How To Determine if You’re Ready To Buy a Home

July 26, 2024 by First Federal Bank

If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more.  

Topics: Mortgages / Home Equity

The Loan Approval Process

July 25, 2024 by First Federal Bank

Topics: Homeowners

How to Prepare for your 2025 Social Security Payments Today

July 24, 2024 by First Federal Bank

If you are in your retirement years and rely on Social Security payments, waiting to learn what the cost of living adjustment (COLA) will be each year can be anxiety inducing. It’s complicated, and difficult to plan when the amount of your payments can change. Yahoo Finance offers some projections for 2025, as well as guidance on what you can do...

Topics: Retirement, Financial Education

How to Choose and Plant a Raised Garden Bed

July 22, 2024 by First Federal Bank

Raised garden beds are a convenient (and very customizable) way to start a garden. They require less maintenance than traditional gardens and don’t involve as much bending over, but they still allow you to get your hands in the dirt and grow vegetables, herbs and flowers.

Topics: Lifestyle

Homeowners Gained $28K in Equity over the Past Year

July 19, 2024 by First Federal Bank

If you own a home, your net worth has probably gone up a lot over the past year. Home prices have been rising, which means you're building equity much faster than you might think. Here’s how it works.

Topics: Mortgages / Home Equity

5 Things You Should Pay Attention to on Your Bank Statement

July 17, 2024 by First Federal Bank

Whether you still receive paper statements, or access them online, how closely do you review yours each month? According to banking experts, there are five things you don’t want to ignore on your statement. AOL breaks down the key aspects of these essential documents:

Topics: Business Banking, Personal Banking, Financial Education

Top Tips to Help You Save on Groceries

July 15, 2024 by First Federal Bank

Nowadays, we are all looking for ways to save at the grocery store. While some forecast food prices will improve, it never hurts to have some tried and true strategies you can use to spend less at the checkout counter. MSN.com offers this advice:

Topics: Financial Education, Lifestyle

Homeownership: The Heart of the American Dream

July 12, 2024 by First Federal Bank

Everyone’s vision for the future is personal and unique. For many, common goals include success, freedom, and prosperity — values closely tied to having your own home and the iconic feeling of achieving the American Dream.

Topics: Mortgages / Home Equity

3 Myths About Credit Cards You Shouldn’t Believe

July 10, 2024 by First Federal Bank

Chances are you have received conflicting advice about credit cards. Are they good or are they bad? It can be confusing to know when and how to use one properly. Or to understand how their use can impact your credit score. The Motley Fool wants to dispel some common myths you may have been told:

Topics: Financial Education

Why You Should Consider Opening a Brokerage Account for Your Child

July 08, 2024 by First Federal Bank

Typically, when we think of investing, it is considered something you do as an adult. It is widely considered one of the best ways to save money. But have you ever considered opening a brokerage account for your child? There are many reasons you should. If you want to help them save for their own future, Time magazine outlines how to open a...

Topics: Financial Education, Family

Leave us a comment and join the conversation.