Know How to Spot an AI Scam

October 08, 2025 by First Federal Bank

The age of AI is here. Some embrace the change, other fear it. But perhaps surprisingly, as AI tools become more prevalent, most people believe they are equipped to spot AI-generated scams. By contrast, new research reveals a worrying trend: as people get more familiar with AI, they’re more likely to fall for these scams.

Topics: Financial Education

Do You Think Your Teen is Financially Prepared for Adulthood?

October 06, 2025 by First Federal Bank

As a parent, you are focused for 18 years on preparing your child for adulthood. Becoming an adult is an important milestone, and when it happens, your child will need to navigate the world on their own. Are they prepared financially for this transition? Sadly, many parents do not feel their teens are ready:

Topics: Financial Education, Family

How to Keep Yourself Safe from Online Scams

October 01, 2025 by First Federal Bank

October is National Cybersecurity Awareness Month, a time to spotlight the importance of taking daily action to reduce your risk when online and using connected devices. Do you know how to spot scams, and what actions you can take to keep yourself safe?

Topics: Financial Education

How Your Credit Score Impacts Your Auto Loan

September 24, 2025 by First Federal Bank

Are you in the market for some new wheels? Buying a vehicle in the fall, especially from October to December, is a prime time for deals due to dealerships clearing out current-year inventory to make room for new models and meet annual sales goals.But overall price is not the only consideration. If you will be financing your purchase, you need to...

Topics: Financial Education

How To Make Sure You Save Enough By Age 35

September 17, 2025 by First Federal Bank

It’s common to think about how much money you need to save for your retirement. But that may be a long time from now, depending on your current age. It’s a good idea to think in shorter terms. Have you considered how much you should have saved by the age of 35? It’s never too early to make an effort to set aside money…

Topics: Personal Banking, Financial Education

The One Word that is a Dead Giveaway of Attempted Fraud

September 10, 2025 by First Federal Bank

Seventy-three percent of American adults have experienced an online scam or attack. Opening your email or text messages can feel like wading through a minefield. But there are easy ways to determine whether an email is a scam — you just have to know what to look for. In fact, one word is almost a dead giveaway that the email or text is trying to...

Topics: Financial Education

Do You Have a Hurricane Financial Kit?

September 03, 2025 by First Federal Bank

As we head into the peak of the hurricane season, you want to make sure you are prepared for a potential disaster. You need more than flashlights, batteries and bottled water when a hurricane threatens. You also need to make sure your finances are in order. Financial experts say being prepared on paper can make all the difference in recovery....

Topics: Financial Education, Family

What I Wish I Could Teach My Younger Self About Money

August 27, 2025 by First Federal Bank

Have you ever wished you could reach out through time to give your younger self some advice? Robyn from A Dime Saved is a Dime Earned has some important money tips she has picked up along the way she wishes she had learned earlier in life:

Topics: Financial Education

How to Build Wealth in 10 Years

August 20, 2025 by First Federal Bank

The word, wealthy probably means different things to different people. We tend to think of millionaires and billionaires when we hear the word. What financial experts mean when they talk about wealth is increasing your net worth over time and doing it in a way that gives you freedom, stability and options. Here are some expert tips on how to...

Topics: Financial Education

What Are the Benefits of a Mutual Bank?

August 13, 2025 by First Federal Bank

Do all banks seem the same? If so, you might want to take a closer look. After all, there are more than 10,000 banks in the U.S., and each one offers its own unique set of services, branch locations, account fees, interest rates, and more. Banks can be categorized into several types, each with distinct functions and target audiences.

Topics: Personal Banking, Financial Education

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