First Federal Bank Blog

Health insurance is a benefit most workers demand from their employers. As a small business owner, you might be overwhelmed by how to provide health benefits to your employees or secure adequate coverage for yourself. But there is no reason to panic. There are plenty of options to help satisfy your health insurance needs and the needs of your...

Apps that allow you to conduct transactions directly from your mobile phone have been quickly growing in popularity. Unfortunately, scammers try to take advantage of this convenience by tricking you into inadvertently sending them money. You can avoid this by knowing:

Achieving and maintaining a good credit score will enable you to fund the major purchases that you’ve been dreaming about. Here are just some of the doors that having a positive credit history will open for you:

The Back-to-School season may look different for a lot of families in 2020. School districts are currently exploring the safest ways for students to begin the new academic year, and finalizing their plans. Many are offering a variety of options for parents to choose from.

Want to know the secret to less stress and zero debt during the most wonderful time of the year? Start saving now! It’s never too early to plan for the holidays. Consider these tips for managing your money:

Making ends meet while having money for extracurricular activities is a challenge for many families. If you’re looking for ways to stretch your family’s dollar, it’s time to get creative with a tried-and-true savings tool — coupons. These coupon sites and apps will help you and your family save on the essentials and services you need, as well as...

When you drafted your business plan, you outlined your goals and the path you’d take to achieve them. Now that your company is up and running, your business plan might not be an accurate representation of your new goals, the state of the market, or your enterprise’s worth. Your business is a living, breathing entity that is constantly changing....

Do you own any jewelry, antiques or other valuables? If so, you may need to purchase additional insurance for these items, as their full value may not be covered by your regular policies. To help you determine whether extra coverage is right for your situation, consider these questions:

When you’re a busy entrepreneur it can be easy to get lost in figures like expenses, sales, and earnings. However, these numbers don’t paint the whole picture of your company’s health. That’s why it’s important to understand your company’s profit margins, which show you the proportion of how much profit you’re actually earning when compared to...

Recent events have made it clear that businesses can live and die on preparedness for disaster. According to the Federal Emergency Management Agency, between 40 and 60 percent of all small businesses succumb to disasters like fire and burst water pipes, not including a far-reaching health crisis or major weather catastrophe. When uncertainty is...