First Federal Bank Blog

After years of suburban and rural migration during the pandemic, cities have been making a comeback in the past couple of years. According to the National Association of Realtors (NAR), the percentage of people moving to cities has risen to 16%. And data from BrightMLS seems to confirm this trend. In a recent survey, 1 in 5 (20.6%) people looking...

We all know we should make a budget and stick to it, if we want to set ourselves up for financial success. But it often feels like to much work. Budgeting can feel overwhelming. And, frankly, boring. But it doesn’t have it be difficult. CNET editor Kelly Ernst shares her top tips for budgeting success:

When it comes to good health, you probably think of things like diet and exercise as the best ways to promote it. But what about your brain? Do you know what you need to do to keep it functioning at its best? There are a number of everyday behaviors and habits that can negatively impact our brains. Here are a few to avoid:

It feels like everything is getting more expensive these days. That’s because inflation has remained higher than normal for longer than expected – and that’s impacting the costs of goods, services, and more. And with rising costs all around you, you’re probably questioning: is now really the right time to buy a home?

First Federal Bank’s newest location will be opening in Jacksonville, FL. This is the 26^th full service banking center, accompanying locations in Macclenny, Wildlight, Yulee, and Fernandina. This new location will leverage the strong position First Federal Bank has with both mortgage services and small business lending in the Duval market.

There is no shortage of ways people with bad intentions will try to commit fraud. The problem seems to compound with each passing year. Synthetic identity fraud, or “Frankenstein fraud,” is when someone steals an individual's Social Security number and combines it with information from other people's identities, such as a name, address or birth...

Did you know your mental health can deteriorate through the years? Socially isolated seniors have a 59% greater risk of mental and physical decline (Forbes). The health effects of social isolation and loneliness on seniors is equivalent to smoking 15 cigarettes per day (AARP.org). Depression in the elderly is associated with increased risk of...

There’s no denying affordability is tough right now. But that doesn’t mean you have to put your plans to buy a home on the back burner.

When planning for retirement, one key expense you may not fully account for is health care. The simple fact is that as we age, our medical needs tend to increase. Which means do does the cost of our care. Even if you live a long and healthy life with no major illness or issues, you will occasionally need to visit a doctor. How can you plan...

Fasting has grown in popularity over the past decade, but it is nothing new. Humans have been doing it the entirety of our existence. How and why people fast can vary greatly. Doing so safely, in order to fully derive the benefits, is important. So is finding a way to fit fasting comfortably into your lifestyle. Medical experts weigh in on the...