First Federal Bank Blog

With Spring Break in the rear view mirror, it’s time to set your sights on summer vacation, and travel! How can you find the best deals? Travel experts have some tips to help you save this summer:

When you are young, saving money is often not something you make a priority. But this is also a time when you can create healthy habits that will last a lifetime! Teaching your teen the importance of saving, while helping them develop the skills they will need to be financially secure, does not have to be an overwhelming task. Here is an important...

The economy is top of mind for many Americans these days. One age group in particular is struggling with finances. Approximately 60% of Gen Zers currently live paycheck to paycheck, higher than the overall rate of Americans in that situation. If you fall into this category, there are things you can do to improve your financial situation today and...

Technology has the potential to make our lives easier in so many ways. A digital wallet is a financial app that stores payment information and passwords, and allows you to make transactions. You can use a digital wallet on any connected device, including mobile devices. Examples include ApplePay, CashApp, Google Wallet, and Zelle. But with the...

You may have been told you are never too young to begin planning for retirement. But it is very likely in your younger years it feels very far away. And therefore saving for it is not something you make a priority. But the old adage is true. And far too many people are not properly prepared to face their retirement years when the time does come.

We all know we should make it a priority to save money. But as with many things in life, it can be easier said than done. It can be overwhelming to think about how to even start. Especially with the strain of increasing consumer prices and inflation. Approaching savings the right way can make all the difference. Here are some things you should...

We all know we should make a budget and stick to it, if we want to set ourselves up for financial success. But it often feels like to much work. Budgeting can feel overwhelming. And, frankly, boring. But it doesn’t have it be difficult. CNET editor Kelly Ernst shares her top tips for budgeting success:

There is no shortage of ways people with bad intentions will try to commit fraud. The problem seems to compound with each passing year. Synthetic identity fraud, or “Frankenstein fraud,” is when someone steals an individual's Social Security number and combines it with information from other people's identities, such as a name, address or birth...

Whether you will be retiring in 2025, or years from now, a little planning goes a long way toward setting you up for success in your golden years. One key is understanding your Social Security benefits. When you can receive them, and how much you should expect, will change as the program is adjusted. The first thing you want to know is when you...

You know it is important to monitor your credit score regularly. And have probably learned a few tips for how to improve it. But do you know how applying for a new credit card impacts your score? There can be pros and cons.