Small Business Saturday takes place after Black Friday and encourages shoppers to support the small businesses in their community. To get the most out of this annual event, your small business needs to prepare.
Controlling Holiday Spending
While the spirit of the season can fill your heart with joy, it can also quickly empty your wallet. There are ways to enjoy the holidays and give to others (and to yourself) without exceeding your financial limits. The following tips will help you control your spending during the most magical — and expensive — time of year:
Topics: Financial Education, Family
What to Do When Your Credit Card is Compromised
Though you try to protect your vital information when shopping online, the risk of having your credit card information compromised is higher than ever. Even with advanced security protocols, you could find yourself a victim of credit card fraud. Fortunately, recovering from this kind of situation is a straightforward process — so long as you know...
Topics: Financial Education
Is Your Business Properly Staffed for the Holidays?
Seasonal or part-time hiring can help you and your employees navigate the increased workload of the holidays or other busy periods in your industry. The following tips can help you with your temporary, part-time, or seasonal hiring needs:
Topics: Small Business
5 Ways to Combat Neck Pain and Stiffness
There’s a good reason annoying, persistent problems are colloquially called a “pain in the neck.” Neck pain can prevent you from enjoying restful sleep, limit your mobility, and keep you from participating in your favorite activities. Here’s a look at a handful of strategies available to help ease the tension:
Topics: Lifestyle
Building a War Chest
Would your company be able to survive a major unexpected expense? Are you prepared for financial hardships or opportunities that come your way? Regardless of the size of your business, it’s important you have a war chest that’s stocked and easy to access.
Topics: Small Business
Protecting Yourself From Ransomware
Keeping all of your files secure and backing them up may not be something you think of on a daily basis. But with scammers and hackers diligently working to corrupt files and make a quick buck, maintaining your computer’s security is vital in today’s world. One way your information could be at risk is through ransomware.
Topics: Financial Education
Choosing the Right Health Savings Account
A Health Savings Account (HSA) offers a wealth of benefits. It can help you save on taxes, aid in bolstering your retirement fund, and earn tax-free interest on your savings. Forbes contributor John Goodman claims no other savings vehicle can top an HSA. However, specific HSAs are tailored to meet distinct needs. In order to maximize your savings,...
Topics: Financial Education
Managing Your Credit Score
Since your credit score is an indicator of your financial standing, it plays a large role in determining your eligibility for loans and favorable interest rates. If you’d like the opportunities that come with a higher credit score, here are some of the best practices for managing your money to boosting your score:
Topics: Financial Education
Supporting Our Local Community for Hunger Action Month
For tens of millions of people in the U.S., a daily meal isn’t as simple as deciding what to eat. According to the non-profit organization Feeding America, it is often a choice between food and other crucial needs—like medicine, electricity, or childcare.
Topics: First Federal News
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