First Federal Bank Blog

Since your credit score is an indicator of your financial standing, it plays a large role in determining your eligibility for loans and favorable interest rates. If you’d like the opportunities that come with a higher credit score, here are some of the best practices for managing your money to boosting your score:

You’re already paying for so many types of insurance coverage — including health, home, and automotive — so you may be hesitant to pay for yet another type of insurance that you’re not obligated to have. But just because a certain insurance coverage isn’t required doesn’t mean it’s not a good idea.

Living on a tight budget doesn’t mean you can’t afford to have fun. Even as you save money, it’s important to treat yourself and enjoy life. Here are some of the top budget-friendly activities to keep you entertained:

If you are on the edge of retirement or a current retiree, you may be familiar with the phrase, the Four Percent Rule. The concept is used to help retirees manage your finances in your golden years.

Setting spending limits and crunching numbers is not exactly a traditional recipe for family fun. But it is possible to make the process of creating, maintaining and benefiting from family budgets an enjoyable one. You and your family will find financial joy within the budgeting process with these tips:

Medical expenses can extend way beyond the bill you receive from your doctor’s office. If you have a high-deductible health plan, you may be privy to a health savings account (HSA). With an HSA, you can deposit tax-free funds earmarked for paying off a range of medical costs including copayments and deductibles. Here is a closer look at the basics...

The COVID-19 pandemic and its economic downturn might have exposed how fragile your finances are. As the economy begins to recover, it’s a good time to consider building an emergency fund to help protect you in the future. Consider this information as you start to put money away:

If you have worked as an employee of a company or another person for most of your life, you are probably used to having taxes withheld from your paycheck and filing one yearly tax return. However, if you are self-employed, you likely need to pay estimated taxes, which are due on a quarterly basis.

Budgeting is notorious for being a hassle. Thanks to these mobile apps and web-based services, you won’t have to pore over your finances for hours or mess around with spreadsheets. Here’s a look at four online tools that take the tedium out of building a budget:

Finding time to visit your financial institution during business hours to deposit a paper check isn’t always easy. Fortunately, you might have access to a 24-hour online check deposit option. If you have a smart device with a camera and a Wi-Fi or mobile data connection, this is a fast, convenient, and secure way to deposit funds into your account.