Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers

July 25, 2025 by First Federal Bank

Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place.

Topics: Mortgages / Home Equity

What You Should Know About Getting a Mortgage Today

July 18, 2025 by First Federal Bank

If you’ve been putting off buying a home because you thought getting approved would be too hard, know this: qualifying for a mortgage is starting to get a bit more achievable, but lending standards are still strong.

Topics: Mortgages / Home Equity

What Every Homeowner Needs To Know In Today’s Shifting Market

July 04, 2025 by First Federal Bank

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing.

Topics: Mortgages / Home Equity

3 Reasons To Buy a Home This Summer

June 27, 2025 by First Federal Bank

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize:

Topics: Mortgages / Home Equity

Is It Better To Rent or Buy a Home?

June 13, 2025 by First Federal Bank

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now?

Topics: Mortgages / Home Equity

Newly Built Homes May Be Less Expensive Than You Think

June 06, 2025 by First Federal Bank

Do you think a brand-new home means a bigger price tag? Think again.

Topics: Mortgages / Home Equity

Don’t Let Student Loans Hold You Back from Homeownership

May 23, 2025 by First Federal Bank

Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you're wondering:

Topics: Mortgages / Home Equity

Housing Market Forecasts for the Second Half of the Year

May 16, 2025 by First Federal Bank

From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place you can turn to for answers you want the most. And that’s the experts.

Topics: Mortgages / Home Equity

The 20% Down Payment Myth, Debunked

May 09, 2025 by First Federal Bank

Saving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock.

Topics: Mortgages / Home Equity

Paused Your Moving Plans? Here’s Why It’s Time To Hit Play Again

May 02, 2025 by First Federal Bank

It’s not really a surprise that 70% of buyers paused their home search last year. Maybe you were one of them. And if so, no judgment. Conditions just weren’t great.

Inventory was too low, prices were too high, and mortgage rates were bouncing all over. That made it really hard to find a home you loved – and could afford. And why sell if you’re not...

Topics: Mortgages / Home Equity

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