If you’re inundated with requests by utility providers, department store credit cards, and insurance companies to “go paperless” but haven’t made the switch to digital statements yet, you’re missing out on some great benefits.
Reasons to Go Paperless
Topics: Technology, Insurance, Credit Cards
Refinancing A Loan
Refinancing a loan involves replacing an existing loan by paying off the debt with a new one. Ideally, the new loan has better terms or features to make the process worthwhile. This can help save you money in the long term or make your life easier in other ways.
Topics: Financial Education, Credit Cards, Personal Lending
When To Contact Credit Card Customer Service
Credit cards are a ubiquitous part of modern life. But while increasingly advanced websites and smartphone apps give you a lot of control over your credit cards and accounts, sometimes it is best to speak to a live customer service representative over the phone to get something done. The following are situations when making that call makes the...
Topics: Fraud Alerts/Scams, Credit Cards
Financial Fraud: How to Spot the Warning Signs
In today’s fast-paced, online-centric world, scammers have more tools than ever to separate you from your hard-earned money. These efforts often ramp up during the holidays season. It is important to know these major warning signs for financial fraud:
Topics: Fraud Alerts/Scams, Personal Banking, Financial Education, Credit Cards
Three Things You Should Know Before Consolidating Debt
Consolidation is a common and proven debt management strategy. In short, it involves combining multiple debts into a single payment, making your overall debt easier to handle. It may even reduce total debt via lower interest rates. However, consolidation is not always as simple as it seems — if it even works for your specific situation. Here...
Topics: Personal Banking, Financial Education, Budgeting, Credit Cards
Which Debt Should You Pay Off First?
Between credit cards, student loans, car loans, and mortgages, you’re probably carrying some debt. On the surface, managing your debt can seem relatively easy — just make minimum payments. However, if you’d like to pay down your debts and increase your cash flow, you have some choices to make. Namely, which debt should you prioritize? Here’s a...
Topics: Mortgage Lending, Personal Banking, Saving Money, College, Financial Education, Credit Cards, Personal Lending, Taxes
Grow Your Business with Credit Card Payments
Credit cards are a central part of the modern shopping experience — and if your business can’t accept credit card payments, you’re probably missing out on some serious revenue. Luckily, you won’t have to jump through too many hoops to process credit card payments. Consider these three simple payment-processing methods that your company can...
Topics: Small Business, Entrepreneurship, Credit Cards
The Perks of Having a Good Credit Score
Achieving and maintaining a good credit score will enable you to fund the major purchases that you’ve been dreaming about. Here are just some of the doors that having a positive credit history will open for you:
Topics: Insurance, Credit Cards, Personal Lending
Checking Your Credit Score Online
Knowing your credit score is the first step to securing a loan for a new car, starting your own business, or taking out a mortgage. With everything available online these days, checking your credit score is easier and more convenient than ever — as long as you know where to look.Credit report vs. credit scoreOne of the best ways to stay up to...
Topics: Resources, Credit Cards, Personal Lending
How Contactless Credit Cards Work
Contactless credit cards, also known as tap-to-pay cards, have begun cropping up all over the country. You may have already seen compatible card readers at your local coffee shop or fast-food restaurant that feature a somewhat familiar graphic resembling that of a volume icon without the speaker, the same associated with NFC (near field...
Topics: Technology, Credit Cards