With the arrival of a year-end bonus or tax refund, many people are faced with the question of what to do with this sudden influx of money. Do they save it, invest it, pay off debt, or treat themselves to something special? In order to make the most of this windfall, it's important to approach it with a strategic mindset.The first option is to use...
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From youth leagues and high school to college and professional play, football reigns supreme in the United States. Every weekend during the fall, millions of Americans flock to stadiums and gather in front of television screens to root for their favorite teams and players. And February 11 will be Super Bowl Sunday. Whether you’re a dedicated fan...
Topics: Lifestyle
Whether you’re a newly minted solo entrepreneur or a long-time business owner who’s going through tough times, you might find your company needs a little extra money. Before you dip into your personal savings to make ends meet, consider the benefits and drawbacks:Pay less in interestIf your business is strapped for cash, your personal savings...
Topics: Business Banking, Small Business
While the prospect of finding a new home may be exhilarating, the mortgage process can prove to be a daunting task for many individuals. However, equipping yourself with the necessary knowledge of the required steps can greatly facilitate the process. After receiving an accepted offer on your desired property, it is vital to be aware of the...
Topics: Mortgages / Home Equity
Payment apps like Google Pay, Cash App, and Zelle have become the preferred method of sending and receiving money for many people. Yet, you may be hesitant to jump on the bandwagon due to concerns about the security of using a payment app — and you’re not alone.Many people who are accustomed to using cash, credit cards, and checks are skeptical...
Topics: Financial Education
Social media can be a wonderful way to connect with long-distance family members, learn new skills, and create a supportive network of friends. However, it’s all too easy to let popularity metrics and virtual arguments rule our lives. Here are a few tips to help you have a healthier time online:Earn your screen timeWe all have things to get done...
Topics: Lifestyle
Few decisions are as significant as buying a home. It’s a milestone that many aspire to achieve, but the path to homeownership can be paved with financial challenges, particularly for those still grappling with student loans. Here are the factors you should consider when deciding to buy a home while managing student debt:Pros of buying a home...
Topics: Financial Education, Homeowners, Mortgages / Home Equity
Carrying a card for everyday purchases can make life much more convenient, but the question you have to ask before opening your wallet is which card you should use. Credit cards and debit cards will both allow you to pay for the things you need, but each offers unique functions that separate one from the other. What is a debit card? ...
Topics: Financial Education
The dawn of 2024 represents an opportunity to take on fresh challenges, confront old fears, and try new approaches. Whether you’re looking to do more, do less, or just do things differently, these five motivational books will give you the new year’s nudge you need to get started: “A Year of Living Kindly: Choices That Will Change Your...
Topics: Lifestyle
If you’ve got a growing enterprise, you may want to give your staff members the power to make purchases. Whether they’re wining and dining clients or buying paint brushes and flooring to fix up an investment property, a business credit card can give your employees a convenient way to make transactions on behalf of your company. However, there are...
Topics: Business Banking, Small Business