First Federal Bank Blog

When it comes to driving, it’s always wise to expect the unexpected. Even the most prepared drivers can be caught off guard when unforeseen issues arise. Tires can go flat; car batteries can die and accidents can leave you unable to continue driving. That’s where roadside assistance comes in handy. Knowing that help is only a call, text, or button...

When you drafted your business plan, you outlined your goals and the path you’d take to achieve them. Now that your company is up and running, your business plan might not be an accurate representation of your new goals, the state of the market, or your enterprise’s worth. Your business is a living, breathing entity that is constantly changing....

Do you own any jewelry, antiques or other valuables? If so, you may need to purchase additional insurance for these items, as their full value may not be covered by your regular policies. To help you determine whether extra coverage is right for your situation, consider these questions:

When you’re a busy entrepreneur it can be easy to get lost in figures like expenses, sales, and earnings. However, these numbers don’t paint the whole picture of your company’s health. That’s why it’s important to understand your company’s profit margins, which show you the proportion of how much profit you’re actually earning when compared to...

Recent events have made it clear that businesses can live and die on preparedness for disaster. According to the Federal Emergency Management Agency, between 40 and 60 percent of all small businesses succumb to disasters like fire and burst water pipes, not including a far-reaching health crisis or major weather catastrophe. When uncertainty is...

You may have had to cancel or put off a planned trip due to restrictions in place as a result of the Covid-19 pandemic. And the near-term future of travel is very uncertain. But there is no reason you can’t enjoy a much-needed vacation. Have you considered taking a staycation? After weeks of parents working from home, with kids engaged in distance...

Your old computer may still contain sensitive data like financial information, your Social Security number, passwords and personal files. If you’re planning on getting rid of your old computer, you should first take precautions to protect that data.Back up your filesBefore you throw out or sell your old computer, think about what information it...

Deciding what home improvement projects to invest in can be tricky. You don’t want to pour money into a renovation or remodel that won’t pay off when you go to sell. If you’re eager to increase your home’s value, consider starting in a small, but essential part of your home — your bathroom.“On average, homeowners spend just over $20,000 on a...

The retail industry never stops evolving, and as a business owner, it’s important to keep up with consumer habits. From putting your values at the forefront to giving your customers more ways to shop, there are plenty of ways to show your customers that you care. Here are a few strategies for adapting to what modern shoppers want from their retail...

If you’re in the market for a used vehicle, you can choose to purchase a former rental car or a privately-owned car. Buying a rental car has its own set of positives and negatives that are worth thinking about before going car shopping.The latest featuresRental car companies tend to have fleets comprised of newer vehicles to attract customers. As...