Is a CPO Vehicle for You?

September 16, 2020 by First Federal Bank

Nearly 30 years ago, several automakers began implementing a new program at dealerships: instead of auctioning off trade-ins and other brand-new returned vehicles, they would resell them with added benefits. These vehicles became known as Certified Pre-Owned vehicles, and the CPO program was born.

Topics: Saving Money, Vehicles

Which Debt Should You Pay Off First?

September 07, 2020 by First Federal Bank

Between credit cards, student loans, car loans, and mortgages, you’re probably carrying some debt. On the surface, managing your debt can seem relatively easy — just make minimum payments. However, if you’d like to pay down your debts and increase your cash flow, you have some choices to make. Namely, which debt should you prioritize? Here’s a...

Topics: Mortgage Lending, Personal Banking, Saving Money, College, Financial Education, Credit Cards, Personal Lending, Taxes

What is the 2K Rule?

August 21, 2020 by First Federal Bank

For many parents, saving for a child’s college education is a major source of stress. It’s often difficult, if not impossible, to know how much you actually need to save, as the cost of attending college varies wildly depending on the school and whether your child qualifies for financial aid. Without knowing what college your child will attend,...

Topics: Saving Money, College, Kids

Small Ways to Save Every Day

August 07, 2020 by First Federal Bank

Small changes you implement into your daily life can make a big impression on your financial health. If you’re looking for ways to save money every day without committing to a major financial overhaul, consider these tips:

Topics: Saving Money, Budgeting

5 Tips to Help You Save for Back to School

July 24, 2020 by First Federal Bank

The Back-to-School season may look different for a lot of families in 2020. School districts are currently exploring the safest ways for students to begin the new academic year, and finalizing their plans. Many are offering a variety of options for parents to choose from.

Topics: Saving Money, College, Budgeting, Kids, COVID-19

Strategies for a Debt-Free Holiday Season

July 22, 2020 by First Federal Bank

Want to know the secret to less stress and zero debt during the most wonderful time of the year? Start saving now! It’s never too early to plan for the holidays. Consider these tips for managing your money:

Topics: Personal Banking, Saving Money, Budgeting

Best Coupon Sites for Families

July 17, 2020 by First Federal Bank

Making ends meet while having money for extracurricular activities is a challenge for many families. If you’re looking for ways to stretch your family’s dollar, it’s time to get creative with a tried-and-true savings tool — coupons. These coupon sites and apps will help you and your family save on the essentials and services you need, as well...

Topics: Resources, Saving Money, Budgeting, Kids

Is 2020 the Year of the Staycation?

July 01, 2020 by First Federal Bank

You may have had to cancel or put off a planned trip due to restrictions in place as a result of the Covid-19 pandemic. And the near-term future of travel is very uncertain. But there is no reason you can’t enjoy a much-needed vacation. Have you considered taking a staycation? After weeks of parents working from home, with kids engaged in...

Topics: Trending, Saving Money, Home Owners, COVID-19, Community, Think Local

Should You Buy a Rental Car?

June 24, 2020 by First Federal Bank

If you’re in the market for a used vehicle, you can choose to purchase a former rental car or a privately-owned car. Buying a rental car has its own set of positives and negatives that are worth thinking about before going car shopping.The latest featuresRental car companies tend to have fleets comprised of newer vehicles to attract customers....

Topics: Saving Money, Auto Lending

Give Your Patio Furniture a New Lease on Life With These Tips

June 19, 2020 by First Federal Bank

It’s a sad truth of life that even the most beloved furniture will eventually begin to show its age. This is doubly true for patio furniture, which, even under the best of circumstances, is exposed to the elements far more than a living room couch. Thankfully, there are a few easy ways to give your patio furniture a makeover, saving you money...

Topics: Saving Money, Home Improvements