit Card Traps This Holiday Season

November 06, 2024 by First Federal Bank

The holiday season is here, and you know what that means. It’s time to shop ‘til you drop! But if you’re not careful, you could spend more than you planned as the purchases add up. Especially if you are using a credit card. AOL.com offers these helpful tips to avoid some common traps:

Topics: Financial Education

GivingTuesday is Coming: Ways You Can Make a Difference in Your Community

November 04, 2024 by First Federal Bank

This year’s GivingTuesday event will take place on December 3, 2024. Millions of people will use their power of, radical generosity to change the world. Giving in the United States totaled $3.1 billion in 2023. 34 million adults in the U.S. participated. Here is some information on this popular movement:

Topics: First Federal News, Lifestyle

Why Your House Will Shine in Today’s Market

November 01, 2024 by First Federal Bank

Even though there are more homes available for sale than there were at this time last year, there are still more buyers than there are houses to choose from. If you’ve got moving on your mind, your house can really stand out.

Topics: Mortgages / Home Equity

Mistakes to Avoid When Transferring a Credit Balance

October 30, 2024 by First Federal Bank

Balance transfer credit cards can help you get out of high-interest debt quickly and efficiently. You may have received offers for these types of cards if you are carrying debt currently. But do you have the information you need to make the best financial decision? AOL lists these balance transfer mistakes to avoid:

Topics: Financial Education

To achieve an ROA exceeding 3%, all it takes is a simple, three-letter acronym.

October 29, 2024 by Rob Hughes

Q: How can financial institutions achieve an ROA exceeding 3% from small business loans?

Topics: Small Business

Fall Gardening Tips for the Southern Lawn

October 28, 2024 by First Federal Bank

Those of us who live in the south know gardening and lawn care look a little different in the fall than in other parts of the country. Unlike many people, we are not preparing for harsh winter weather. Our growing season is longer, just as our foliage is different. There are a few key things you can do this time of year to keep your garden and lawn

Topics: Lifestyle, Homeowners

What To Expect from Mortgage Rates and Home Prices in 2025

October 25, 2024 by First Federal Bank

Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices.

Topics: Mortgages / Home Equity

The Best Type of Bank Accounts for Achieving Your Life Goals

October 23, 2024 by First Federal Bank

When it comes to personal bank accounts, you probably think of basic checking and savings options. But there are different kinds of accounts you should consider at certain points in your life. Yahoo! Finance banking experts share their favorite accounts for various goals you may have along the way:

Topics: Personal Banking, Financial Education

How to Prepare for the Upcoming Time Change

October 21, 2024 by First Federal Bank

You have no doubt already noticed the days are growing shorter. And soon, we will be changing our clocks, setting the time one hour back. Daylight Savings Time ends Sunday, November 3 at 2 AM EST. It is something most of us dread, but with a little planning and preparation, it does not have to be a difficult transition. MSN offers these tips to...

Topics: Lifestyle

The Benefits of Using Your Equity To Make a Bigger Down Payment

October 18, 2024 by First Federal Bank

Did you know? Homeowners are often able to put more money down when they buy their next home. That’s because, once they sell, they can use the equity they have in their current house toward their next down payment. And it’s why as home equity reaches a new height, the median down payment has too.

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