Being an entrepreneur comes with a lot of paperwork. All of those receipts, invoices, tax forms, credit card statements and payroll forms can quickly become overwhelming. But don’t succumb to the temptation to shove them all in a drawer and forget about them. Follow these tips to help you wrangle those records:
Record Management 101
Topics: Small Business, Financial Education
Scams are one thing you don't want to unwrap this holiday season.
Every day, thousands of people fall victim to fraudulent emails, texts and calls from scammers pretending to be their bank. Add to that this time of expanded use of online banking and the busy holiday shopping season, and the problem is only growing worse. The Federal Trade Commission’s report on fraud estimates that American consumers lost a...
Topics: Financial Education
When Should You Change Insurance Companies?
Most of the time, it doesn’t matter if your insurance is good or not; you pay your premiums and go about your day. But in a crisis, it’s crucial that your insurance company has your back. If the insurer you’ve been paying fails to come through for you, a bad predicament can turn into a real disaster.
Topics: Financial Education, Homeowners
The Financial Accounts Everyone Should Consider
Diving into the choppy waters of financial planning can feel intimidating, especially when you realize just how many types of accounts there are. Thankfully, many experts agree there are a few accounts everybody should consider holding to keep your money organized, set you up for the future, and even help grow your wealth.
Topics: Personal Banking, Retirement, Financial Education
Common Auto Financing Terms
Whether you’re shopping for your first car or a newer model, the first thing you should do before visiting the dealership is establish your financing options. Enlighten yourself with these basic auto financing terms so you know exactly what you’re agreeing to when signing the paperwork to fund your new vehicle:
Topics: Personal Banking, Financial Education
The Do's and Don'ts of Home Office Deductions
The popularity of the home business model has seen a significant spike in recent years. More and more individuals have found success earning a living from the comfort of their own home. There can be many perks to being a home business owner, but one benefit not many owners take advantage of is the ability to claim a home office tax deduction. If...
Topics: Business Banking, Small Business, Financial Education, Homeowners
When To Contact Credit Card Customer Service
Credit cards are a ubiquitous part of modern life. But while increasingly advanced websites and smartphone apps give you a lot of control over your credit cards and accounts, sometimes it is best to speak to a live customer service representative over the phone to get something done. The following are situations when making that call makes the...
Topics: Financial Education
Financial Fraud: How to Spot the Warning Signs
In today’s fast-paced, online-centric world, scammers have more tools than ever to separate you from your hard-earned money. These efforts often ramp up during the holidays season. It is important to know these major warning signs for financial fraud:
Topics: Personal Banking, Financial Education
Benefits of Bundling Insurance
Many insurance policyholders like to sign up for coverage, set their monthly premiums to automatic payment, then put it out of their mind. But it’s important to examine your policy from time to time to ensure that you’re getting the lowest rates. Another way to save money on your insurance is to take advantage of something called “insurance...
Topics: Financial Education, Lifestyle, Homeowners
Passive Investments 101
As you seek out effective strategies for investing your money, the options available to you may seem complex or overwhelming. If you’re feeling unsure of your ability to pick good stocks for your portfolio and make timely trades, or if you don’t possess the time or inclination to take a more hands-on approach, take a closer look at passive...
Topics: Financial Education
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