With housing prices at historic highs, many first-time homebuyers are considering Federal Housing Administration loans for their lower down payments and less-stringent credit requirements. Here’s what you need to know about qualifying for an FHA loan.
Summer will soon be here, with its extra hours of sun, warm nights, and opportunities to embrace the great outdoors. With a little patio prep, you can maximize the fun. If you’re ready to transform your outdoor space for an unforgettable summer, check out these tips:
Topics: Lifestyle, Homeowners
At First Federal Bank, we understand that many first-time home buyers face an additional challenge of having non-existent credit history. It’s important to remember that while your credit score may be limited, it doesn’t mean you can’t be trusted to repay a loan. We offer alternative loan options with flexible credit requirements to help those...
Topics: Financial Education, Homeowners, Mortgages / Home Equity
Lighting your home is about more than picking out a stylish lamp or two. With proper lighting, you can bring out the best aspects of your living space. Here are some tips to help you find the perfect way to light up your home:
Topics: Homeowners
Embarking on an extended getaway can be exciting. It can be overwhelming, too, especially when you need to be away from your home and personal property for a long time. You want to make sure your home is secure before you leave so you can concentrate on new experiences. If you are headed out on a long-term trip, use these tips to prep your home...
Topics: Lifestyle, Homeowners
Buying real estate far from your current residence can be tricky. Typically, you don’t have the luxury to get truly familiar with the new area — and without having a good picture of the surrounding neighborhoods, school districts, local laws, and so on, it can feel like you’re rolling the dice and setting yourself up for buyer’s remorse....
Topics: Homeowners, Mortgages / Home Equity
Is your shed busting at the seams? Is your garage over run with clutter? If you are tired of sifting through the mess to get to the items you need or aren’t sure what’s even in these spaces, these tips can help. With smart storage solutions and some work, you can transform your garage or shed into a more useful space for you and your family.
Topics: Homeowners
First impressions matter, and if you want your home to welcome guests with a warm embrace, focus on your entryway. With a few updates outside and attention to detail on the inside, you can create an inviting entryway that will put your guests at ease the moment they see your home.
Topics: Homeowners