First Federal Bank Blog

Whether you have an old family recipe that you feel should be shared with the world or want to try your hand in a growing industry, starting a restaurant is challenging yet rewarding experience. Setting aside the intricacies of creating menus and establishing your brand, you will need significant seed money—The Balance Small Business’s Lorri Mealy...

One of the most common mistakes small business owners make is failing to separate their personal and small business finances. Many owners try to process their business transactions through their personal bank accounts, but whether they do it for convenience or to help reduce expenses and bank fees, the reasons to not do it are much more compelling...

Saving for retirement is meant to help you finance your future, improving your quality of life after your work years. The more you are able to set aside and the longer you allow that money to accrue, the more cash you’ll have to live on. Because of this, it’s recommended to defer taking funds from your retirement savings as long as possible — but...

Regular maintenance checks and repairs along with the costs associated with them are just part of car ownership. Even a brand new car isn’t exempt from time in the body shop. To help protect your budget from mechanic-related expenses, dealerships will offer an extended warranty when you purchase a car, but is the price for the extra coverage...

Fraud increases as much as 30% during the holidays, as consumer activity rises and the opportunities to steal your sensitive information and use it for malicious purposes abound. Your financial security is important to us at First Federal. We will always take the necessary precautions to keep your accounts safe. Here are some helpful tips you can...

It seems like only yesterday you filled your car’s gas tank up, and already you’re back at the pump filling it up again. Where did all that gasoline go? Your car is burning through gas much faster than it needs to be, and you probably don’t realize it. To reduce your vehicle’s fuel consumption and travel more on a single tank, follow some of these...

Are you ready for a healthy year? Start the year off right and keep your health on track all year long by incorporating the following fitness tips into your routine.

If your car is getting older, you may have started to think about buying a new one. But is it really the time to replace your ride? After all, new car envy can creep up at any time, and it isn’t always rational. So if you’ve been thinking about buying that gleaming new SUV you saw at the dealership the other day, consider whether the following are...

Tap-and-pay technology, also known as contactless payment, allows you to complete transactions without physically swiping or inserting your credit or debit card at a payment terminal. It may seem strange at first, but you can use tap-and-pay with confidence — it’s a safe and reliable method for making purchases.

Navigating the car buying process can feel overwhelming, confusing and inaccessible for many people. One of the most complicated parts of the experience can be trying to parse out how to get the best deal on a car that suits your needs. Since the majority of buyers don’t have enough money on hand to pay for a car in full, two of the most popular...