First Federal Bank Blog

Whether you’re starting up, expanding, or need a quick injection of cash, a small-business loan can be a lifesaver and a dream-maker. Given the gravity of what a loan can do for your business, it should come as no surprise the process of securing one takes a careful, intelligent approach. If you know what lenders are looking for and how to...

A regular yoga practice can improve your fitness, flexibility, and mindset. If you want to start a new yoga routine, consider these tips to get you off on the right foot:

Shopper loyalty programs may seem like an easy way to save money on your favorite products. The choice to sign up for exclusive savings and customized coupons may seem like a no-brainer — however, these savings come at the cost of your personal data being sold to marketers. Here’s what to know about the benefits and risks of these store loyalty...

As an entrepreneur, you want the best for your company — but you only have so much time and attention to give. If you need advice on areas outside of your expertise, you may need to seek out consultation. However, it’s important to weigh the benefits of hiring a new internal consultant versus an external consultant. Here’s a look at a few factors...

When choosing windows for your home, it’s important to research all of the different types and their associated benefits. Though all windows serve a few common functions, such as letting in light while keeping out rain and wind, they also vary in many ways. For example, some do a better job ventilating your home while others may simply fit a...

In lean times, finding ways to minimize and cut costs is crucial for the survival of your business. While some situations can lead to hard choices, taking a smart approach to cost-cutting can help sustain you through a tough period, and set you up for increased financial success down the road.

As you plan for retirement, it’s important to invest your money in a way that maximizes your income in your senior years. In some cases, a Roth IRA conversion could get you closer to this goal by allowing you to pay less in taxes when you retire. Before you take this route, it’s important to understand the basics of Roth IRA conversions and...

While cleaning your household appliances may not be the first task you put on your chores list, it’s just as important as vacuuming and mopping your home. The next time you clean your home, extend your efforts to the following appliances:

When you’re looking for popular marketing trends in 2021, you’re going to find a lot of technology-based options. That doesn’t mean traditional tools like billboards, flyers, and referrals are completely out of the question.

If you’re an independent contractor, you have a different set of tax obligations from a full- or part-time employee. When you enter into a contact with a company but aren’t on the payroll, you should receive a Form W-9. This allows you to report your earnings and ensure you don’t land in hot water with the Internal Revenue Service.