Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

May 02, 2025 by First Federal Bank

It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great.

Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you loved – and could afford. And why sell if you’re not...

Topics: Mortgages / Home Equity

What You Can Do When Mortgage Rates Are a Moving Target

April 25, 2025 by First Federal Bank

Have you seen where mortgage rates have been lately? One day they go down a little. The next day, they go back up again. It can feel confusing and even frustrating if you’re trying to decide whether now’s a good time to buy a home.

Topics: Mortgages / Home Equity

4 Ways To Make an Offer That Stands Out This Spring

April 18, 2025 by First Federal Bank

Now that spring is here, more and more buyers are jumping back into the market, and competition is heating up.

Topics: Mortgages / Home Equity

Why Pre-Approval Is More Important Than Ever This Spring

April 07, 2025 by First Federal Bank

Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position to buy, there’s one step you can’t afford to skip, and that’s getting pre-approved for a mortgage.

Topics: Mortgages / Home Equity

The Best Week To List Your House Is Almost Here – Are You Ready?

April 04, 2025 by First Federal Bank

If selling your house is on your to-do list this year, the time to start prepping is now. Experts say the best week to list your house is coming up fast.

Topics: Mortgages / Home Equity

4 Things To Expect from the Spring Housing Market

March 28, 2025 by First Federal Bank

Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move.

Topics: Mortgages / Home Equity

Rising Inventory Means This Spring Could Be Your Moment

March 21, 2025 by First Federal Bank

Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and more power than buyers have had in years. Let’s break it down.

Topics: Mortgages / Home Equity

Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up

March 17, 2025 by First Federal Bank

At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.”

Topics: Mortgages / Home Equity

Do You Know How Much Your Home Is Worth?

March 07, 2025 by First Federal Bank

Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home?

Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind, this could mean a...

Topics: Mortgages / Home Equity

The Return to Urban Living — Why More People Are Moving Back to Cities

February 28, 2025 by First Federal Bank

After years of suburban and rural migration during the pandemic, cities have been making a comeback in the past couple of years. According to the National Association of Realtors (NAR), the percentage of people moving to cities has risen to 16%. And data from BrightMLS seems to confirm this trend. In a recent survey, 1 in 5 (20.6%) people looking...

Topics: Mortgages / Home Equity

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