Picking Up The Pieces After Storms Damage Your Home

November 24, 2021 by First Federal Bank

Whether wind, snow, hail, or a hurricane damages your home, recovering from a storm is a complicated process. Even if the damage was minimal, figuring out how to repair the problem, receive compensation for your loss, and deal with insurance claims can be overwhelming. The following tips can help you navigate the situation:

Topics: Financial Education, Homeowners

International Travel Essentials

November 22, 2021 by First Federal Bank

After the past year has kept you at home, you may be itching to get out and start traveling again. Before you pack up and head abroad, it is important you gather certain critical items for your journey - especially if you've never traveled internationally before. To ensure you're prepared for surprises on your sightseeing, make sure you always...

Topics: Lifestyle

Holiday Gifts to Teach Your Kids About Money

November 19, 2021 by First Federal Bank

It’s important you start coaching your children on the basics of financial responsibility early in their lives. Properly saving, spending, and investing money are crucial skills for all people to master — and the sooner you can teach them, the better!

Topics: Financial Education, Family

Monitoring Your Credit Report

November 17, 2021 by First Federal Bank

Your credit report holds plenty of valuable information. It can help you understand your spending habits, lend insight into your creditworthiness, and, perhaps most importantly, it can enable you to monitor your accounts for fraud. Here’s a look at a few different strategies for watching your credit report — and what you should do if you notice...

Topics: Financial Education

When is the Best Time to Buy a Car?

November 15, 2021 by First Federal Bank

Once you’ve decided you’re ready to purchase your next car, you may be tempted to go to the dealership right away. However, if you wait to shop until the time is right, you may be able to save money on your purchase.

Topics: Lifestyle

Showing Employees You Care This Holiday Season

November 12, 2021 by First Federal Bank

For all the stress and turmoil the holidays can bring to a business, it’s important you maintain the perspective necessary to see the forest for the trees. This time of year, it’s as essential as ever to acknowledge your employees and let them know they are essential to the success of your business.

Topics: Small Business

Is 20 Percent Down Necessary?

November 10, 2021 by First Federal Bank

Purchasing a home is a major decision, and it could be the most expensive financial transaction somebody ever makes. Therefore, it is important to get this right. One of the biggest hurdles for a new homeowner is coming up with enough money for the down payment. A lot of people believe they require 20 percent down to purchase a home. Saving this...

Topics: Mortgages / Home Equity

Shop Smarter This Holiday Season

November 10, 2021 by First Federal Bank

The holiday season is fast approaching, and you might be stressed thinking about how you are going to buy gifts for all of your friends and family. But it is possible to get everything you need as long as you set realistic goals.

Topics: Financial Education

Applying For A Mortgage? 3 Easy Ways To Make The Process Easier

November 09, 2021 by First Federal Bank

There are more than enough details involved in getting a mortgage and moving into your own home that you’ll want to know how to make the process as seamless as possible beforehand. However, there’s a chance you might not be aware of the things you can do to make it a little easier on yourself. If you’re currently looking for a home and are...

Topics: Mortgages / Home Equity

Important Relationships During The Home Buying Process

November 08, 2021 by First Federal Bank

Purchasing a home is an exciting time, but there is also a lot to manage. There are a lot of text messages, phone calls, and emails coming in. It is important for potential homeowners to keep them straight. Who are some of the most important people during the purchase process?

Topics: Mortgages / Home Equity

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