First Federal Bank Blog

According to a new NerdWallet survey, banking misconceptions abound. The survey of more than 2,000 U.S. adults, conducted online by The Harris Poll, found some Americans believe common myths about bank security, interest rates and fees, and where money should be saved for financial goals. But understanding the basics of where you keep your money...

Few people can truly say they look forward to moving. Sure, there can be excitement about a new home or city. Fresh job opportunities. Being closer to family and friends. Exploring a place that is new to you. But the move itself can be anxiety inducing.

If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan.

You probably hear a lot about the importance of having a good credit score. The higher the better is the general consensus. But is there a limit to the benefits? Does having a perfect credit score make a significant difference? And if not, what is more important?

We have come to expect a certain level of stress in our lives. Sometimes it can feel like a competition. We compare our stress levels; wear them like a badge of honor. It can be easy to forget the serious impact stress can have on our overall health. While some stress is manageable, how do you know when you are dealing with dangerous levels? There...

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now?

With prices rising and concerns about the economy top of mind, there has been a rise in Buy Now, Pay Later (BNPL) plans. Consumers can use BNPL for just about anything. Shopping online and in-person, big and small purchases, even your groceries and your takeout.

If you don’t get excited about the opportunity to get outdoors once the weather warms up, it’s probably because you suffer from seasonal allergies. Pollen counts climb right along with the rising temperatures, and some people can really suffer.

Do you think a brand-new home means a bigger price tag? Think again.

Certified Financial Coach Amy Scott believes most budgeting advice is wrong because it is reactive. According to her, traditional budgeting sets you up to fail by focusing on where your money already went while not helping you feel in control of where your money is going next.