When interest rates dip lower than your current rate, you might be tempted to refinance your mortgage. After all, lower interest rates should equal lower monthly payments. This means you could have more room in your budget while still paying on your home. Refinancing, however, is a serious financial decision and should be based on several...
The Pros and Cons of Refinancing Your Mortgage
Topics: Homeowners, Mortgages / Home Equity
Can You Invest with Your HSA?
A health savings account is a valuable tool for saving money while receiving the medical care and treatment you need. But paying for doctor’s bills and prescription drugs aren’t the only ways you can use your HSA. You can use the savings to invest and prepare for future medical costs during retirement. Here’s a look at how that works:
Topics: Financial Education
Design Tips for Improving Your Master Bedroom
Your bedroom should be more than just a place to lay your head. It should serve as a refuge, a comfort, and a respite from the rest of the world. If your bedroom is lacking the calm you need, the design inspiration you want, or the amenities to make it a place you enjoy spending time in, consider these tips to update your space:
Topics: Homeowners
Case-Shiller Home Price Indices: Home Prices Grow at a Near-Record Pace
U.S home prices grew at a near-record pace in January according to the National S&P Case-Shiller Home Price Index; year-over-year home prices rose by 19.20 percent in January as compared to December’s reading of 18.90 percent. Home prices rose 1.80 percent on a month-to-month basis from December to January.
Topics: Mortgages / Home Equity
Homeownership a Key to Building Wealth
Topics: Mortgages / Home Equity
Ways to Build Camaraderie Among Remote Employees
As more work teams move to a remote setting, it can be difficult at times to promote camaraderie between associates. Here are a few ways you can build teamwork, even when most of your employees are working from home:
Topics: Small Business
Tips for Sticking to Your Fitness Goals
If you recently started working out to improve your health, you may be hitting a wall when it comes to motivation. As time progresses, it can be hard to stick to your workout goals. But with these tips, you may find it easier to continue on your fitness journey:
Topics: Lifestyle
Event Sponsorship and Marketing
Marketing is a great way to increase awareness of your business and to ensure you are reaching the right customers. One method of marketing is event sponsorship, which offers a more unique way of advertising.
Topics: Small Business
Merging Accounts When You Get Married
Financial problems are one of the leading cause of divorce. According to a survey of 1,000 people, nearly half of American couples fight over money. But no matter the state of your finances, once you are married, all of your assets are merged in the eyes of the law. Coming up with a financial plan that works for your marriage is therefore of the...
Topics: Financial Education, Family
Changing Jobs and Your Retirement Accounts
If you’ve left your former job for a new employment opportunity, you’re likely leaving behind a substantial balance in your employer-run retirement account. You have multiple options available to you when deciding how to handle those funds, so make sure you consider each one to find the solution that’s best for you:
Topics: Retirement, Financial Education
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