What’s the Difference Between Baking Powder and Baking Soda?

September 22, 2025 by First Federal Bank

Many of the best chefs will tell you they don’t always follow a recipe. They often follow their gut or wing it when in the kitchen. Cooking to taste is a popular way to prepare dinner. Baking, on the other hand, requires an entirely different approach. Dietician Caroline Thomason, R.D. explains how to tell the difference, and why it matters:

Topics: Lifestyle

Patience Won’t Sell Your House. Pricing Will.

September 19, 2025 by First Federal Bank

Waiting for the perfect buyer to fall in love with your house? In today’s market, that’s usually not what’s holding things up. And here’s why.

Topics: Mortgages / Home Equity

How To Make Sure You Save Enough By Age 35

September 17, 2025 by First Federal Bank

It’s common to think about how much money you need to save for your retirement. But that may be a long time from now, depending on your current age. It’s a good idea to think in shorter terms. Have you considered how much you should have saved by the age of 35? It’s never too early to make an effort to set aside money…

Topics: Personal Banking, Financial Education

Should You Let Your Pets Sleep with You?

September 15, 2025 by First Federal Bank

According to a survey by the American Academy of Sleep Medicine, nearly 50% of pet owners share beds with their furry friends. Sleep researcher Wendy Troxel advocates sleeping pet free, although she thoroughly expects people to ignore her advice. Here are the reasons she recommends not allowing pets on your bed at night, and what you can do to...

Topics: Family, Lifestyle

Why 50% of Homes Are Selling for Under Asking and How To Avoid It

September 12, 2025 by First Federal Bank

If your selling strategy still assumes you’ll get multiple offers over asking, it’s officially time for a reset. That frenzied seller’s market is behind us. And here are the numbers to prove it. 

Topics: Mortgages / Home Equity

The One Word that is a Dead Giveaway of Attempted Fraud

September 10, 2025 by First Federal Bank

Seventy-three percent of American adults have experienced an online scam or attack. Opening your email or text messages can feel like wading through a minefield. But there are easy ways to determine whether an email is a scam — you just have to know what to look for. In fact, one word is almost a dead giveaway that the email or text is trying to...

Topics: Financial Education

How to Approach Your Annual Health Screening

September 08, 2025 by First Federal Bank

We all know it is important to see our primary care physician once a year to keep tabs on our health and risk factors for serious conditions or diseases. But what is the best way to approach your annual health screening? What tests should you have, and why? Here are five tips from a medical professional:

Topics: Lifestyle

Thinking About Renting Your House Instead of Selling? Read This First.

September 05, 2025 by First Federal Bank

If your house is on the market but you haven’t gotten any offers you’re comfortable with, you may be wondering: what do I do if it doesn’t sell? And for a growing number of homeowners, that’s turning into a new dilemma: should I just rent it instead?

Topics: Mortgages / Home Equity

Do You Have a Hurricane Financial Kit?

September 03, 2025 by First Federal Bank

As we head into the peak of the hurricane season, you want to make sure you are prepared for a potential disaster. You need more than flashlights, batteries and bottled water when a hurricane threatens. You also need to make sure your finances are in order. Financial experts say being prepared on paper can make all the difference in recovery....

Topics: Financial Education, Family

8 Native Perennials for a Care-Free, Colorful Garden

September 01, 2025 by First Federal Bank

Perennials bloom year after year, bringing color to your garden every spring and summer. Native plants provide essential food and shelter for native wildlife and supporting biodiversity. And are easy to maintain once established, because they have adapted to your climate. Why not try some native perennials to spruce up your yard? Here are a few to...

Topics: Lifestyle

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