First Federal Bank Blog

Downsizing can help retirees save money and energy they might otherwise waste on space they do not need. But in the process of downsizing, they must choose whether to rent or purchase their next home. What are the pros and cons?

A blank wall holds endless possibilities for decoration! Here are a few suggestions to transform your bland walls into focal features and design statements you, your family, and your guests will love.

Financial jargon can be confusing, especially when certain terms sound weirdly similar. Take pre-qualified and preapproved, for example. These words appear to be synonyms, but when it comes to securing a mortgage, they have differences and specifically applied circumstances. Here is a closer look at the variances between pre-qualified and...

Gardening doesn’t have to break your back and your budget. With a container garden, you can enjoy the literal fruits of your labor without spending a fortune, having a large tract of land, or spending hours in the sun tending to your crops. Whether you’re looking to grow fresh herbs on your balcony, or spruce up your front porch with a splash of...

Are you preparing to purchase a house for the first time? It’s important to understand the additional costs beyond the down payment and monthly mortgage payments. Incorporating and preparing for the costs below will help guide you to becoming a responsible homeowner.

From cutting grass and whacking weeds, to blowing leaves and trimming hedges, keeping your lawn looking its best can take up a lot of time and effort. To make all these chores easier, it’s essential to choose the right tools for the job. As you shop for lawn appliances, be sure to consider battery power — today’s best electric options are often...

Selling a house can be a stressful, complicated, and surprisingly costly process. If you are a first-time home seller or haven’t sold a home in some time, here are some costs you need to know about before you list your house:

The safest place to do your online banking is at home over a secure Wi-Fi network. Unfortunately, many private internet connections are not actually that private — including yours. Your internet security may be vulnerable to hackers and thieves. To ensure your online banking is secure, follow these suggestions to bolster your Wi-Fi’s defenses:

When interest rates dip lower than your current rate, you might be tempted to refinance your mortgage. After all, lower interest rates should equal lower monthly payments. This means you could have more room in your budget while still paying on your home. Refinancing, however, is a serious financial decision and should be based on several...

Your bedroom should be more than just a place to lay your head. It should serve as a refuge, a comfort, and a respite from the rest of the world. If your bedroom is lacking the calm you need, the design inspiration you want, or the amenities to make it a place you enjoy spending time in, consider these tips to update your space: