First Federal Bank

Recent Posts

A Guide on Endorsing a Check Properly and Securely

November 18, 2022 by First Federal Bank

Knowing how to endorse a check is one of the foundational financial skills you need to have. This simple process ensures money goes where it needs to and helps protect you against fraud.

Topics: Personal Banking, Financial Education

How Much of Your Income Should Go to Housing Expenses?

November 16, 2022 by First Federal Bank

It’s easy to fall in love with the grandeur of a home or the amenities and hip location of an apartment or condominium. So easy, in fact, it may blind you to its cost — a cost that may exceed your budget. Before you start searching for a home and falling in love with a dwelling, you should figure out how much you can afford to spend on a space.

Topics: Financial Education, Homeowners, Mortgages / Home Equity

What's Ahead For Mortgage Rates This Week - November 14, 2022

November 15, 2022 by First Federal Bank

Last week’s scheduled economic news included readings on monthly and year-over-year inflation and the University of Michigan’s preliminary reading on consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released.

Topics: Homeowners, Mortgages / Home Equity

Is a Standing Desk Worth It?

November 14, 2022 by First Federal Bank

If you’ve noticed more of your peers using standing desks, you may have had the thought that you might be missing out on the hot new thing. Standing desks have had a surge in popularity of late, but they’re no fad — they promote better habits, have tangible health benefits, and change the way you work for the better.

Topics: Lifestyle

Enhanced Banking for Veterans

November 11, 2022 by First Federal Bank

Topics: First Federal News

How Does Bankruptcy Affect Your Loan Debt?

November 09, 2022 by First Federal Bank

Filing for bankruptcy is a last-resort legal tool for individuals who are overwhelmed with bills and drowning in debt they can’t pay. If you’re considering bankruptcy, here’s a closer look at how it will affect the loan balances you owe:

Topics: Financial Education

First Federal Bank Voted as Best Bank

November 07, 2022 by First Federal Bank

First Federal Bank is honored to have received the 2022 recognition of “Best Bank” in 5 of its service areas; this is in addition to having been named by Newsweek as America’s the Best Small Bank in Florida for 2022. As a community-based mutual institution headquartered in Lake City, FL, the bank is owned by its customers rather than stockholders,...

Topics: First Federal News

5 Benefits of Stretching

November 07, 2022 by First Federal Bank

Stretching is an important component of physical fitness. You may already know stretching regularly can enhance your flexibility, but it has other benefits too, like decreasing your risk of injury and improving overall health. Let’s take a look at five benefits of stretching:

Topics: Lifestyle

Preparing for Success on Small Business Saturday

November 04, 2022 by First Federal Bank

Small Business Saturday can be a boon for the well-prepared entrepreneur, or a bust or stressful rush for business owners caught off guard. Here are some of our top tips to help you make the most out of Small Business Saturday on November 26:

Topics: Small Business

Ways to Keep Your Financial Records Well-Organized

November 02, 2022 by First Federal Bank

Whether you use a paper or digital system for your finances, keeping your records organized is important to help you stay on top of your budget, savings, spending, and bottom line. Here are a few ways to help you get a handle on your paperwork and electronic files so you can monitor your money and portfolio, establish goals, and set yourself up...

Topics: Financial Education

Leave us a comment and join the conversation.