How to Maximize Space Under Bathroom and Kitchen Sinks

March 08, 2024 by First Federal Bank

Do the spaces under your kitchen and bathroom sink look cluttered and unorganized? Or is it just really hard to find things you need? Check out these tips for maximizing that space!Add some shelvesMost sink space is fairly tall, but there aren’t that many bathroom items or sink appliances that reach all the way to the top of the cabinet. To...

Topics: Homeowners

Improved Energy Efficiency to Save Money

February 16, 2024 by First Federal Bank

When it comes to saving money, improving your home’s energy efficiency can be a great way to rack up savings with minimal effort and plenty of benefits. Many energy-saving tips also cut your carbon footprint while also improving the comfort and value of your home. Here’s a look at a few strategies to help you save:Heat pumpsWhen you’re dealing...

Topics: Homeowners, Mortgages / Home Equity

Should You Still Buy a Home if You Still Have Student Loans?

January 19, 2024 by First Federal Bank

Few decisions are as significant as buying a home. It’s a milestone that many aspire to achieve, but the path to homeownership can be paved with financial challenges, particularly for those still grappling with student loans. Here are the factors you should consider when deciding to buy a home while managing student debt:Pros of buying a home...

Topics: Financial Education, Homeowners, Mortgages / Home Equity

Essential Improvements to Make Before Listing Your House

January 05, 2024 by First Federal Bank
Are you thinking about selling your home? If so, you might want to put these improvements on your to-do list before you list it. Certain upgrades and projects can help your home shine in a sea of listings and attract numerous buyers to check out your abode. The more interest you can generate, the better the selling process will be!   ...

Topics: Homeowners, Mortgages / Home Equity

Ways to Lower Your Homeowner's Insurance Costs

December 08, 2023 by First Federal Bank

Homeowner’s insurance is a necessary but costly expense to safeguard the money you’ve invested in your house. Yet you may be paying more for home insurance than you need to. There are ways that you may be able to reduce your rates and keep more of your money for improving your house instead of insuring it:Ask about discountsHere is an easy...

Topics: Financial Education, Homeowners

Lawn Care Tips for First-Time Homeowners

October 27, 2023 by First Federal Bank

Buying your first house is an exciting step — and one that comes with many new responsibilities. Along with maintaining your home, you’ll also need to care for your lawn so it stays healthy and attractive. Not sure where to begin with mowing, watering, fertilizing, and all the other tasks associated with lawn care? These tips will steer you in the...

Topics: Homeowners

How Does a Joint Mortgage Work?

October 13, 2023 by First Federal Bank

If you can’t afford a house on your own, or if you wish to purchase one together with a friend, a family member, or a partner, a joint mortgage could help you make homeownership a reality. Here’s a closer look at this financial tool and how it works:What is a joint mortgage?With a joint mortgage, two or more people can pool their resources and ...

Topics: Homeowners, Mortgages / Home Equity

3 Important Factors That Affect Your Real Estate Transaction

September 25, 2023 by First Federal Bank

The real estate market is quite different from other markets and can be confusing for even the most experienced buyers and sellers. You will need the help of a real estate agent whether you are an experienced buyer or doing it for the first time. Even with the help of an agent, you can educate yourself on some of the basic elements of a real...

Topics: Homeowners, Mortgages / Home Equity

Give the Ultimate Holiday Gift: Pay Off a Family Member's Mortgage

September 25, 2023 by First Federal Bank

Christmas is just around the corner, and if you're in a position to do it, paying off a family member's mortgage is one of the biggest gifts you could give this holiday season. A mortgage can be a heavy burden on a young homeowner, which is why paying it off is the ultimate act of charity. But when it comes to paying for someone else's mortgage,...

Topics: Homeowners, Mortgages / Home Equity

Dealing with Mice: Peppermint Oil, Dryer Sheets and Other Tricks

September 15, 2023 by First Federal Bank

There are things that everyone shares: the need for food, the search for love, and the intrusion of mice into our homes. But don't despair! There are several ways to deter and remove mice. Read on to learn about a few of the more well known, if a little out-there, methods.

Topics: Homeowners

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