3 Important Factors That Affect Your Real Estate Transaction

September 25, 2023 by First Federal Bank

The real estate market is quite different from other markets and can be confusing for even the most experienced buyers and sellers. You will need the help of a real estate agent whether you are an experienced buyer or doing it for the first time. Even with the help of an agent, you can educate yourself on some of the basic elements of a real...

Topics: Homeowners, Mortgages / Home Equity

Lowballing 101: How to Avoid Insulting a Home Seller

September 25, 2023 by First Federal Bank

Buying a home is a huge step for people who are ready to make an investment in their future. Getting a great deal on a home is just as important and knowing how much to offer could be confusing. It is important to make sure the home seller is not insulted by the lowball offer and is ready to negotiate to make sure everyone wins.

Topics: Mortgages / Home Equity

Give the Ultimate Holiday Gift: Pay Off a Family Member's Mortgage

September 25, 2023 by First Federal Bank

Christmas is just around the corner, and if you're in a position to do it, paying off a family member's mortgage is one of the biggest gifts you could give this holiday season. A mortgage can be a heavy burden on a young homeowner, which is why paying it off is the ultimate act of charity. But when it comes to paying for someone else's mortgage,...

Topics: Homeowners, Mortgages / Home Equity

The Basics of Intuitive Eating

September 25, 2023 by First Federal Bank

If you’re trying to lose weight but struggling to keep a particular diet, intuitive eating suggests that the problem may be with the diet itself. Intuitive eating is a way to approach food from a different perspective, and it’s been helping people change their relationship with eating and lose weight for decades.What is intuitive eating?The term...

Topics: Lifestyle

Can You Get a Tax Break by Being a Caregiver?

September 22, 2023 by First Federal Bank

An aging parent, a spouse with disabilities, an adult child with special needs — if you’re facing these or any other caregiving situations, the strain on your finances can be a heavy one. To help you deal with these responsibilities, a variety of federal tax deductions and credits are available. Here’s a closer look at five of the most common tax...

Topics: Financial Education

4 Ways to Save Money on Your Accommodations

September 20, 2023 by First Federal Bank

Whether you are vacationing with the family, heading out of town on a friends’ trip, traveling for work, or embarking on a solo expedition, saving money is always a travel essential. A big part of your journey’s expenses is undoubtedly where you’ll rest your head. Here are a few tips to help you save money on your accommodations so you can stress...

Topics: Financial Education

How Aftermarket Modification Affects the Value of Your Car

September 18, 2023 by First Federal Bank

Many car enthusiasts enjoy personalizing their vehicles through aftermarket modifications. However, these modifications can have a significant impact on the value of your car. Whether you’re considering adding performance upgrades or aesthetic enhancements, it’s essential to weigh the potential effects — both negative and positive — on your car’s...

Topics: Lifestyle

Dealing with Mice: Peppermint Oil, Dryer Sheets and Other Tricks

September 15, 2023 by First Federal Bank

There are things that everyone shares: the need for food, the search for love, and the intrusion of mice into our homes. But don't despair! There are several ways to deter and remove mice. Read on to learn about a few of the more well known, if a little out-there, methods.

Topics: Homeowners

What to Consider Before Listing a Vacation Rental Property

September 15, 2023 by First Federal Bank

If you own a vacation home or split time between multiple properties, you may be able to earn income by renting to others. But before you decide to pull the trigger on turning your vacation home into a rental property, you’ll want to ask yourself a few questions and be aware of some of the potential challenges. Don’t neglect Uncle Sam One of the...

Topics: Homeowners

Mortgage Rates: Past, Present, and Possible Future

September 13, 2023 by First Federal Bank

Topics: Mortgages / Home Equity

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