Shop Smarter This Holiday Season

November 10, 2021 by First Federal Bank

The holiday season is fast approaching, and you might be stressed thinking about how you are going to buy gifts for all of your friends and family. But it is possible to get everything you need as long as you set realistic goals.

Topics: Financial Education, Budgeting

Controlling Holiday Spending

October 25, 2021 by First Federal Bank

While the spirit of the season can fill your heart with joy, it can also quickly empty your wallet. There are ways to enjoy the holidays and give to others (and to yourself) without exceeding your financial limits. The following tips will help you control your spending during the most magical — and expensive — time of year:

Topics: Saving Money, Budgeting, Family

How to Have Fun on a Budget

September 27, 2021 by First Federal Bank

Living on a tight budget doesn’t mean you can’t afford to have fun. Even as you save money, it’s important to treat yourself and enjoy life. Here are some of the top budget-friendly activities to keep you entertained:

Topics: Financial Education, Budgeting

How to Make Family Budgets Fun

September 10, 2021 by First Federal Bank

Setting spending limits and crunching numbers is not exactly a traditional recipe for family fun. But it is possible to make the process of creating, maintaining and benefiting from family budgets an enjoyable one. You and your family will find financial joy within the budgeting process with these tips:

Topics: Budgeting, Family

Creating a Budget Online

August 18, 2021 by First Federal Bank

Budgeting is notorious for being a hassle. Thanks to these mobile apps and web-based services, you won’t have to pore over your finances for hours or mess around with spreadsheets. Here’s a look at four online tools that take the tedium out of building a budget:

Topics: Saving Money, Technology, Budgeting

How to Live on a Fixed Income in Retirement

August 09, 2021 by First Federal Bank

Before retirement, you probably had the chance to increase your income, such as by earning promotions or changing jobs. But during retirement, it’s more common to live on a fixed monthly income determined by your savings. This can force a different approach to your personal finances and perhaps even to your lifestyle. Follow the tips below to...

Topics: Saving Money, Retirement, Budgeting

Using Automatic Bill Pay

June 02, 2021 by First Federal Bank

Do you ever feel like you’re spending too much time paying bills, juggling account passwords, and keeping track of due dates? If so, you can reclaim some of that time by automating some of your predictable, recurring bill payments. Here’s a look at the benefits and drawbacks of using automatic bill pay:

Topics: Personal Banking, Technology, Budgeting

Staying Motivated while Eliminating Debt

April 07, 2021 by First Federal Bank

Although not a traditional four-letter word that would get you into trouble if you said it as a kid in school, there is no doubt debt is one of the worst words in the English language. Financial debt affects your sense of self, your present lifestyle, and your hope for the future. Getting out of debt is a daunting, time-consuming task, but the...

Topics: Saving Money, Financial Education, Budgeting

Common Business Budget Breakers

March 24, 2021 by First Federal Bank

When you run a small business, every dollar counts. Even with a great vision and budget sheet, you may be losing money on a regular basis by paying too much for things you need or paying for things you don’t actually need at all. Focusing on a few key areas can help your business’ balance sheet reach the black, letting you invest more revenue...

Topics: Small Business, Budgeting

Get the Most Out Of Small Spaces

March 20, 2021 by First Federal Bank

When you are dealing with a limited amount of square footage, whether it is a living room, bedroom, or studio apartment, you want it to feel as open, airy and spacious as possible. With the following design tips, you’ll be able to take advantage of every inch and make a small space feel much larger than it is.

Topics: Budgeting, Home Owners, Home Improvements

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