If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with a First Federal Bank Loan Officer to bring your homeownership vision for the new year into focus.
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Insurance should be a helping hand when you are facing a loss or crisis. Unfortunately, not all insurance policies, insurance companies, or insurance representatives are created equally. Many can be outright illegitimate or illegal. Nefarious providers and false claims can spike your premiums, so it’s important to be aware of insurance fraud. Here...
Topics: Financial Education
A gratitude journal helps focus your thoughts, process your emotions, and clear your mind. It can be an essential tool in your health and wellness. If you’re ready to reap the benefits of appreciation, review these tips on how to start and maintain a gratitude journal:What is a gratitude journal?The power of positive thinking can change your...
Topics: Lifestyle
Are you thinking about selling your home? If so, you might want to put these improvements on your to-do list before you list it. Certain upgrades and projects can help your home shine in a sea of listings and attract numerous buyers to check out your abode. The more interest you can generate, the better the selling process will be! ...
Topics: Homeowners, Mortgages / Home Equity
When you and your family are the victims of a natural disaster, one of the last things on your mind is taxes. But depending on your situation, you may be able to get relief in the form of a filing extension or early access to your return:How do you know if you qualify for relief?According to the IRS, an affected taxpayer can be an individual,...
Topics: Financial Education
Donating to a tax-deductible charity can boost your small business in a variety of ways. It lets you give back to your community, support causes that are important to you, and create a positive image for your company. Depending on how much you donate, your business could enjoy tax perks as well. Here are some tips to keep in mind as you choose a...
Topics: Small Business
As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score.
Topics: Mortgages / Home Equity
First Federal Bank is pleased to announce the success of its 2023 First Federal Way campaign, which received contributions of $50,430 from employees. With the bank's match, a total of $100,900 is being donated to local non-profit agencies who make a significant difference in their communities.
For many people, an automated teller machine is still their preferred method of depositing checks and cash as well as withdrawing money. If you plan to use an ATM — whether near your home or in another town you’re visiting — make sure to follow this advice so you lessen the chance of becoming an ATM crime victim:Choose the best locationWhere an...
Topics: Personal Banking, Financial Education
As you plan your retirement finances, be sure to take health care costs into account. Even though Medicare will cover a large chunk of your expenses, it’s likely you’ll still need to pay premiums and deductibles, vision and dental, long-term care, and more. In fact, according to Fidelity’s 2023 Retiree Health Care Cost Estimate, the average couple...
Topics: Retirement, Financial Education