Why More Homeowners Are Giving Up Their Low Mortgage Rate

December 12, 2025 by First Federal Bank

Topics: Mortgages / Home Equity

The Sign of Fraud You’re Probably Missing

December 10, 2025 by First Federal Bank

Most people think of financial fraud showing up as a large, unusual charge on their bank account. But it’s the little transactions that can actually be the biggest red flags. Known as “phantom payments,” these small charges are a scammer’s way to test the validity and activity of your account before wiping it clean. Would you notice if $1 went...

Topics: Personal Banking, Financial Education

Making Sure You Remain Healthy This Holiday Season

December 08, 2025 by First Federal Bank

The holiday season is officially in full swing. It’s a busy time of year with lots of fun opportunities to get together with family and friends. It can also be a time to indulge in ways you don’t normally during the rest of the year. Make sure you don’t pay a price, or fall into unhealthy habits that stick with you, with this advice from health...

Topics: Lifestyle

Why Buying a Home Still Pays Off in the Long Run

December 05, 2025 by First Federal Bank

Renting can feel much less expensive and much simpler than buying a home, especially right now. No repairs, no property taxes, no worrying about mortgage rates – you just pay the bill and move on with your life.

Topics: Mortgages / Home Equity

7 Financial Resolutions to Make for 2026

December 03, 2025 by First Federal Bank

The new year is a great time to think about your finances and set goals. You don’t have to call them, “resolutions,” if you don’t want to. But measuring your current financial health, and focusing on where you want to be in the near and long-term future is always a good practice. Here are seven goals to consider for 2026:

Topics: Personal Banking, Financial Education

What Americans Think of New Year’s Resolutions

December 01, 2025 by First Federal Bank

Do you believe in New Year’s Resolutions? For the Americans who follow the practice, financial goals are at the top of their list for 2026. A new study found 37% of Americans 25 or older who make less than $100,000 per year expect to make resolutions for the new year. Among those, a whopping 97% have or will be setting financial goals. Here’s a...

Topics: Financial Education

4 Reasons Your House Is High on Every Buyer’s Wish List This Season

November 28, 2025 by First Federal Bank

When the holidays roll around, travel plans, family gatherings, and all the chaos of the season may make you think it’s better to pull your listing off the market or to wait until 2026 to sell your house. But here’s the thing.

Topics: Mortgages / Home Equity

How Gen Z is Mastering the Art of Soft Saving

November 26, 2025 by First Federal Bank

With the majority of Gen Z living paycheck to paycheck, saving money can feel like a luxury. A new trend has emerged that has shifted the traditional view of setting aside funds. Financial Counselor Lauren Bringle breaks it down:

Topics: Financial Education

Are You Aging Well?

November 24, 2025 by First Federal Bank

As life span increases, it is important to think about how we age, and what factors impact our quality of life. After all, you want to feel your best at every age! Dr. Mitch Ghen, medical director of physician education at Access Medical Labs, specializes in anti-aging, holistic and integrative medicine. He shares five subtle signs of healthful...

Topics: Lifestyle

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

November 21, 2025 by First Federal Bank

If you’ve served in the military (or if your spouse has), you have access to one of the key home financing options available to eligible service members and veterans. The chance to buy a home with the possibility of no down payment.

Topics: Mortgages / Home Equity

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