With Mortgage Rates Climbing, Now’s the Time To Act

January 27, 2022 by First Federal Bank

Topics: Mortgages / Home Equity

What is the Gift Tax?

January 26, 2022 by First Federal Bank

Giving a gift that fulfills some want or need is a great way to show someone you care about them. What if that gift is a high-value item like a car for your teen driver or a cash gift for a friend who’s fallen on hard times? You could wind up stuck paying a gift tax.

Topics: Financial Education

Setting Up Trust Funds

January 24, 2022 by First Federal Bank

In popular culture, a trust fund is often a term that is reserved for the rich and famous. But the process of setting one up is not as exclusive as it may seem. If you have all of the information you need, you can set up a trust fund to secure assets or benefit someone you care about.

Are Winter Tires for You?

January 21, 2022 by First Federal Bank

With winter comes the annual discussion about whether winter tires are worth the extra cost. What makes winter tires different from all-season tires? How cold or snowy does the weather need to get to justify using winter tires? Is all-wheel drive enough? Are all-season tires enough? The short answer to all of these questions is if you live in a...

Topics: Lifestyle

Keeping Your Payment Information Locked Down Online

January 19, 2022 by First Federal Bank

These days, more and more people are doing the bulk of their shopping online. This can put your payment information at risk, but knowing how to shop smart can help keep you protected every time you pull the trigger on a purchase.

Topics: Financial Education

Setting Up a Work-From-Home Policy

January 17, 2022 by First Federal Bank

Remote work has seen an exponential rise in popularity among employees, in part due to the pandemic. With office spaces shuttered for months, work moved out of cubicles and communal spaces and into the home. And with major companies adopting work-from-home policies, this trend is not likely to change any time soon.

Topics: Small Business

5 Tips for Decorating Your Guest Room

January 14, 2022 by First Federal Bank

One of the joys of being a homeowner is being able to host friends and family overnight or for a longer visit. Make their visit one they’ll cherish — and look forward to again in the future — by sprucing up your guest’s sleeping quarters.

Topics: Homeowners

3 Ways to Cut Back on Refined Sugars

January 12, 2022 by First Federal Bank

Whether you’re looking to lose weight or improve your health in the long term, cutting refined sugar out of your diet is a great place to start. By reducing your reliance on sugar, you’ll feel healthier and lessen your risk of some severe health issues.

Topics: Lifestyle

Local SEO Basics

January 10, 2022 by First Federal Bank

Search engine optimization is a key part of marketing your local small business. A well-optimized website and strong SEO strategy can raise awareness of your services, attract customers, and put your company at the top of Google search results. Here’s how you can get started with giving your enterprise a boost:

Topics: Small Business

4 Tips for Decluttering Your Closet

January 07, 2022 by First Federal Bank

Are the contents of your closet spilling out? Do you find yourself struggling to find what you need when you are getting ready for work? Do you dislike most of your clothing options? Sounds like it’s time for some closet care. These decluttering tips will help you conquer the mess so your closet is organized and functional:

Topics: Homeowners

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