A Second Home Might Be the Missing Piece in Your Retirement Plan

August 15, 2025 by First Federal Bank

Are you wondering if you’re on track to retire someday?

Topics: Mortgages / Home Equity

The Truth About Down Payments (It’s Not What You Think)

August 08, 2025 by First Federal Bank

Topics: Mortgages / Home Equity

Today’s Tale of Two Housing Markets

August 01, 2025 by First Federal Bank

Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots. In others, sellers still hold the power. It’s a tale of two markets.

Topics: Mortgages / Home Equity

Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers

July 25, 2025 by First Federal Bank

Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place.

Topics: Mortgages / Home Equity

What You Should Know About Getting a Mortgage Today

July 18, 2025 by First Federal Bank

If you’ve been putting off buying a home because you thought getting approved would be too hard, know this: qualifying for a mortgage is starting to get a bit more achievable, but lending standards are still strong.

Topics: Mortgages / Home Equity

What Every Homeowner Needs To Know In Today’s Shifting Market

July 04, 2025 by First Federal Bank

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing.

Topics: Mortgages / Home Equity

3 Reasons To Buy a Home This Summer

June 27, 2025 by First Federal Bank

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize:

Topics: Mortgages / Home Equity

Is It Better To Rent or Buy a Home?

June 13, 2025 by First Federal Bank

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now?

Topics: Mortgages / Home Equity

Newly Built Homes May Be Less Expensive Than You Think

June 06, 2025 by First Federal Bank

Do you think a brand-new home means a bigger price tag? Think again.

Topics: Mortgages / Home Equity

Don’t Let Student Loans Hold You Back from Homeownership

May 23, 2025 by First Federal Bank

Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you're wondering:

Topics: Mortgages / Home Equity

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