First Federal Bank Blog

Regular physical activity is incredibly important for your health. It’s a great way to lower your risk of disease, strengthen your body, and give your brain a boost. However, leaving the couch isn’t always easy, especially when you associate exercise with boredom, pain, or unpleasant obligation. Instead of forcing yourself to do an activity you...

A stock ownership plan can be an appealing way to give your employees an ownership stake in the business via stocks. This investment vehicle empowers your workers to invest tax-free money directly in your company and cash out their funds when they reach retirement age. But the benefits of an ESOP go beyond perks for your crew — investing in your...

First impressions matter, and if you want your home to welcome guests with a warm embrace, focus on your entryway. With a few updates outside and attention to detail on the inside, you can create an inviting entryway that will put your guests at ease the moment they see your home.

Traveling by train is a great way to get to your destination in a more leisurely fashion than flying or driving. It’s also one of the most environmentally friendly modes of transportation. If you travel in Europe or Asia, it’s common to take the train for both long and short distances. But whether you’re traveling abroad or in the United States,...

Starting your own business from scratch can be daunting if you lack experience or know-how. If you’ve been thinking about striking out on your own, a great way to get your feet wet is by becoming a franchise owner. Franchise businesses are an excellent gateway for entrepreneurs on the grow, especially if you start in a proven industry.

As the cost of a college education becomes increasingly expensive with each passing year, it’s imperative now more than ever to start saving money for your child or grandchild’s future schooling. But which account is right for your family? Here’s a look at the two most popular options: Coverdell Education Savings Accounts and 529 savings plans....

If you’re looking for a way to improve your cooking skills in a creative way, consider turning toward a helpful podcast! These engaging shows are great for chefs of all levels and are great for learning something new about food and how to prepare it.

Home loans carry certain inherent risks for borrowers and lenders. However, the 2008 financial crisis showed some mortgage risks could pose a threat to the entire economy. As a way to make home lending safer for consumers and everyone else involved, Congress instituted a new form of mortgage known as a qualified mortgage. Here’s a closer look at...

Credit card debt can be crushing, especially with high interest rates making it difficult to pay off your principal balance. If you’re struggling to pay down or pay off your balance, a balance transfer may be a route worth taking.