Insurance Coverage for Financed Cars

September 03, 2021 by First Federal Bank

Financing a car through a financial institution will influence what insurance policy you need to buy. If you are taking out a loan to help pay for your new or pre-owned vehicle, you will not only need to purchase insurance to satisfy your state’s requirements, but also those of your lender.

Topics: Lifestyle

Are You Ready to Own a Home?

September 01, 2021 by First Federal Bank

Owning a home is a large part of adulthood for many, but it can be daunting to think of everything that comes with the process of becoming a homeowner. From being financially stable, to accounting for possible emergencies, there are certain things to be aware of when it comes to purchasing a new house.

Topics: Family, Homeowners, Mortgages / Home Equity

Ideas for Cutting Down on Screen Time

August 30, 2021 by First Federal Bank

Do you reach for your phone the moment you receive a notification? Do you often spend 30 minutes scrolling through social media when you only meant to spend five? If you’re ready to kick these habits, follow these simple tips for reducing your screen time:

Topics: Lifestyle

Emergency Fund Basics

August 27, 2021 by First Federal Bank

The COVID-19 pandemic and its economic downturn might have exposed how fragile your finances are. As the economy begins to recover, it’s a good time to consider building an emergency fund to help protect you in the future. Consider this information as you start to put money away:

Topics: Financial Education

Do You Need to Make Quarterly Tax Payments?

August 25, 2021 by First Federal Bank

If you have worked as an employee of a company or another person for most of your life, you are probably used to having taxes withheld from your paycheck and filing one yearly tax return. However, if you are self-employed, you likely need to pay estimated taxes, which are due on a quarterly basis.

Topics: Financial Education

Sedans You Can Still Buy New

August 23, 2021 by First Federal Bank

With crossovers, SUVs, and pickup trucks at peak popularity, a new sedan might seem harder to come by. Ford, one of the world’s biggest automakers, no longer offers a single sedan in its lineup. But if you know where to look, you’ll find there are plenty of great cars out there you can buy brand-new.

Topics: Lifestyle

Knee-Friendly Exercises to Avoid Squats or Lunges

August 20, 2021 by First Federal Bank

If your knees hurt, go-to exercises like squats and lunges can turn a self-improvement session into a world of pain. Luckily, there are plenty of alternatives you can use to stay fit without putting undue pressure on your knees.

Topics: Lifestyle

Creating a Budget Online

August 18, 2021 by First Federal Bank

Budgeting is notorious for being a hassle. Thanks to these mobile apps and web-based services, you won’t have to pore over your finances for hours or mess around with spreadsheets. Here’s a look at four online tools that take the tedium out of building a budget:

Topics: Financial Education

Hiring Seasonal Staff

August 16, 2021 by First Federal Bank

If your company undergoes fluctuations in business traffic every year, hiring temporary seasonal staff can be an excellent solution for gaining the extra assistance you need. Here are some recommendations from employment solutions experts on how you can navigate the process effectively:

Topics: Small Business

5 Pet-Friendly Houseplants to Grow

August 13, 2021 by First Federal Bank

Bringing the outdoors in is a great way to add life, a touch of color, and a burst of brightness into your home. However, be careful before grabbing any specimen from your local nursery. Even if you and the human members of your family know not to munch on leaves, flowers, or stems, your four-legged family members may not. The following plants,...

Topics: Lifestyle, Homeowners

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