Sometimes it’s hard not to be tempted by the greener grass of a new home, especially if your home isn’t exactly how you want it to look or function. But the idea of putting your house on the market and leaving your beloved neighborhood behind breaks your heart. You’re at a real estate crossroads — something has to change, but is it better to buy a...
First Federal Bank
Recent Posts
New House vs. Home Improvements
Insurance Policies Every Small Business Should Have
Obtaining the proper insurance coverage is one of the most important steps you can take to ensure the success of your small business. No matter what products you sell or services you provide, carefully assess all the risks your business might face and consider purchasing these key policies to preserve your peace of mind — and your profits.
Topics: Business Banking, Small Business, Financial Education
Best Family Cars
There’s a lot of competition in the family vehicle market, so it can be daunting to sift through countless vehicles to find one that fits your family’s needs. Here’s an overview of five of the most safe, reliable and comfortable family vehicles on the market.
6 Tips for Making Your Hotel Stay Better
Whether you’re staying in a luxury resort for a vacation, stopping over at an inn for a business trip or just getting out of town for a weekend, getting the most out of your hotel is vital. Take a look at these five tips to make your stay more comfortable, more convenient and maybe even a bit less expensive.
Topics: Financial Education
Everything You Need to Know About Smart Home Devices
Smart home devices offer unprecedented convenience and connectivity. However, with an ever-growing selection of smart home devices on the market, it can be tough to know where to start. Here are four factors to consider before you commit to building a network of smart home devices.
Topics: Financial Education
4 Common Auto Loan Mistakes
Purchasing a new car is an exciting and tumultuous experience. It’s easy to feel overwhelmed as you go through the process of choosing your new vehicle and applying for a loan that won’t leave you in the red as you pay it off. Thankfully, there are a few easily-avoided pitfalls that can save you money and stress.
Topics: Personal Banking, Financial Education
401(k) Strategies As You Age
Some of the most common financial advice you can receive regarding preparing for retirement is to contributing to a 401(k) plan, and usually, thanks to your employer, putting a portion of your earnings toward that plan every paycheck is easy. But where your money is being invested and at what age you’re investing it matters, so it’s important to...
Topics: Retirement, Financial Education
Smart Spending in the Holiday Season
The holiday season is fast approaching, a fact alone that may already have alarm bells ringing in your head. With its arrival comes the return of holiday shopping, and if you have an expansive list of people to buy for, it may very well mean another sizable debt that takes months to pay down. However, it doesn’t necessarily have to be that way. By...
Topics: Financial Education
Methods to Decrease Costs Within Your Business
For as much as you focus on increasing revenue to maximize your profits, you should put an equal amount of attention on reducing your operating costs. Unchecked overhead can quickly add up and undermine the sales you’ve worked hard to make. Take time to evaluate your business costs, particularly in these areas, to determine how you can reduce them.
Topics: Business Banking, Small Business
Health Savings Accounts: Choosing the Right One
Health Savings Accounts have a wealth of benefits. They can help you save on taxes, aid in bolstering your retirement fund and earn tax-free interest on your savings. Thanks to this trifecta of benefits, Forbes contributor John Goodman claims that no other savings vehicle can top an HSA. However, different HSAs are tailored to different needs. In...
Topics: Financial Education
The content on this site is intended for informational purposes only and should not be considered accounting, legal, tax, or financial advice. First Federal Bank recommends that customers conduct their own research and consult with professional legal and financial advisors before making any financial decisions. Links to third-party websites may be provided for your convenience; however, First Federal Bank does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites. NMLS # 408902.