Should You Rent or Purchase When You Downsize?

September 09, 2022 by First Federal Bank

Downsizing can help retirees save money and energy they might otherwise waste on space they do not need. But in the process of downsizing, they must choose whether to rent or purchase their next home. What are the pros and cons?

Topics: Retirement, Homeowners, Mortgages / Home Equity

Tips for Decorating Walls in Your Home

August 29, 2022 by First Federal Bank

A blank wall holds endless possibilities for decoration! Here are a few suggestions to transform your bland walls into focal features and design statements you, your family, and your guests will love.

Topics: Homeowners, Mortgages / Home Equity

Pre-Qualified vs. Preapproved: What's the Difference?

August 24, 2022 by First Federal Bank

Financial jargon can be confusing, especially when certain terms sound weirdly similar. Take pre-qualified and preapproved, for example. These words appear to be synonyms, but when it comes to securing a mortgage, they have differences and specifically applied circumstances. Here is a closer look at the variances between pre-qualified and...

Topics: Financial Education, Homeowners, Mortgages / Home Equity

Starting Your First Container Garden

July 25, 2022 by First Federal Bank

Gardening doesn’t have to break your back and your budget. With a container garden, you can enjoy the literal fruits of your labor without spending a fortune, having a large tract of land, or spending hours in the sun tending to your crops. Whether you’re looking to grow fresh herbs on your balcony, or spruce up your front porch with a splash of...

Topics: Lifestyle, Homeowners

How to Prepare for the Cost of Becoming a Homebuyer

July 22, 2022 by First Federal Bank

Are you preparing to purchasa house for the first time? It’s important to understand the additional costs beyond the down payment and monthly mortgage payments. Incorporating and preparing for the costs below will help guide you to becoming a responsible homeowner.

Topics: Homeowners, Mortgages / Home Equity

The Benefits of Battery-Powered Lawn Tools

June 27, 2022 by First Federal Bank

From cutting grass and whacking weeds, to blowing leaves and trimming hedges, keeping your lawn looking its best can take up a lot of time and effort. To make all these chores easier, it’s essential to choose the right tools for the job. As you shop for lawn appliances, be sure to consider battery power — today’s best electric options are often...

Topics: Homeowners

How Much Does It Cost to Sell a House?

June 08, 2022 by First Federal Bank

Selling a house can be a stressful, complicated, and surprisingly costly process. If you are a first-time home seller or haven’t sold a home in some time, here are some costs you need to know about before you list your house:

Topics: Homeowners, Mortgages / Home Equity

How to Make Your Home Wi-Fi Network More Secure

April 13, 2022 by First Federal Bank

The safest place to do your online banking is at home over a secure Wi-Fi network. Unfortunately, many private internet connections are not actually that private — including yours. Your internet security may be vulnerable to hackers and thieves. To ensure your online banking is secure, follow these suggestions to bolster your Wi-Fi’s defenses:

Topics: Family, Homeowners

The Pros and Cons of Refinancing Your Mortgage

April 04, 2022 by First Federal Bank

When interest rates dip lower than your current rate, you might be tempted to refinance your mortgage. After all, lower interest rates should equal lower monthly payments. This means you could have more room in your budget while still paying on your home. Refinancing, however, is a serious financial decision and should be based on several...

Topics: Homeowners, Mortgages / Home Equity

Design Tips for Improving Your Master Bedroom

March 30, 2022 by First Federal Bank

Your bedroom should be more than just a place to lay your head. It should serve as a refuge, a comfort, and a respite from the rest of the world. If your bedroom is lacking the calm you need, the design inspiration you want, or the amenities to make it a place you enjoy spending time in, consider these tips to update your space:

Topics: Homeowners

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