A VA loan is one issued by private lenders and backed by the U.S. Department of Veterans Affairs. It can help U.S. active duty service members, veterans, and widowed military spouses buy a home. VA loans are popular, because they offer a no down payment option and do not require mortgage insurance. They can be easier to obtain than a conventional...
Is a Construction to Permanent VA Loan Right for You?
Topics: Personal Banking, Family, Homeowners
Tax Breaks You Might Have Overlooked
Every year, American citizens perform their civic duty by writing a check for their taxes. While the process of filing taxes can be a challenge, the real stress comes when you find out how much of your hard-earned money needs to be sent to Uncle Sam. Before you finalize your next round of taxes, be sure to keep these easily overlooked tax breaks...
Topics: Financial Education
Signs An Employee is Preparing to Leave
You’ve put a lot of work into making sure you have the right team for your business. However, your employees might leave to pursue better opportunities or move to new places. Here are some signs an employee might be ready to quit, so you can be prepared:
Topics: Small Business
Beyond Breakfast: 2 Creative Egg Recipes
When was the last time you ate eggs for a meal other than breakfast — that wasn’t egg salad or deviled eggs? Chances are you haven’t explored the humble egg to its full culinary potential and have relegated it to mere omelets and scrambles. Revive your love of eggs by trying these two iconic egg dishes from other continents:
Topics: Lifestyle
Understanding Social Media Algorithms
When it comes to marketing your company in this day and age, social media can be a valuable way to reach your customers. Unfortunately, too many small business posts and pages languish ignored on major platforms. While many factors can impact success, it helps to understand the algorithms that social media platforms use to prioritize some posts...
Topics: Small Business
Tips for Fixing Your Sleep Schedule
Getting enough sleep is integral to living a happy, healthy life. When you rest, your mind and body get a chance to recover and recharge for the next day. Whether you’ve found yourself staying up a bit too late, or you recently changed work schedules, there are many ways to get your sleep schedule back on track:
Topics: Lifestyle
Building Your Home's Curb Appeal
With the real estate market on fire, you might be considering selling your home. As the saying goes, first impressions are everything. The curb appeal of your home sets a clear standard of excellence. If you feel like your property could stand to pop a bit more, building curb appeal can be easy, affordable, and well worth the effort.
Topics: Homeowners, Mortgages / Home Equity
6 Immersive Travel Memoirs
Whether you’re a restless wanderer or a confirmed homebody, reading a great travel memoir will expand your imagination, strengthen your empathy for those around you, and introduce a little more excitement in your life. Not sure where to begin? Start with one of these six highly recommended travel titles:
Topics: Lifestyle
Tax Differences Between Corporations and LLCs
You want to ensure you set your business up properly from the start. Choosing the right entity can be one of the most important decisions you make. Corporations and limited liability companies have many differences worth weighing, including how the money earned is taxed. Paying taxes on profits is part of running a business, but how much you pay...
Topics: Small Business, Financial Education
How Much Truck Do You Really Need?
If you’re shopping for a truck, you have no shortage of options available. Almost every major brand on the market sells some kind of pickup, and many automakers offer multiple trucks. The best way to narrow down your choices is to ask yourself how much truck you need.
Topics: Personal Banking
The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites. NMLS # 408902.