In recent years, cryptocurrency has been a booming topic among investors. Just like traditional currency, you can exchange it for services, products or other types of cryptocurrencies. You can also cash it out, much like chips at a casino. However, these digital currencies have many key differences when it comes to storage, transactions and...
Organizing and Storing Your Online Passwords
To safeguard your financial, private, and personal information from identity thieves and hackers, you should use unique passwords for each of your online accounts as well as for each of your devices. From email — both personal and work — and bank accounts to health portals and shopping sites, the number of passwords to keep track of can be...
Topics: Financial Education
The Advantages of Multiple Savings Accounts
When you want to securely store your money, you can choose to open one or more savings accounts at a financial institution. If you’re unsure how many accounts to open, it’s a good idea to consider the different reasons for having multiple savings accounts in mind before making a decision.
Topics: Personal Banking, Financial Education
Record Management 101
Being an entrepreneur comes with a lot of paperwork. All of those receipts, invoices, tax forms, credit card statements and payroll forms can quickly become overwhelming. But don’t succumb to the temptation to shove them all in a drawer and forget about them. Follow these tips to help you wrangle those records:
Topics: Small Business, Financial Education
Scams are one thing you don't want to unwrap this holiday season.
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. Add to that this time of expanded use of online banking and the busy holiday shopping season, and the problem is only growing worse. The Federal Trade Commission’s report on fraud estimates that American consumers lost a...
Topics: Financial Education
When Should You Change Insurance Companies?
Most of the time, it doesn’t matter if your insurance is good or not; you pay your premiums and go about your day. But in a crisis, it’s crucial that your insurance company has your back. If the insurer you’ve been paying fails to come through for you, a bad predicament can turn into a real disaster.
Topics: Financial Education, Homeowners
The Financial Accounts Everyone Should Consider
Diving into the choppy waters of financial planning can feel intimidating, especially when you realize just how many types of accounts there are. Thankfully, many experts agree there are a few accounts everybody should consider holding to keep your money organized, set you up for the future, and even help grow your wealth.
Topics: Personal Banking, Retirement, Financial Education
Common Auto Financing Terms
Whether you’re shopping for your first car or a newer model, the first thing you should do before visiting the dealership is establish your financing options. Enlighten yourself with these basic auto financing terms so you know exactly what you’re agreeing to when signing the paperwork to fund your new vehicle:
Topics: Personal Banking, Financial Education
The Do's and Don'ts of Home Office Deductions
The popularity of the home business model has seen a significant spike in recent years. More and more individuals have found success earning a living from the comfort of their own home. There can be many perks to being a home business owner, but one benefit not many owners take advantage of is the ability to claim a home office tax deduction. If...
Topics: Business Banking, Small Business, Financial Education, Homeowners
When To Contact Credit Card Customer Service
Credit cards are a ubiquitous part of modern life. But while increasingly advanced websites and smartphone apps give you a lot of control over your credit cards and accounts, sometimes it is best to speak to a live customer service representative over the phone to get something done. The following are situations when making that call makes the...
Topics: Financial Education
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