Business Tax Tips For Procrastinators

March 08, 2021 by First Federal Bank

Every year you tell yourself you will not wait until the last minute to file your business’s tax return. Every year, though, you still find yourself scrambling to complete it. If you are ready to break the procrastinating cycle when it comes to filing your business’s tax return, implement these tips into your business plan:

Topics: Small Business, Financial Education

Is a Crossover or SUV Better for You?

March 05, 2021 by First Federal Bank

It’s easy to get crossovers and SUVs confused. Some vehicles, like the Toyota Highlander and Nissan Murano, are referred to as both interchangeably. U.S. News & World Report, one of the leading resources for new vehicle research, lists several crossovers on its lists of the best SUVs. If you’re shopping for a new vehicle and aren’t sure which is...

Topics: Lifestyle

Pros and Cons of Direct Mail Marketing

March 03, 2021 by First Federal Bank

As the owner of a small business, you want to reach as many potential customers as possible. Despite the rise of email and social media marketing, regular direct mail can still play a key role in helping you achieve this goal. However, before you start planning a direct mail marketing campaign, it’s important to understand the pros and cons of...

Topics: Small Business

Essential Financial Lessons For Kids

March 01, 2021 by First Federal Bank

As a parent, you are your child’s first and most enduring teacher. The example you set, the lessons you teach, and the instruction you neglect will live in your child’s psyche forever. That includes how to handle money. Help your kids develop good money habits now and throughout their lives with the following financial lessons:

Topics: Financial Education, Family

Basic Tips to Keep Your Account Safe

February 26, 2021 by First Federal Bank

Criminals are crafty, smart, and — for the most part — lazy. They are looking for accounts they can easily hack and information that is simple to steal. By putting up barriers, even simple ones, you can help protect your account from thieves.

Topics: Financial Education

Myths About Small-Business Debt

February 24, 2021 by First Federal Bank

To increase the success of your business, you need to make more money — and sometimes you need to borrow money to increase cash flow and unlock better opportunities for revenue growth. However, taking out a small business loan may seem like a bigger risk than it’s worth.

Topics: Business Banking, Small Business

How to Plan Your Retirement Using Age Banding

February 22, 2021 by First Federal Bank

Even if you’re nowhere near retirement age, chances are you’ve been — or have recently begun — preparing for the eventuality of leaving a working lifestyle behind. A lot goes into retirement planning, and knowing where to start or how to make sure everything goes as planned can be daunting. That’s where the concept of “age banding” comes into...

Topics: Retirement, Financial Education

Top Small-Business Loan Tips

February 19, 2021 by First Federal Bank

Whether you’re starting up, expanding, or need a quick injection of cash, a small-business loan can be a lifesaver and a dream-maker. Given the gravity of what a loan can do for your business, it should come as no surprise the process of securing one takes a careful, intelligent approach. If you know what lenders are looking for and how to...

Topics: Business Banking, Small Business

4 Tips for Getting Started With Yoga

February 17, 2021 by First Federal Bank

A regular yoga practice can improve your fitness, flexibility, and mindset. If you want to start a new yoga routine, consider these tips to get you off on the right foot:

Topics: Lifestyle

Are Shopper Loyalty Programs Worth It?

February 15, 2021 by First Federal Bank

Shopper loyalty programs may seem like an easy way to save money on your favorite products. The choice to sign up for exclusive savings and customized coupons may seem like a no-brainer — however, these savings come at the cost of your personal data being sold to marketers. Here’s what to know about the benefits and risks of these store loyalty...

Topics: Financial Education

The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites.

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