First Federal Bank Blog

Financial guru Dave Ramsey is known for his practical, debt-free approach to personal finance. You don’t have find the time to tune in to his nationally syndicated radio show to learn his top expert tips for financial success. His key advice is consolidated right here:

You are probably aware factors like your driving record, vehicle type, and zip code impact your car insurance rate. But what about your credit score? Your financial habits and history can impact how much you pay in premiums each year…

When you make financial plans as a single person, you often don’t have anyone to answer to but yourself. You can dictate exactly how your money gets spent, how much you save and what your goals are. As your household grows, creating a cohesive financial plan can become more complicated—and more vital. Successful family financial planning can...

Most people think of financial fraud showing up as a large, unusual charge on their bank account. But it’s the little transactions that can actually be the biggest red flags. Known as “phantom payments,” these small charges are a scammer’s way to test the validity and activity of your account before wiping it clean. Would you notice if $1 went...

The new year is a great time to think about your finances and set goals. You don’t have to call them, “resolutions,” if you don’t want to. But measuring your current financial health, and focusing on where you want to be in the near and long-term future is always a good practice. Here are seven goals to consider for 2026:

Do you believe in New Year’s Resolutions? For the Americans who follow the practice, financial goals are at the top of their list for 2026. A new study found 37% of Americans 25 or older who make less than $100,000 per year expect to make resolutions for the new year. Among those, a whopping 97% have or will be setting financial goals. Here’s a...

With the majority of Gen Z living paycheck to paycheck, saving money can feel like a luxury. A new trend has emerged that has shifted the traditional view of setting aside funds. Financial Counselor Lauren Bringle breaks it down:

There are multiple factors that go into calculating your credit score. You know you need to pay your bills on time. And to avoid paying only the minimum on credit cards. But do you understand credit utilization, and the role it plays? Here’s some important information:

Parents know the foundation for success as an adult begins in childhood. Learning good habits and practices is important in the developmental years. But that can feel like a lot of pressure. There is so much to teach your kids. The good news is, when it comes to financial lessons, you can easily build learning into everyday moments, and go a long...

It feels like AI is everywhere today. And while it can be used as a helpful everyday tool, it unfortunately has also been seized on by those who want to scam you out of your hard-earned money. Artificial Intelligence has opened up new avenues for scammers. Here’s how to catch them in the act, and protect yourself from becoming a victim: