Do You Need to Make Quarterly Tax Payments?

August 25, 2021 by First Federal Bank

If you have worked as an employee of a company or another person for most of your life, you are probably used to having taxes withheld from your paycheck and filing one yearly tax return. However, if you are self-employed, you likely need to pay estimated taxes, which are due on a quarterly basis.

Topics: Entrepreneurship, Taxes

Sedans You Can Still Buy New

August 23, 2021 by First Federal Bank

With crossovers, SUVs, and pickup trucks at peak popularity, a new sedan might seem harder to come by. Ford, one of the world’s biggest automakers, no longer offers a single sedan in its lineup. But if you know where to look, you’ll find there are plenty of great cars out there you can buy brand-new.

Topics: Vehicles

Knee-Friendly Exercises to Avoid Squats or Lunges

August 20, 2021 by First Federal Bank

If your knees hurt, go-to exercises like squats and lunges can turn a self-improvement session into a world of pain. Luckily, there are plenty of alternatives you can use to stay fit without putting undue pressure on your knees.

Topics: Healthy Living

Creating a Budget Online

August 18, 2021 by First Federal Bank

Budgeting is notorious for being a hassle. Thanks to these mobile apps and web-based services, you won’t have to pore over your finances for hours or mess around with spreadsheets. Here’s a look at four online tools that take the tedium out of building a budget:

Topics: Saving Money, Technology, Budgeting

Hiring Seasonal Staff

August 16, 2021 by First Federal Bank

If your company undergoes fluctuations in business traffic every year, hiring temporary seasonal staff can be an excellent solution for gaining the extra assistance you need. Here are some recommendations from employment solutions experts on how you can navigate the process effectively:

Topics: Small Business, Entrepreneurship

5 Pet-Friendly Houseplants to Grow

August 13, 2021 by First Federal Bank

Bringing the outdoors in is a great way to add life, a touch of color, and a burst of brightness into your home. However, be careful before grabbing any specimen from your local nursery. Even if you and the human members of your family know not to munch on leaves, flowers, or stems, your four-legged family members may not. The following plants,...

Topics: Healthy Living, Home Owners

First Federal Named Top Midtier Bank in Florida by American Banker

August 12, 2021 by First Federal Bank

First Federal Bank was recently listed by American Banker as one of the top mid-tier banks ($2B to $10B in total assets) for 2021. First Federal ranked #26 out of 282 institutions rated, and was #1 in Florida.

Topics: Company News

Online Check Deposit Basics

August 11, 2021 by First Federal Bank

Finding time to visit your financial institution during business hours to deposit a paper check isn’t always easy. Fortunately, you might have access to a 24-hour online check deposit option. If you have a smart device with a camera and a Wi-Fi or mobile data connection, this is a fast, convenient, and secure way to deposit funds into your...

Topics: Personal Banking, Financial Education

How to Live on a Fixed Income in Retirement

August 09, 2021 by First Federal Bank

Before retirement, you probably had the chance to increase your income, such as by earning promotions or changing jobs. But during retirement, it’s more common to live on a fixed monthly income determined by your savings. This can force a different approach to your personal finances and perhaps even to your lifestyle. Follow the tips below to...

Topics: Saving Money, Retirement, Budgeting

College vs. Trade School

August 06, 2021 by First Federal Bank

Continuing your education after graduating from high school is a serious, personal, and complicated decision. You might automatically think college is the way to go, but then you calculate the time and money a college education requires and your sure thing doesn’t seem so sure. Trade or vocational schools offer certification and training in a...

Topics: College, Family

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