Ideas for Teaching Tax Basics to Your Children

October 05, 2022 by First Federal Bank

Taxes are an essential part of finances. As you are teaching your children lessons on how to save, spend, and invest, it’s also important to include instruction on the least favorite, yet nonnegotiable part of money management — taxes. Here are a few ideas on how to teach your kids how the system works:

Topics: Financial Education, Family

Beautiful Fall Décor Tips and Tricks

October 03, 2022 by First Federal Bank

Fall ushers in brilliant hues, a festive spirit, and a fun opportunity to decorate inside and outside your home. These tips and tricks will help you celebrate the season whether you’re looking for simple décor or elaborate creations:

Topics: Lifestyle

Best and Worst Social Media Platforms for Marketing

September 30, 2022 by Courtney Blackburn

Social media is a powerhouse in today’s society. With the right platform, you can easily connect with customers all across the globe, giving you nearly unlimited potential for growth and success. Knowing the right platforms to use — and how to utilize them — allows you to maximize that potential and start seeing results.

Topics: Small Business

Scam Alert: Hurricane Ian Charity Fraud

September 28, 2022 by First Federal Bank

Heads-up! There are people exploiting the Hurricane Ian disaster. There are fake Facebook pages, tweets are going out with fake charity websites, and phishing emails are sent out asking for donations to #HurricaneIan Relief Funds that they keep for themselves. Avoid falling for any scams. If you want to make a donation, go to the website of the...

Topics: First Federal News, Lifestyle

How Do Deposits Work and Why Aren't Funds Immediately Available?

September 28, 2022 by First Federal Bank

When you deposit money into your account via cash or check, it can take some time before those funds are available to you. If you’ve ever wondered why, the explanation is quite simple.

Topics: Business Banking, Personal Banking

Exercises to Perform Before Bed for Better Sleep

September 26, 2022 by First Federal Bank

A good night’s sleep is the key to a productive, enjoyable day. But sometimes getting a satisfying amount is frustratingly impossible. We have all been there — struggling to fall asleep, waking up multiple times in the night, or tossing and turning, desperate to find a comfortable sleeping position. If you are looking to improve the quality or...

Topics: Lifestyle

What Is an EIN and Does Your Business Need One?

September 23, 2022 by First Federal Bank

There’s a lot you need to think about as you’re starting up your own business, or restructuring it, and that includes your new tax arrangement. The IRS doesn’t look at you the same way now that you’re launching a company, so it’s important you establish the proper tax status with the U.S. government.

Topics: Small Business

How to Effectively Build Credit with a Credit Card

September 21, 2022 by First Federal Bank

Building your credit is important if you want to secure an advantageous loan for a home, car, or other big-ticket item. If your credit score is lower than it should be to help you get the financial gains you want, there are several ways to bump it up. The following methods will help you increase your credit score when using a credit card:

Topics: Personal Banking, Financial Education

12 Travel Apps to Improve Your Adventures

September 19, 2022 by First Federal Bank

Whether you’re heading out for a weekend road trip or flying to a far-flung destination, your smartphone is an essential tool for keeping you organized and informed as you travel. As you plan your big adventure, consider downloading these apps — they’ll give you plenty of support wherever you go. And you’ll be able to install them on nearly any...

Topics: Lifestyle

Determining a Fair Salary Range for Employees

September 16, 2022 by First Federal Bank

It’s no secret your small business relies heavily on the hard work, dedication, and expertise of your workers. To attract, motivate, and retain employees who make your company’s success possible, you’ll need to pay them well. Establishing fair salary ranges will help you accomplish this, and here are some tips to guide you through the process:

Topics: Small Business

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