What Windows are Right for Your Home?

February 10, 2021 by First Federal Bank

When choosing windows for your home, it’s important to research all of the different types and their associated benefits. Though all windows serve a few common functions, such as letting in light while keeping out rain and wind, they also vary in many ways. For example, some do a better job ventilating your home while others may simply fit a...

Topics: Home Owners, Home Improvements

4 Household Appliances You Should Be Cleaning Regularly

February 03, 2021 by First Federal Bank

While cleaning your household appliances may not be the first task you put on your chores list, it’s just as important as vacuuming and mopping your home. The next time you clean your home, extend your efforts to the following appliances:

Topics: Home Owners, Home Improvements

Save On Insurance with Smart Home Discounts

January 22, 2021 by First Federal Bank

Having a connected home offers a broad range of benefits that include unparalleled convenience, increased efficiency, and superior security. On top of all this, upgrading your home with smart devices can also have the benefit of earning discounts on your homeowners or renters insurance.

Topics: Insurance, Home Owners, Home Improvements

One-Time Close Construction Loans vs. Multiple Loans

January 04, 2021 by First Federal Bank

In many cases, home improvement is better than moving to another house. Building a larger garage, expanding a wing of your home or erecting an additional bathroom could be a much easier and more cost-effective way of adjusting your current home to fit your needs. A construction loan is the best way to pay for these renovations, and you have...

Topics: Home Owners, Home Improvements

When Should You Change Insurance Companies?

December 16, 2020 by First Federal Bank

Most of the time, it doesn’t matter if your insurance is good or not; you pay your premiums and go about your day. But in a crisis, it’s crucial that your insurance company has your back. If the insurer you’ve been paying fails to come through for you, a bad predicament can turn into a real disaster.

Topics: Saving Money, Insurance, Home Owners

Holiday Decor Ideas for Small Spaces

December 07, 2020 by First Federal Bank

For many people, winter is all about the holidays: Hanukkah, Christmas, New Year’s Eve, Kwanzaa, and others. Nothing gets you in the mood for celebrating and enjoying the season faster than fun decorations, so here are a few ideas you can use to turn a small space into a winter wonderland:

Topics: Home Owners, Home Improvements, Holiday Season

The Do's and Don'ts of Home Office Deductions

November 20, 2020 by First Federal Bank

The popularity of the home business model has seen a significant spike in recent years. More and more individuals have found success earning a living from the comfort of their own home. There can be many perks to being a home business owner, but one benefit not many owners take advantage of is the ability to claim a home office tax deduction....

Topics: Small Business, Entrepreneurship, Taxes, Home Owners, Business

Real Estate Trends You Need to Know

November 18, 2020 by First Federal Bank

The real estate market is an ever-evolving entity, subject to buyers’ wants, sellers’ needs, and the state of the economy. These influences can make selling or buying a home exceptionally complicated. That is why you need some insider information. When you are shopping for a new home or getting ready to put your home on the market, remember the...

Topics: Mortgage Lending, Home Owners, Home Improvements

Save Time And Money With a Construction-to-Permanent Loan

November 04, 2020 by First Federal Bank

Looking to build a new home? Want to save time and money by only paying one set of closing costs? Consider a construction-to-permanent loan by combining the financing associated with your construction, renovation, or permanent mortgage – one loan, one closing, and one set of fees.

Topics: Mortgage Lending, First Home, Home Owners

Benefits of Bundling Insurance

November 04, 2020 by First Federal Bank

Many insurance policyholders like to sign up for coverage, set their monthly premiums to automatic payment, then put it out of their mind. But it’s important to examine your policy from time to time to ensure that you’re getting the lowest rates. Another way to save money on your insurance is to take advantage of something called “insurance...

Topics: Insurance, Vehicles, Home Owners