Do you think a brand-new home means a bigger price tag? Think again.
Newly Built Homes May Be Less Expensive Than You Think
Topics: Mortgages / Home Equity
Is Your Budgeting Method Failing You?
Certified Financial Coach Amy Scott believes most budgeting advice is wrong because it is reactive. According to her, traditional budgeting sets you up to fail by focusing on where your money already went while not helping you feel in control of where your money is going next.
Topics: Financial Education
10 Tips to Keep Your Kids Water Safe This Summer
Summer activities tend to revolve around water. As the weather heats up, families will flock to the beach, lakes, natural springs, pool, rivers, and water parks to cool off. The best way to beat the heat is to get wet, right? But there can be many dangers lurking in those waters.
Common Real Estate Terms Explained
If you're a first-time homebuyer, chances are you'll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life.
Don’t Fall for These 5 Budgeting Myths
When it comes to the topic of budgeting, people tend to have negative perceptions. They think it is too hard, takes too much discipline, or is out of reach for their situation. The truth is, there are many flexible, simple ways you can set a budget that fits your life and helps you take control of your finances. That is, if you can get past these...
Topics: Financial Education
First Federal Bank Hosts Nonprofit Summit to Strengthen Community Partnerships
On May 22, First Federal Bank hosted its first Nonprofit Summit, bringing together nonprofit organizations, community leaders, and banking professionals to foster partnerships and develop strategies to support Jacksonville’s low-to-moderate income residents. Four of the attending nonprofits received a $250 donation and Teen Leaders of AMERICA...
Topics: First Federal News
Is Gen Z Experiencing Money Dysmorphia?
Money dysmorphia, the experience of believing you're better or worse off with money than you actually are, can lead to poor financial decision making. If you believe you are better off than you truly are, you can spend beyond your means and end up in debt, or even facing bankruptcy. On the flip side, believing you are worse off could lead to...
Topics: Financial Education, Lifestyle
Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you're wondering:
Topics: Mortgages / Home Equity
Three Rivers Legal Services, Inc. (TRLS), in partnership with First Federal Bank (FFB), was awarded an Heirs Property Family Wealth Protection Fund grant from the Federal Home Loan Bank of Atlanta (FHLB Atlanta), for the purpose of providing free legal services regarding heirs property and estate planning to “homeowners” of North Florida....
How to Get the Most from Your Credit Card Rewards
You probably seen credit card rewards advertised as a benefit. But do you know how to make the most of your rewards once you earn them? Here’s how you can maximize your credit card rewards, without going into debt:
Topics: Personal Banking, Financial Education
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