Pros and Cons of Direct Mail Marketing

March 03, 2021 by First Federal Bank

As the owner of a small business, you want to reach as many potential customers as possible. Despite the rise of email and social media marketing, regular direct mail can still play a key role in helping you achieve this goal. However, before you start planning a direct mail marketing campaign, it’s important to understand the pros and cons of...

Topics: Small Business, Entrepreneurship

Essential Financial Lessons For Kids

March 01, 2021 by First Federal Bank

As a parent, you are your child’s first and most enduring teacher. The example you set, the lessons you teach, and the instruction you neglect will live in your child’s psyche forever. That includes how to handle money. Help your kids develop good money habits now and throughout their lives with the following financial lessons:

Topics: Saving Money, Financial Education, Budgeting, Kids

Basic Tips to Keep Your Account Safe

February 26, 2021 by First Federal Bank

Criminals are crafty, smart, and — for the most part — lazy. They are looking for accounts they can easily hack and information that is simple to steal. By putting up barriers, even simple ones, you can help protect your account from thieves.

Topics: Fraud Alerts/Scams

Myths About Small-Business Debt

February 24, 2021 by First Federal Bank

To increase the success of your business, you need to make more money — and sometimes you need to borrow money to increase cash flow and unlock better opportunities for revenue growth. However, taking out a small business loan may seem like a bigger risk than it’s worth.

Topics: Small Business Lending, Small Business, Entrepreneurship

How to Plan Your Retirement Using Age Banding

February 22, 2021 by First Federal Bank

Even if you’re nowhere near retirement age, chances are you’ve been — or have recently begun — preparing for the eventuality of leaving a working lifestyle behind. A lot goes into retirement planning, and knowing where to start or how to make sure everything goes as planned can be daunting. That’s where the concept of “age banding” comes into...

Topics: Retirement, Investing

Top Small-Business Loan Tips

February 19, 2021 by First Federal Bank

Whether you’re starting up, expanding, or need a quick injection of cash, a small-business loan can be a lifesaver and a dream-maker. Given the gravity of what a loan can do for your business, it should come as no surprise the process of securing one takes a careful, intelligent approach. If you know what lenders are looking for and how to...

Topics: Small Business Lending, Small Business, Entrepreneurship

4 Tips for Getting Started With Yoga

February 17, 2021 by First Federal Bank

A regular yoga practice can improve your fitness, flexibility, and mindset. If you want to start a new yoga routine, consider these tips to get you off on the right foot:

Topics: Healthy Living

Are Shopper Loyalty Programs Worth It?

February 15, 2021 by First Federal Bank

Shopper loyalty programs may seem like an easy way to save money on your favorite products. The choice to sign up for exclusive savings and customized coupons may seem like a no-brainer — however, these savings come at the cost of your personal data being sold to marketers. Here’s what to know about the benefits and risks of these store loyalty...

Topics: Saving Money, Financial Education

Choosing Between an External Consultant and a New Employee

February 12, 2021 by First Federal Bank

As an entrepreneur, you want the best for your company — but you only have so much time and attention to give. If you need advice on areas outside of your expertise, you may need to seek out consultation. However, it’s important to weigh the benefits of hiring a new internal consultant versus an external consultant. Here’s a look at a few...

Topics: Small Business, Entrepreneurship

What Windows are Right for Your Home?

February 10, 2021 by First Federal Bank

When choosing windows for your home, it’s important to research all of the different types and their associated benefits. Though all windows serve a few common functions, such as letting in light while keeping out rain and wind, they also vary in many ways. For example, some do a better job ventilating your home while others may simply fit a...

Topics: Home Owners, Home Improvements