First Federal Bank Blog

One of the biggest homebuying advantages you could give yourself today is surprisingly simple: a flexible wish list.

You are probably aware factors like your driving record, vehicle type, and zip code impact your car insurance rate. But what about your credit score? Your financial habits and history can impact how much you pay in premiums each year…

When you make financial plans as a single person, you often don’t have anyone to answer to but yourself. You can dictate exactly how your money gets spent, how much you save and what your goals are. As your household grows, creating a cohesive financial plan can become more complicated—and more vital. Successful family financial planning can...

Most people think of financial fraud showing up as a large, unusual charge on their bank account. But it’s the little transactions that can actually be the biggest red flags. Known as “phantom payments,” these small charges are a scammer’s way to test the validity and activity of your account before wiping it clean. Would you notice if $1 went...

The holiday season is officially in full swing. It’s a busy time of year with lots of fun opportunities to get together with family and friends. It can also be a time to indulge in ways you don’t normally during the rest of the year. Make sure you don’t pay a price, or fall into unhealthy habits that stick with you, with this advice from health...

Renting can feel much less expensive and much simpler than buying a home, especially right now. No repairs, no property taxes, no worrying about mortgage rates – you just pay the bill and move on with your life.

The new year is a great time to think about your finances and set goals. You don’t have to call them, “resolutions,” if you don’t want to. But measuring your current financial health, and focusing on where you want to be in the near and long-term future is always a good practice. Here are seven goals to consider for 2026:

Do you believe in New Year’s Resolutions? For the Americans who follow the practice, financial goals are at the top of their list for 2026. A new study found 37% of Americans 25 or older who make less than $100,000 per year expect to make resolutions for the new year. Among those, a whopping 97% have or will be setting financial goals. Here’s a...

When the holidays roll around, travel plans, family gatherings, and all the chaos of the season may make you think it’s better to pull your listing off the market or to wait until 2026 to sell your house. But here’s the thing.