Worried About Home Maintenance Costs? Consider This

May 24, 2024 by First Federal Bank

If one of the main reasons you’re hesitant to buy a home is because you’re worried about the upkeep, here’s some information you may find interesting on both new home construction and existing homes (a home that’s been lived in by a previous owner).

Topics: Mortgages / Home Equity

How to Protect Your Small Business

May 22, 2024 by First Federal Bank

Cybersecurity is an issue facing all size businesses today, from small and medium to Fortune 500. The greatest threat to small businesses is malicious software, or malware. There are a number of different types, but the good news is, the same strategies will work to protect you against them all. Newsweek offers these four tips for safeguarding...

Topics: Small Business

The Benefits of Having a Disaster Plan

May 20, 2024 by First Federal Bank

Hurricane season is just around the corner. It officially begins June 1, and forecasters are expecting an active season for 2024. The Florida Division of Emergency Management has developed a guide to help residents prepare to keep their families and their property safe. It includes important steps you should be taking now to ensure you are in the...

Topics: Financial Education, Family, Homeowners

Tips for Younger Homebuyers: How To Make Your Dream a Reality

May 17, 2024 by First Federal Bank

If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home? And chances are, you’re worried that’s not going to be in the cards with inflation, rising home prices, mortgage rates, and more seemingly stacked against you.

Topics: Mortgages / Home Equity

5 Ways You Can Challenge Yourself to Save More Money

May 15, 2024 by First Federal Bank

Saving money can be a challenge. Even when you have the best of intentions, there are things that get in the way of your success and keep you from reaching your goals. Enter KindaFrugal.com, with some easy, great ways to challenge yourself and start saving:

Topics: Financial Education

Taking a Hot Bath for your Health

May 13, 2024 by First Federal Bank

If you enjoy a good, long soak in the tub, there’s good news. There are proven health benefits to this practice. Yahoo.com outlines six reasons doctors say you should take a bath:

Topics: Lifestyle

The Perks of Buying Over Renting

May 10, 2024 by First Federal Bank

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.

Topics: Mortgages / Home Equity

Try This New Budgeting Method Designed for Today’s Economy

May 08, 2024 by First Federal Bank

The 50/20/30 budget method has been around for years, and has traditionally been a great approach for many families. The concept is that 50% of your net income should go to your needs, 20% should go to savings, and 30% should go to your wants. But times change. And in today’s inflated economy, the 60/30/10 budgeting method could be a better option...

Topics: Financial Education

10 Ways to Beat the Monday Blues

May 06, 2024 by First Federal Bank

You know the feeling. It’s Sunday evening, and you begin to feel a little down. You can’t quite put your finger on it at first. Then you realize; Monday is coming. Sure, there are those people who love the beginning of a new week. But it is normal to dread Mondays. So, what you can you do to start your week off on the right foot? Follow these tips...

Topics: Lifestyle

Ready to Make Your Move?

May 03, 2024 by First Federal Bank

Are you considering purchasing or refinancing a home? If so, you're in luck! We offer a convenient and seamless process for those who are looking to make a big move into homeownership, or save money by refinancing their current mortgage.

Topics: Mortgages / Home Equity

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