In many cases, home improvement is better than moving to another house. Building a larger garage, expanding a wing of your home or erecting an additional bathroom could be a much easier and more cost-effective way of adjusting your current home to fit your needs. A construction loan is the best way to pay for these renovations, and you have...
One-Time Close Construction Loans vs. Multiple Loans
Topics: Homeowners
The True Cost of Teen Drivers
That magical moment when your teenager reaches driving age can be both exciting and stressful. While you’re thrilled your child is now old enough to get behind the wheel, the reality of what that means will quickly begin to affect your wallet. Having a teen driver means extra expenditures, including higher insurance, dealing with potential...
Topics: Personal Banking, Family
Entertaining Family Fun Night Ideas
Keeping kids entertained can be a daunting task. But you can go beyond watching movies, playing board games, reading books, and relying on video games for a family fun night. Here’s a look at some ideas for safe, simple, and affordable ways for you to bond with your brood:
Topics: Family
Positioning Your Product in the Proper Market Context
Product positioning can make all the difference between having a killer idea with tons of potential and being a successful business that capitalizes on its ingenuity. Knowing how to market your product effectively is as essential as having a product to sell, and executing your plan effectively can open doors for your business with exciting...
Topics: Small Business
Learn About Cryptocurrency
In recent years, cryptocurrency has been a booming topic among investors. Just like traditional currency, you can exchange it for services, products or other types of cryptocurrencies. You can also cash it out, much like chips at a casino. However, these digital currencies have many key differences when it comes to storage, transactions and...
Topics: Financial Education
Organizing and Storing Your Online Passwords
To safeguard your financial, private, and personal information from identity thieves and hackers, you should use unique passwords for each of your online accounts as well as for each of your devices. From email — both personal and work — and bank accounts to health portals and shopping sites, the number of passwords to keep track of can be...
Topics: Financial Education
The Advantages of Multiple Savings Accounts
When you want to securely store your money, you can choose to open one or more savings accounts at a financial institution. If you’re unsure how many accounts to open, it’s a good idea to consider the different reasons for having multiple savings accounts in mind before making a decision.
Topics: Personal Banking, Financial Education
Record Management 101
Being an entrepreneur comes with a lot of paperwork. All of those receipts, invoices, tax forms, credit card statements and payroll forms can quickly become overwhelming. But don’t succumb to the temptation to shove them all in a drawer and forget about them. Follow these tips to help you wrangle those records:
Topics: Small Business, Financial Education
First Federal Bank Brings Zelle® to Customers
First Federal Bank is pleased to announced a new partnership with Zelle®, a simple, safe way to receive and send money. The Zelle Network® connects financial institutions of all sizes, enabling consumers and businesses to send fast digital payments to people they know and trust through their trusted banking app.
Topics: First Federal News
Scams are one thing you don't want to unwrap this holiday season.
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. Add to that this time of expanded use of online banking and the busy holiday shopping season, and the problem is only growing worse. The Federal Trade Commission’s report on fraud estimates that American consumers lost a...
Topics: Financial Education
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