First Federal Bank Blog

With the way 2020 has been, it’s hard to believe the holiday season is almost here. In a few short weeks, stores and websites will be decked out festive decor. This is a great opportunity to impress your clients and customers with your style and enthusiasm.

Using your financial institution’s mobile banking app makes paying bills, moving money, and completing other fiscal tasks more convenient. The ability to do so much on your phone or tablet is a welcome development of modern technology, and the continued advance of innovation should place even more handy features at your fingertips in the future.

Consolidation is a common and proven debt management strategy. In short, it involves combining multiple debts into a single payment, making your overall debt easier to handle. It may even reduce total debt via lower interest rates. However, consolidation is not always as simple as it seems — if it even works for your specific situation. Here are...

If it’s been a while since you have revisited the idea of increasing staff starting wages, it might be time to do so. Consider the benefits of increasing employee salaries, as well as a few circumstances that might warrant maintaining current levels:

As much as we wish every customer was a pleasant and considerate patron, some people can be difficult. How you handle problematic customers can affect your business’ reputation, your staff’s satisfaction, and the likelihood you’ll be able to resolve conflicts with customers. Here are some simple strategies for handling a variety of difficult...

Whether you’re preparing for a big purchase, or tightening your belt during a rough patch, saving money is a good idea. There are plenty of big ways to keep more money in your financial accounts, but here are some smaller ones that add up to more than you expect:

How to handle money is an important life lesson. The sooner you start your child’s financial education, the more knowledgeable and responsible they will be with their money. Opening a checking account for your child is a great way to impart real-world money lessons.

Starting a business has never been easier, but competing with corporate megaliths is growing more difficult. However, owning a small company gives you numerous opportunities to stand out from larger competitors and start down the road to success. Here are a few of the best and most effective ways to set your business apart:

As an entrepreneur, you’ve probably considered and calculated a myriad of expenses, including the cost of inventory, rent, utilities, shipping and equipment. But have you considered how much you’ll be paid for your time and effort?

Whether you desire to increase your home’s value, or need extra living space, an addition can be a worthwhile modification to your house. There are many ways you can expand your house’s size, so make sure you pick the solution that’s best for your needs while adding the most value. Here are the most common home additions that may benefit you: