Home Equity Line of Credit vs. Home Equity Loan

May 05, 2021 by First Federal Bank

If you’re in need of funds for home repairs, renovations, or paying down high-interest debt, you may have considered a home equity loan or a home equity line of credit. While both of these financial options allow you to borrow against the equity of your home, they each come with their own set of rules and benefits. To help you decide which is...

Topics: Financial Education, Personal Lending, Home Owners

Exciting Yard Games to Try This Summer

April 12, 2021 by First Federal Bank

In the last year, many of us have found new ways to stay entertained at home. From building amazing blanket forts to finding great new board games to play with the family, there was a constant need for new and fun things to do. Now that the weather is warming up, there’s an opportunity to discover some exciting yard games to play with the...

Topics: Kids, Home Owners, Family

The Best Plants to Help Keep Pests Away

April 02, 2021 by First Federal Bank

Warmer weather has returned, which means more time spent enjoying the great outdoors. Unfortunately, relaxing in nature often brings with it the annoyance of pests like insects, rodents, and even parasites. These pesky critters can ruin the nicest backyard or garden, and can potentially pose a threat to children or pets. Fortunately, there’s an...

Topics: Healthy Living, Home Owners

When to Consider a Second Mortgage

March 31, 2021 by First Federal Bank

If used responsibly, a second mortgage can act as a powerful tool to help you achieve your financial goals. First, though, you’ll want to think carefully about the potential benefits and risks of taking out a second mortgage on your home. It’s also wise to educate yourself on the best ways to use a second mortgage and whether this step is right...

Topics: Mortgage Lending, Home Owners

Get the Most Out Of Small Spaces

March 20, 2021 by First Federal Bank

When you are dealing with a limited amount of square footage, whether it is a living room, bedroom, or studio apartment, you want it to feel as open, airy and spacious as possible. With the following design tips, you’ll be able to take advantage of every inch and make a small space feel much larger than it is.

Topics: Budgeting, Home Owners, Home Improvements

What Windows are Right for Your Home?

February 10, 2021 by First Federal Bank

When choosing windows for your home, it’s important to research all of the different types and their associated benefits. Though all windows serve a few common functions, such as letting in light while keeping out rain and wind, they also vary in many ways. For example, some do a better job ventilating your home while others may simply fit a...

Topics: Home Owners, Home Improvements

4 Household Appliances You Should Be Cleaning Regularly

February 03, 2021 by First Federal Bank

While cleaning your household appliances may not be the first task you put on your chores list, it’s just as important as vacuuming and mopping your home. The next time you clean your home, extend your efforts to the following appliances:

Topics: Home Owners, Home Improvements

Save On Insurance with Smart Home Discounts

January 22, 2021 by First Federal Bank

Having a connected home offers a broad range of benefits that include unparalleled convenience, increased efficiency, and superior security. On top of all this, upgrading your home with smart devices can also have the benefit of earning discounts on your homeowners or renters insurance.

Topics: Insurance, Home Owners, Home Improvements

One-Time Close Construction Loans vs. Multiple Loans

January 04, 2021 by First Federal Bank

In many cases, home improvement is better than moving to another house. Building a larger garage, expanding a wing of your home or erecting an additional bathroom could be a much easier and more cost-effective way of adjusting your current home to fit your needs. A construction loan is the best way to pay for these renovations, and you have...

Topics: Home Owners, Home Improvements

When Should You Change Insurance Companies?

December 16, 2020 by First Federal Bank

Most of the time, it doesn’t matter if your insurance is good or not; you pay your premiums and go about your day. But in a crisis, it’s crucial that your insurance company has your back. If the insurer you’ve been paying fails to come through for you, a bad predicament can turn into a real disaster.

Topics: Saving Money, Insurance, Home Owners

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