Why Pre-Approval Is More Important Than Ever This Spring

April 07, 2025 by First Federal Bank

Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position to buy, there’s one step you can’t afford to skip, and that’s getting pre-approved for a mortgage.

Topics: Mortgages / Home Equity

The Best Week To List Your House Is Almost Here – Are You Ready?

April 04, 2025 by First Federal Bank

If selling your house is on your to-do list this year, the time to start prepping is now. Experts say the best week to list your house is coming up fast.

Topics: Mortgages / Home Equity

4 Things To Expect from the Spring Housing Market

March 28, 2025 by First Federal Bank

Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move.

Topics: Mortgages / Home Equity

Rising Inventory Means This Spring Could Be Your Moment

March 21, 2025 by First Federal Bank

Want to know two reasons this spring might finally be your time to buy? Inventory has grown and sellers may be more willing to negotiate as a result. That means you’ve got more options and more power than buyers have had in years. Let’s break it down.

Topics: Mortgages / Home Equity

Should I Buy a Home Right Now? Experts Say Prices Are Only Going Up

March 17, 2025 by First Federal Bank

At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.”

Topics: Mortgages / Home Equity

Do You Know How Much Your Home Is Worth?

March 07, 2025 by First Federal Bank

Over the past few years, you’ve probably seen a whole lot of headlines about how home prices keep going up. But have you ever stopped to think about what that actually means for your home?

Home prices have risen dramatically over the past five years — far more than usual. And if selling has been on your mind, this could mean a...

Topics: Mortgages / Home Equity

The Return to Urban Living — Why More People Are Moving Back to Cities

February 28, 2025 by First Federal Bank

After years of suburban and rural migration during the pandemic, cities have been making a comeback in the past couple of years. According to the National Association of Realtors (NAR), the percentage of people moving to cities has risen to 16%. And data from BrightMLS seems to confirm this trend. In a recent survey, 1 in 5 (20.6%) people looking...

Topics: Mortgages / Home Equity

Buying a Home May Help Shield You from Inflation

February 24, 2025 by First Federal Bank

It feels like everything is getting more expensive these days. That’s because inflation has remained higher than normal for longer than expected – and that’s impacting the costs of goods, services, and more. And with rising costs all around you, you’re probably questioning: is now really the right time to buy a home?

Topics: Mortgages / Home Equity

The Perks of Buying a Fixer-Upper

February 14, 2025 by First Federal Bank

There’s no denying affordability is tough right now. But that doesn’t mean you have to put your plans to buy a home on the back burner.

Topics: Mortgages / Home Equity

The Real Benefits of Buying a Home This Year

February 07, 2025 by First Federal Bank

Have you been wondering whether you should keep renting or finally make the leap into homeownership? It’s a big decision, and let’s be real — renting can feel like the easier option, especially if buying a home feels out of reach.

Topics: Mortgages / Home Equity

The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites.

Leave us a comment and join the conversation.