Are you dreaming about putting your toes in the sand, soaking up the sun, and taking in the breeze? If a beach trip is in your future, consider the following tips on how to prep for your getaway. It’s time to grab your sunscreen, towel, sunglasses, and loved ones!
Do You Qualify for an FHA Loan?
With housing prices at historic highs, many first-time homebuyers are considering Federal Housing Administration loans for their lower down payments and less-stringent credit requirements. Here’s what you need to know about qualifying for an FHA loan.
Topics: Homeowners, Mortgages / Home Equity
When you retire and become eligible for Medicare and Social Security, you’ll no longer need to worry about purchasing certain types of insurance, such as basic health or disability coverage. However, there are still several policies you’ll want to consider carrying. Here’s a closer look at the insurance you’re most likely to need for your...
Topics: Retirement, Financial Education
Prep Your Patio for a Summer of Fun
Summer will soon be here, with its extra hours of sun, warm nights, and opportunities to embrace the great outdoors. With a little patio prep, you can maximize the fun. If you’re ready to transform your outdoor space for an unforgettable summer, check out these tips:
Topics: Lifestyle, Homeowners
When your employees are experiencing burnout on the job, it’s not just a problem for them — it has the potential to negatively affect your entire business. To promote your business’s success and protect the well-being of your workers, it’s vital to recognize the key signs of burnout and know how to address them. Even more importantly, your company...
Topics: Small Business
There is a balance between just enough and too much when it comes to money in your savings account. Even though saving as much as you can while still paying your bills and enjoying life is a respectable goal, a savings account doesn’t often yield the highest return. If you’re wondering if you’re putting enough or too much into your savings...
Topics: Financial Education
5 Unique and Thoughtful Wedding Gifts
If a soon-to-be-married couple has a wedding registry, buying them a gift should be an easy task. But what if you’d like to give them something more personal and memorable — or there’s no registry to choose from? Here are some ideas for unique and thoughtful wedding gifts that will make the couple’s special day even better:
Topics: Lifestyle
Can You Buy a House with No Credit History?
At First Federal Bank, we understand that many first-time home buyers face an additional challenge of having non-existent credit history. It’s important to remember that while your credit score may be limited, it doesn’t mean you can’t be trusted to repay a loan. We offer alternative loan options with flexible credit requirements to help those...
Topics: Financial Education, Homeowners, Mortgages / Home Equity
The Impact of Inflation on Mortgage Rates
Topics: Mortgages / Home Equity
How to Help Your Teen Build Credit Now
Teaching your teen about money management and finances is an important step in their education. The lessons you teach now can help them grow into financially responsible adults with a bright and profitable future. Now is the time to help your teen build credit, and here a few ways to do it:
Topics: Financial Education, Family
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