If you can’t afford a house on your own, or if you wish to purchase one together with a friend, a family member, or a partner, a joint mortgage could help you make homeownership a reality. Here’s a closer look at this financial tool and how it works:What is a joint mortgage?With a joint mortgage, two or more people can pool their resources and ...
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How Does a Joint Mortgage Work?
Topics: Homeowners, Mortgages / Home Equity
Understanding the Benefits of Owning Your First Home
Are you considering buying your first home? If so, it can be helpful to know what led other people to make that decision. According to a recent survey of first-time homebuyers by PulteGroup:
Topics: Mortgages / Home Equity
What Is Cryptocurrency?
You’ve almost certainly heard about cryptocurrency, even if you’re not entirely sure what it does, how it works, or if it’s worth looking into. The fact is crypto may very well have already passed its peak, but it could prove an interesting way to invest if you don’t mind the risks.What is cryptocurrency?Cryptocurrency is a sort of digital asset...
Topics: Financial Education
Trick-or-Treat Safety Tips
Topics: Family
What is the SBA, and What Does It Do?
If you’ve considered starting a small business, you’ve almost certainly heard of the U.S. Small Business Administration (SBA). The SBA is one of the most useful resources for entrepreneurs and companies on the grow, and it’s been an incredible asset for countless American businesses over the past 80 years. What is the Small Business Administration?
Topics: Small Business
Helping Older Adults Understand Online Banking
New technology helps make the completion of everyday tasks more convenient and accessible. But, these advancements can also seem daunting to anyone who has difficulty learning or trusting new technology. As the financial industry embraces digitization through online platforms, seniors can’t always follow their traditional methods of managing their...
4 Scary Video Games to Play This October
Halloween is almost here. If your idea of a scary good time is cozying up under the blankets with a video game, you’re in luck. 2023 has been an excellent year for horror video games, and October is a great time to get caught up and get scared by some of the year’s finest titles.Alan Wake IIThough it doesn’t come out until October, it seems like...
Be on Guard for These Common Tax Scams
As a small business owner, it is crucial to stay vigilant against tax scams that can potentially harm your financial well-being. Fraudsters are continuously evolving their tactics, making it critical to educate yourself on common tax scams. By being aware and taking proactive measures, you can safeguard your business and personal information. In...
Topics: Small Business, Financial Education
Beginning with Pre-Approval
If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market right now and that’s creating some competition among buyers. But, if you’re strategic, there are ways to navigate these...
Topics: Mortgages / Home Equity
The Pros and Cons of A Fixed Rate Second Mortgage vs. Opening a Home Equity Line of Credit
When it comes to a mortgage and the financial stability of your home, there's no such thing as too much you can know in the case of keeping your biggest investment safe. If you're looking at paying off debt and are considering using the equity in your home, here are a few things you'll need to know about refinancing your mortgage and home equity...
Topics: Mortgages / Home Equity
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