First Federal Bank
Recent Posts
What Are Experts Saying About the Fall Housing Market?
Topics: Homeowners, Mortgages / Home Equity
How Those Over 50 Can Play "Retirement Catch-Up"
If retirement is looming, but you have not built the nest egg you want or need for worry-free golden years, there is no need to fret. There are strategies and tactics you can employ to catch up on your retirement savings goals when you are over the age of 50. Here is a closer look at a few methods that can help make a difference for your bottom...
Topics: Retirement, Financial Education
How to Season Your Way to Greater Flavor
When you want the meals you cook to taste good, reaching for the salt and pepper makes plenty of sense. But don’t stop with those common seasonings! Vibrant herbs and zesty spices abound at local grocery stores, online specialty shops, and perhaps even in your own yard or garden. Once you choose the right ones for your recipe, you’ll be well on...
Topics: Lifestyle
How a Job Loss Affects Your Loans
It’s no secret unemployment can have serious consequences for your financial health. If you’re in the process of obtaining a loan or you’re already making payments on one, what should you do if you lose your job? Here are some answers to help you feel more informed in the midst of a difficult situation:
Topics: Financial Education
Ideas for Teaching Tax Basics to Your Children
Taxes are an essential part of finances. As you are teaching your children lessons on how to save, spend, and invest, it’s also important to include instruction on the least favorite, yet nonnegotiable part of money management — taxes. Here are a few ideas on how to teach your kids how the system works:
Topics: Financial Education, Family
Beautiful Fall Décor Tips and Tricks
Fall ushers in brilliant hues, a festive spirit, and a fun opportunity to decorate inside and outside your home. These tips and tricks will help you celebrate the season whether you’re looking for simple décor or elaborate creations:
Topics: Lifestyle
Scam Alert: Hurricane Ian Charity Fraud
Heads-up! There are people exploiting the Hurricane Ian disaster. There are fake Facebook pages, tweets are going out with fake charity websites, and phishing emails are sent out asking for donations to #HurricaneIan Relief Funds that they keep for themselves. Avoid falling for any scams. If you want to make a donation, go to the website of the...
Topics: First Federal News, Lifestyle
How Do Deposits Work and Why Aren't Funds Immediately Available?
When you deposit money into your account via cash or check, it can take some time before those funds are available to you. If you’ve ever wondered why, the explanation is quite simple.
Topics: Business Banking, Personal Banking
Exercises to Perform Before Bed for Better Sleep
A good night’s sleep is the key to a productive, enjoyable day. But sometimes getting a satisfying amount is frustratingly impossible. We have all been there — struggling to fall asleep, waking up multiple times in the night, or tossing and turning, desperate to find a comfortable sleeping position. If you are looking to improve the quality or...
Topics: Lifestyle
What Is an EIN and Does Your Business Need One?
There’s a lot you need to think about as you’re starting up your own business, or restructuring it, and that includes your new tax arrangement. The IRS doesn’t look at you the same way now that you’re launching a company, so it’s important you establish the proper tax status with the U.S. government.
Topics: Small Business
The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites.