First Federal Bank Blog

Financial jargon can be confusing, especially when certain terms sound weirdly similar. Take pre-qualified and preapproved, for example. These words appear to be synonyms, but when it comes to securing a mortgage, they have differences and specifically applied circumstances. Here is a closer look at the variances between pre-qualified and...

The flexitarian diet helps you eat healthier without dictating strict guidelines or counting every calorie that crosses your lips. According to U.S. News, the flexitarian diet is one of the best healthy eating plans due to its adaptability and straightforward rules, while dieticians praise it for its lifestyle-based approach. Here’s what you need...

Hiring is an expensive process. It takes time and money to recruit, hire, and onboard new people. It’s thus critical to invest as much of those resources as possible on the right recruits — and that starts with writing a compelling job description that attracts suitable candidates.

Even with scholarships, financial aid, and grants, a college education can be difficult to fund. If your grandchildren have dreams of a higher degree or your deepest wish is for them to pursue higher education, there are ways you can help plan for the future and ease the financial burden. These tips will help you help them continue their education...

From cable and premium channels to streaming, there is an endless amount of entertainment to consume on television. Here are some highlights for the fall TV season that you might want to add to your watch list:

Looking to reduce your tax burden and do some good for your local community? In addition to demonstrating your company’s commitment to giving back, charitable donations provide a wealth of opportunities for tax savings. Here’s how to get the most bang for your buck while making the world a better place:

If you find yourself in need of a vehicle — but can’t secure an auto loan with favorable terms — you may be tempted to take out a home equity loan to fund your purchase. Like every financial decision, this choice can come with drawbacks that need to be considered. Here’s a look at what you need to know before you borrow against the value of your...

Looking to add some spice into your weekly exercise routine? Training martial arts isn’t just a fantastic way to get into better shape — you’ll learn self-discipline, self-defense, and self-respect. In mastering these and other popular systems and styles, you’ll come away feeling more confident and complete.

Whether you’re doing your own accounting or placing it in the hands of a professional, knowing the differences between accrual accounting and cash basis accounting is key for keeping the books in a way that benefits your business.

Teaching your kids about finances and smart money moves are invaluable lessons. These lessons can start at a young age with piggy banks and coins, grow with an age-appropriate allowance and tips on how to save and spend, and even include adult-level money management like investments. Under your supervision, you can introduce your child to the...