Mistakes to Avoid When Transferring a Credit Balance

October 30, 2024 by First Federal Bank

Balance transfer credit cards can help you get out of high-interest debt quickly and efficiently. You may have received offers for these types of cards if you are carrying debt currently. But do you have the information you need to make the best financial decision? AOL lists these balance transfer mistakes to avoid:

Topics: Financial Education

To achieve an ROA exceeding 3%, all it takes is a simple, three-letter acronym.

October 29, 2024 by Rob Hughes

Q: How can financial institutions achieve an ROA exceeding 3% from small business loans?

Topics: Small Business

Fall Gardening Tips for the Southern Lawn

October 28, 2024 by First Federal Bank

Those of us who live in the south know gardening and lawn care look a little different in the fall than in other parts of the country. Unlike many people, we are not preparing for harsh winter weather. Our growing season is longer, just as our foliage is different. There are a few key things you can do this time of year to keep your garden and lawn

Topics: Lifestyle, Homeowners

What To Expect from Mortgage Rates and Home Prices in 2025

October 25, 2024 by First Federal Bank

Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices.

Topics: Mortgages / Home Equity

The Best Type of Bank Accounts for Achieving Your Life Goals

October 23, 2024 by First Federal Bank

When it comes to personal bank accounts, you probably think of basic checking and savings options. But there are different kinds of accounts you should consider at certain points in your life. Yahoo! Finance banking experts share their favorite accounts for various goals you may have along the way:

Topics: Personal Banking, Financial Education

How to Prepare for the Upcoming Time Change

October 21, 2024 by First Federal Bank

You have no doubt already noticed the days are growing shorter. And soon, we will be changing our clocks, setting the time one hour back. Daylight Savings Time ends Sunday, November 3 at 2 AM EST. It is something most of us dread, but with a little planning and preparation, it does not have to be a difficult transition. MSN offers these tips to...

Topics: Lifestyle

The Benefits of Using Your Equity To Make a Bigger Down Payment

October 18, 2024 by First Federal Bank

Did you know? Homeowners are often able to put more money down when they buy their next home. That’s because, once they sell, they can use the equity they have in their current house toward their next down payment. And it’s why as home equity reaches a new height, the median down payment has too.

How to Market Your Small Business

October 16, 2024 by First Federal Bank

Anyone who runs a small business knows how important marketing can be. But just how do you approach it? What strategies work best, and will get you the highest return? Forbes interviewed Dave Charest, director of small business success at Constant Contact, to get his insight and some answers:

Topics: Small Business

Exercises That Can Boost Longevity

October 14, 2024 by First Federal Bank

We all would like to know how to get most of life and live longer. You are probably aware exercise is key. But what kind, and how much is needed? MSN talked to health experts to find out exactly what you should be doing now to ensure a long and healthy future:

Topics: Lifestyle

What Qualifies as a Good Credit Score, and How Do You Get (Or Keep) One?

October 09, 2024 by First Federal Bank

You probably know how important it is to have a good credit score. But what qualifies as, Good? How do you make sure you get – and keep – yours in the best possible range? AOL.com breaks it all down:

Topics: Financial Education

The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites.

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