Consider Peace of Mind with Valuable Items Insurance

July 08, 2020 by First Federal Bank

Do you own any jewelry, antiques or other valuables? If so, you may need to purchase additional insurance for these items, as their full value may not be covered by your regular policies. To help you determine whether extra coverage is right for your situation, consider these questions:

Topics: Insurance, Home Owners

Protect Your Assets during Hurricane Season

July 02, 2020 by First Federal Bank

Recent events have made it clear that businesses can live and die on preparedness for disaster. According to the Federal Emergency Management Agency, between 40 and 60 percent of all small businesses succumb to disasters like fire and burst water pipes, not including a far-reaching health crisis or major weather catastrophe. When uncertainty is...

Topics: Trending, Insurance, Home Owners

Is 2020 the Year of the Staycation?

July 01, 2020 by First Federal Bank

You may have had to cancel or put off a planned trip due to restrictions in place as a result of the Covid-19 pandemic. And the near-term future of travel is very uncertain. But there is no reason you can’t enjoy a much-needed vacation. Have you considered taking a staycation? After weeks of parents working from home, with kids engaged in...

Topics: Trending, Saving Money, Home Owners, COVID-19, Community, Think Local

Do Bathroom Remodels Increase Home Value?

June 28, 2020 by First Federal Bank

Deciding what home improvement projects to invest in can be tricky. You don’t want to pour money into a renovation or remodel that won’t pay off when you go to sell. If you’re eager to increase your home’s value, consider starting in a small, but essential part of your home — your bathroom.“On average, homeowners spend just over $20,000 on a...

Topics: Home Owners, Home Improvements

Adorable Nursery Decorating Ideas

June 15, 2020 by First Federal Bank

Whether you’re adopting or giving birth, preparing the perfect room for your upcoming addition is a great way to celebrate the occasion. Here are nine decor tips to create a welcoming space for your baby. Create a book display on the wallAdd some color to the walls while providing a place to store your newborn’s first reading materials. Try...

Topics: Kids, Home Owners, Home Improvements

Creative Ways to Get Kids to Clean

June 01, 2020 by First Federal Bank

Cleaning chores aren’t fun for anyone, especially kids. If you want your kids to complete their cleaning to-do list without complaining, implement the creative tips below into their routines.Let the music playMusic is a wonderful motivator. Whether your kids whistle why they work, blare their favorite pop songs or sing along to their favorite...

Topics: Kids, Home Owners

Creative Uses for Your Attic

April 27, 2020 by First Federal Bank

Wish you could use your attic space for something other than storage? Here are eight alternative uses for this area of your home:Master bedroomTry transforming an attic into a master suite, especially if the original master room your house has is a bit cramped. Think of a room with a natural color scheme and exposed beams. Muted green...

Topics: Home Owners, Home Improvements

Smart Home Upgrades to Save Money in the Long Run

March 19, 2020 by First Federal Bank

You want your home to be as comfortable, efficient and as beautiful as it can be. However, deciding which home improvement projects or upgrades to invest in can be confusing. These home upgrades will help you save money in the long run.

Topics: Resources, Investing, Home Owners

A HELOC Is a Flexible Way to Benefit from the Equity in Your Home

March 09, 2020 by First Federal Bank

Sixty-five percent of Americans are homeowners. For many, their most valuable financial asset is their home. If you are among them, there may come a time when you need access to the equity you have built up in your home. A Home Equity Line of Credit (HELOC) could be just the answer.

Topics: Mortgage Lending, Home Owners