5 Tips for Decorating Your Guest Room

January 14, 2022 by First Federal Bank

One of the joys of being a homeowner is being able to host friends and family overnight or for a longer visit. Make their visit one they’ll cherish — and look forward to again in the future — by sprucing up your guest’s sleeping quarters.

Topics: Home Owners, Home Improvements

4 Tips for Decluttering Your Closet

January 07, 2022 by First Federal Bank

Are the contents of your closet spilling out? Do you find yourself struggling to find what you need when you are getting ready for work? Do you dislike most of your clothing options? Sounds like it’s time for some closet care. These decluttering tips will help you conquer the mess so your closet is organized and functional:

Topics: Home Owners

Enjoying Your Patio in Cooler Months

December 01, 2021 by First Federal Bank

Do you love relaxing, socializing, and cooking out on your patio during the warmer months? Good news: You don’t have to settle for heading back indoors when temperatures drop and weather conditions worsen. With a few simple upgrades, you can turn your patio into a space that’s comfortable even when winds are howling, rain is pouring, or...

Topics: Home Owners, Home Improvements

FHFA Increases Conforming Loan Limit for 2022

November 30, 2021 by First Federal Bank

Every year in November, the Federal Housing Finance Agency (FHFA) updates the conforming loan limit. First Federal Bank is excited to announce the limit for 2022 has been raised to $647,200, a $98,950 increase over 2021.

“First Federal Bank was anticipating an increase in the conforming loan limit for 2022,” said Paul Ottendorf, Division...

Topics: Home Owners, Residential, Loan Limit

Picking Up The Pieces After Storms Damage Your Home

November 24, 2021 by First Federal Bank

Whether wind, snow, hail, or a hurricane damages your home, recovering from a storm is a complicated process. Even if the damage was minimal, figuring out how to repair the problem, receive compensation for your loss, and deal with insurance claims can be overwhelming. The following tips can help you navigate the situation:

Topics: Insurance, Home Owners

Home Equity Line of Credit vs. Home Equity Loan

September 13, 2021 by First Federal Bank

Are you planning a home renovation? Do you need to consolidate debt? If so, you might consider opening a home equity line of credit (HELOC) or applying for a home equity loan. They both use your home as collateral and can help you achieve your home or financial goals.

Topics: Home Owners, Home Improvements

Are You Ready to Own a Home?

September 01, 2021 by First Federal Bank

Owning a home is a large part of adulthood for many, but it can be daunting to think of everything that comes with the process of becoming a homeowner. From being financially stable, to accounting for possible emergencies, there are certain things to be aware of when it comes to purchasing a new house.

Topics: Mortgage Lending, First Home, Home Owners, Family

5 Pet-Friendly Houseplants to Grow

August 13, 2021 by First Federal Bank

Bringing the outdoors in is a great way to add life, a touch of color, and a burst of brightness into your home. However, be careful before grabbing any specimen from your local nursery. Even if you and the human members of your family know not to munch on leaves, flowers, or stems, your four-legged family members may not. The following plants,...

Topics: Healthy Living, Home Owners

Is a Construction to Permanent VA Loan Right for You?

July 23, 2021 by Wendy Hilton

A VA loan is one issued by private lenders and backed by the U.S. Department of Veterans Affairs. It can help U.S. active duty service members, veterans, and widowed military spouses buy a home. VA loans are popular, because they offer a no down payment option and do not require mortgage insurance. They can be easier to obtain than a...

Topics: Trending, Personal Lending, Home Owners, Family, Veterans

Building Your Home's Curb Appeal

July 12, 2021 by First Federal Bank

With the real estate market on fire, you might be considering selling your home. As the saying goes, first impressions are everything. The curb appeal of your home sets a clear standard of excellence. If you feel like your property could stand to pop a bit more, building curb appeal can be easy, affordable, and well worth the effort.

Topics: Mortgage Lending, Home Owners

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