Budgeting Systems To Fit Your Life

January 27, 2021 by First Federal Bank

Whether you’re on a fixed income or simply looking to make smarter financial decisions, a budget can help you guide your spending and supplement your savings. However, it’s important to find a budgeting system that suits your lifestyle. Here are some common budgeting methods to help you achieve your financial goals:

Topics: Financial Education

Reasons to Go Paperless

January 25, 2021 by First Federal Bank

If you’re inundated with requests by utility providers, department store credit cards, and insurance companies to “go paperless” but haven’t made the switch to digital statements yet, you’re missing out on some great benefits.

Topics: Financial Education

Save On Insurance with Smart Home Discounts

January 22, 2021 by First Federal Bank

Having a connected home offers a broad range of benefits that include unparalleled convenience, increased efficiency, and superior security. On top of all this, upgrading your home with smart devices can also have the benefit of earning discounts on your homeowners or renters insurance.

Topics: Financial Education, Homeowners

4 Unnecessary Expenses to Cut From Your Life

January 20, 2021 by First Federal Bank

As a hard-working adult, you know saving money is an important thing to do. Unfortunately, it can also be difficult. Life is expensive, and it often feels like our money is gone no sooner than we’ve earned it. But are all of life’s expenditures necessary? Far from it; a close look at your budget is likely to reveal plenty of unnecessary spending....

Topics: Financial Education

Refinancing A Loan

January 18, 2021 by First Federal Bank

Refinancing a loan involves replacing an existing loan by paying off the debt with a new one. Ideally, the new loan has better terms or features to make the process worthwhile. This can help save you money in the long term or make your life easier in other ways.

Topics: Personal Banking, Financial Education

Tax Resolutions for 2021

January 15, 2021 by First Federal Bank

Nobody looks forward to paying taxes, but a bit of preparation and planning can go a long way toward easing the stress for your small business. As 2021 gets underway, consider making these tax resolutions part of your business strategy for the new year:

Topics: Small Business, Financial Education

Unique Gadgets to Upgrade Your Kitchen

January 13, 2021 by First Federal Bank

Spend less time in the kitchen and maximize the fun of whipping up new recipes when you invest in these nine cool gadgets:

Topics: Homeowners

Managing Your Time When You Work Remotely

January 11, 2021 by First Federal Bank

Remote work has its share of benefits and challenges. Here are seven ways to boost your success when working from home:

Topics: Family, Lifestyle

What is Search Engine Optimization?

January 08, 2021 by First Federal Bank

If your company has an online presence, you might have heard of search engine optimization. It’s defined as “the practice of increasing the quantity and the quality of traffic to your website through organic search engine results.” If none of that made sense to you, or you want to polish up your SEO skills, consider these first steps:

Topics: Small Business

How to Prepare for an IRS Audit

January 06, 2021 by First Federal Bank

A letter from the Internal Revenue Service states you are being audited. Not news you were expecting, so it’s understandable to feel a little unsettled, panicked or scared. Don’t let you emotions take over. An IRS audit isn’t fun, for sure, but you can handle it. The following tips will help you prepare for an audit:

Topics: Financial Education

The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites.

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