First Federal Bank Blog

While many prominent online retailers provide free shipping, you might wonder if it’s financially feasible to offer this benefit as a part of your company’s online storefront. Many entrepreneurs are glad they’ve made the switch — here’s what they had to say about the benefits, along with some potential drawbacks to look out for:

If you are on the edge of retirement or a current retiree, you may be familiar with the phrase, the Four Percent Rule. The concept is used to help retirees manage your finances in your golden years.

Homeschooling has been gaining mainstream traction. When the modern homeschool movement first surged in the 1980s and 90s, the main appeal was for parents to incorporate religion into their children’s daily education. Today, homeschooling is making a comeback, and the reasons for going that route are as diverse as the families who choose it.

Are you in the process of remodeling your home? Or maybe you're looking to consolidate your debt? If that's the case, you might want to explore the option of opening a home equity line of credit (HELOC) or applying for a home equity loan. Both of these options utilize the value of your home as collateral and can be instrumental in achieving your...

Setting spending limits and crunching numbers is not exactly a traditional recipe for family fun. But it is possible to make the process of creating, maintaining and benefiting from family budgets an enjoyable one. You and your family will find financial joy within the budgeting process with these tips:

Medical expenses can extend way beyond the bill you receive from your doctor’s office. If you have a high-deductible health plan, you may be privy to a health savings account (HSA). With an HSA, you can deposit tax-free funds earmarked for paying off a range of medical costs including copayments and deductibles. Here is a closer look at the basics...

Financing a car through a financial institution will influence what insurance policy you need to buy. If you are taking out a loan to help pay for your new or pre-owned vehicle, you will not only need to purchase insurance to satisfy your state’s requirements, but also those of your lender.

Owning a home is a large part of adulthood for many, but it can be daunting to think of everything that comes with the process of becoming a homeowner. From being financially stable, to accounting for possible emergencies, there are certain things to be aware of when it comes to purchasing a new house.

Do you reach for your phone the moment you receive a notification? Do you often spend 30 minutes scrolling through social media when you only meant to spend five? If you’re ready to kick these habits, follow these simple tips for reducing your screen time:

The COVID-19 pandemic and its economic downturn might have exposed how fragile your finances are. As the economy begins to recover, it’s a good time to consider building an emergency fund to help protect you in the future. Consider this information as you start to put money away: