First Federal Bank Blog

Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%).

The word, “wealthy” probably means different things to different people. We tend to think of millionaires and billionaires when we hear the word. What financial experts mean when they talk about wealth is increasing your net worth over time and doing it in a way that gives you freedom, stability and options. Here are some expert tips on how to...

Lawn care may feel like a chore, but we all know it is important and helps boost your home’s value. You may have a garden to tend to in addition to your lawn. You may have special landscaping. Regardless of the set up of your property, weed control is likely a concern. Here are some common mistakes homeowners can make when trying to manage weeds:

Are you wondering if you’re on track to retire someday?

Do all banks seem the same? If so, you might want to take a closer look. After all, there are more than 10,000 banks in the U.S., and each one offers its own unique set of services, branch locations, account fees, interest rates, and more. Banks can be categorized into several types, each with distinct functions and target audiences.

Much of the U.S. has been dealing with extreme heat this summer. We all know the dangers this kind of weather poses to our physical health. But what about our mental wellbeing? Carolina Pena, a licensed professional counselor and mental health therapist, was interviewed by journalist Sam Baker, and explains the ways extreme temperatures can impact...

Caroline Russell, Senior Marketing Manager at One Day in July, a financial advisory firm, has some important advice for ensuring your financial success. The first step is to understand your current situation. Open up all your accounts: credit cards, checking accounts, student loans, and streaming services. If you don't know what the issues are,...

Governor Ron DeSantis recently announced the return of Florida’s Back-to-School Sales Tax Holiday, which will run Aug. 1 through Aug. 31, giving families a full month of savings on essential school supplies and more. And from now on, the month of savings will be permanent!

Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots. In others, sellers still hold the power. It’s a tale of two markets.