First Federal Bank Blog

It’s important you start coaching your children on the basics of financial responsibility early in their lives. Properly saving, spending, and investing money are crucial skills for all people to master — and the sooner you can teach them, the better!

Your credit report holds plenty of valuable information. It can help you understand your spending habits, lend insight into your creditworthiness, and, perhaps most importantly, it can enable you to monitor your accounts for fraud. Here’s a look at a few different strategies for watching your credit report — and what you should do if you notice...

The holiday season is fast approaching, and you might be stressed thinking about how you are going to buy gifts for all of your friends and family. But it is possible to get everything you need as long as you set realistic goals.

Looking to share your wealth, benefit your loved ones, or teach a child about investing? Gifting stocks and bonds can be a great way to give your friends and family a financial boost. Here’s how you can express your generosity through gifting investments — and some possible pitfalls to keep in mind.

While the spirit of the season can fill your heart with joy, it can also quickly empty your wallet. There are ways to enjoy the holidays and give to others (and to yourself) without exceeding your financial limits. The following tips will help you control your spending during the most magical — and expensive — time of year:

Though you try to protect your vital information when shopping online, the risk of having your credit card information compromised is higher than ever. Even with advanced security protocols, you could find yourself a victim of credit card fraud. Fortunately, recovering from this kind of situation is a straightforward process — so long as you know...

Keeping all of your files secure and backing them up may not be something you think of on a daily basis. But with scammers and hackers diligently working to corrupt files and make a quick buck, maintaining your computer’s security is vital in today’s world. One way your information could be at risk is through ransomware.

A Health Savings Account (HSA) offers a wealth of benefits. It can help you save on taxes, aid in bolstering your retirement fund, and earn tax-free interest on your savings. Forbes contributor John Goodman claims no other savings vehicle can top an HSA. However, specific HSAs are tailored to meet distinct needs. In order to maximize your savings,...

Since your credit score is an indicator of your financial standing, it plays a large role in determining your eligibility for loans and favorable interest rates. If you’d like the opportunities that come with a higher credit score, here are some of the best practices for managing your money to boosting your score:

You’re already paying for so many types of insurance coverage — including health, home, and automotive — so you may be hesitant to pay for yet another type of insurance that you’re not obligated to have. But just because a certain insurance coverage isn’t required doesn’t mean it’s not a good idea.