First Federal Bank Blog

Setting spending limits and crunching numbers is not exactly a traditional recipe for family fun. But it is possible to make the process of creating, maintaining and benefiting from family budgets an enjoyable one. You and your family will find financial joy within the budgeting process with these tips:

Medical expenses can extend way beyond the bill you receive from your doctor’s office. If you have a high-deductible health plan, you may be privy to a health savings account (HSA). With an HSA, you can deposit tax-free funds earmarked for paying off a range of medical costs including copayments and deductibles. Here is a closer look at the basics...

Financing a car through a financial institution will influence what insurance policy you need to buy. If you are taking out a loan to help pay for your new or pre-owned vehicle, you will not only need to purchase insurance to satisfy your state’s requirements, but also those of your lender.

Owning a home is a large part of adulthood for many, but it can be daunting to think of everything that comes with the process of becoming a homeowner. From being financially stable, to accounting for possible emergencies, there are certain things to be aware of when it comes to purchasing a new house.

Do you reach for your phone the moment you receive a notification? Do you often spend 30 minutes scrolling through social media when you only meant to spend five? If you’re ready to kick these habits, follow these simple tips for reducing your screen time:

The COVID-19 pandemic and its economic downturn might have exposed how fragile your finances are. As the economy begins to recover, it’s a good time to consider building an emergency fund to help protect you in the future. Consider this information as you start to put money away:

If you have worked as an employee of a company or another person for most of your life, you are probably used to having taxes withheld from your paycheck and filing one yearly tax return. However, if you are self-employed, you likely need to pay estimated taxes, which are due on a quarterly basis.

With crossovers, SUVs, and pickup trucks at peak popularity, a new sedan might seem harder to come by. Ford, one of the world’s biggest automakers, no longer offers a single sedan in its lineup. But if you know where to look, you’ll find there are plenty of great cars out there you can buy brand-new.

If your knees hurt, go-to exercises like squats and lunges can turn a self-improvement session into a world of pain. Luckily, there are plenty of alternatives you can use to stay fit without putting undue pressure on your knees.

Budgeting is notorious for being a hassle. Thanks to these mobile apps and web-based services, you won’t have to pore over your finances for hours or mess around with spreadsheets. Here’s a look at four online tools that take the tedium out of building a budget: