Security Warning Signs When Shopping Online

May 31, 2023 by First Federal Bank

Shopping online offers convenience that regular brick-and-mortar stores cannot match. Online stores never close, and they are accessible from your home computer or even on your phone when you’re out and about. Online shopping has progressed over the years with greater safeguards, but it still poses risks. Before you click “add to cart” or...

Tips for Taking a Trip to the Beach

May 29, 2023 by First Federal Bank

Are you dreaming about putting your toes in the sand, soaking up the sun, and taking in the breeze? If a beach trip is in your future, consider the following tips on how to prep for your getaway. It’s time to grab your sunscreen, towel, sunglasses, and loved ones!

Topics: Family, Lifestyle

Do You Qualify for an FHA Loan?

May 26, 2023 by First Federal Bank

With housing prices at historic highs, many first-time homebuyers are considering Federal Housing Administration loans for their lower down payments and less-stringent credit requirements. Here’s what you need to know about qualifying for an FHA loan.

Topics: Homeowners, Mortgages / Home Equity

5 Types of Insurance Retirees Should Consider Having

May 24, 2023 by First Federal Bank

When you retire and become eligible for Medicare and Social Security, you’ll no longer need to worry about purchasing certain types of insurance, such as basic health or disability coverage. However, there are still several policies you’ll want to consider carrying. Here’s a closer look at the insurance you’re most likely to need for your...

Topics: Retirement, Financial Education

Prep Your Patio for a Summer of Fun

May 22, 2023 by First Federal Bank

Summer will soon be here, with its extra hours of sun, warm nights, and opportunities to embrace the great outdoors. With a little patio prep, you can maximize the fun. If you’re ready to transform your outdoor space for an unforgettable summer, check out these tips:

Topics: Lifestyle, Homeowners

How to Prevent and Alleviate Burnout in the Workplace

May 19, 2023 by First Federal Bank

When your employees are experiencing burnout on the job, it’s not just a problem for them — it has the potential to negatively affect your entire business. To promote your business’s success and protect the well-being of your workers, it’s vital to recognize the key signs of burnout and know how to address them. Even more importantly, your company...

Topics: Small Business

Are You Putting Enough Money into Your Savings Account?

May 17, 2023 by First Federal Bank

There is a balance between just enough and too much when it comes to money in your savings account. Even though saving as much as you can while still paying your bills and enjoying life is a respectable goal, a savings account doesn’t often yield the highest return. If you’re wondering if you’re putting enough or too much into your savings...

Topics: Financial Education

5 Unique and Thoughtful Wedding Gifts

May 15, 2023 by First Federal Bank

If a soon-to-be-married couple has a wedding registry, buying them a gift should be an easy task. But what if you’d like to give them something more personal and memorable — or there’s no registry to choose from? Here are some ideas for unique and thoughtful wedding gifts that will make the couple’s special day even better:

Topics: Lifestyle

Can You Buy a House with No Credit History?

May 12, 2023 by First Federal Bank

At First Federal Bank, we understand that many first-time home buyers face an additional challenge of having non-existent credit history. It’s important to remember that while your credit score may be limited, it doesn’t mean you can’t be trusted to repay a loan. We offer alternative loan options with flexible credit requirements to help those...

Topics: Financial Education, Homeowners, Mortgages / Home Equity

The Impact of Inflation on Mortgage Rates

May 12, 2023 by First Federal Bank

Topics: Mortgages / Home Equity

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