How to Save for Retirement Without a 401(k)
A 401(k) plan may be ideal when it comes to saving for retirement. Still, it’s possible to meet ambitious retirement goals even without one. If your...
Financial Education (18)
When Should You Use Your Debit Card for Purchases?
Back when you were young and first opened a checking account, you probably used your debit card all the time, feeling the freedom of making purchases...
What to Do if You Owe the IRS and Can’t Pay
Filling out your tax return is stressful enough, but realizing that you owe more than what you can afford to the Internal Revenue Service can be...
How Accruing Interest Works on Savings Accounts
Putting your money into a savings account affords certain benefits. It offers a safe location for your hard-earned money, which is perfect for when...
Factors That Affect Car Insurance Rates
Car insurance is an agreement between you and an insurance company that will ideally protect you from financial loss if you were to get into an...
Pay Off Debt or Invest?
Is it better to invest your money or use it to pay off debt? The answer to that question depends on many factors, like your investing options, the...
How to Properly Handle a Business Tax Audit
Receiving a letter from the Internal Revenue Service informing you your business is being audited is enough to stop you cold. But if you have taken...
Advice for Teaching Your Child How to Use Checks
Talking to your kids about finances is an ongoing conversation. Starting with saving coins in a piggy bank and earning an allowance to opening up a...
How Inflation Affects Your Finances
As Investopedia contributor Jason Fernando explains, “Inflation is the decline of purchasing power of a given currency over time.” As prices for...
How to Correct Errors on Your Credit Report
Managing your credit score takes hard work and it could help you purchase a house, a vehicle, or other big-ticket items. However, if a credit bureau...
Making the Most of Your Staycation
If you want to take a break without leaving your local area, a staycation is a great way to kick back and relax. Here are some helpful tips for...
Common Myths and Misconceptions About Investing
It’s some of the most common financial advice — if you want to grow your savings, invest. However, getting started with investing can be a daunting...