Romance on a Budget

February 14, 2022 by First Federal Bank

When love is in great abundance but money is in short supply, you may find yourself wanting to get creative for your next date night. Whether you’re celebrating Valentine’s Day or no occasion in particular, having a romantic evening with the person you love most can be easily done without breaking your budget.

Topics: Family

Affordable Home Style Upgrades

February 11, 2022 by First Federal Bank

Over the last couple of years, we have all spent much more time indoors. You may be thinking of ways to enhance your surroundings. Whether you recently purchased a new house or you simply want to increase your home’s value, consider taking on some of these affordable upgrades:

Topics: Homeowners

How to Make Your Business More Sustainable

February 09, 2022 by First Federal Bank

Whether you’re starting small, or ready to implement sweeping changes, making your business more sustainable is both savvy and socially responsible. Here are just a few of the steps you could take to enhance your company’s eco-friendly image while contributing to a cleaner future for planet Earth:

Topics: Small Business

Taxes and Your Blog

February 07, 2022 by First Federal Bank

Blogging is a profession that allows for a lot of flexibility and is appealing to those who wish to make their own hours or work from home. One thing some people are still in the dark about is filing yearly taxes. As a self-employed individual, there are certain things you should know about when it comes to taxes and your blog:

Topics: Financial Education

Preparing For an Exit Interview

February 04, 2022 by First Federal Bank

One of the most valuable contributions an employee can make to a company is the candid insight they give during their exit interview. The feedback they provide when explaining the reasons for their resignation can be very helpful — as long as you facilitate a productive discussion. Whether you’re conducting the exit interview as the employee’s...

Topics: Small Business

Is Now the Best Time To Apply for a HELOC?

February 02, 2022 by First Federal Bank

With historically low mortgage rates and soaring real estate prices, today’s home owners have unprecedented amounts of available equity in their homes. Now could be an excellent time to apply for a Home Equity Line of Credit (HELOC) from First Federal Bank.

Topics: Financial Education, Homeowners

Best Recycling Art Projects for Kids

January 31, 2022 by First Federal Bank

You don’t have to spend a bunch of money at the craft store to encourage creative play for your little ones. Everyday items — even ones that would typically wind up in the recycling bin or trash can — can be upcycled into eco-friendly art supplies. Here are a few ways to turn everyday trash into playtime treasures:

Topics: Family

How Should You Price Your Goods or Services?

January 28, 2022 by First Federal Bank

When you are providing services or goods, it can be difficult to know how much to charge your customers. It is important to consider various in order to acquire a reasonable profit and ensure your business will succeed.

Topics: Small Business

With Mortgage Rates Climbing, Now’s the Time To Act

January 27, 2022 by First Federal Bank

Topics: Mortgages / Home Equity

What is the Gift Tax?

January 26, 2022 by First Federal Bank

Giving a gift that fulfills some want or need is a great way to show someone you care about them. What if that gift is a high-value item like a car for your teen driver or a cash gift for a friend who’s fallen on hard times? You could wind up stuck paying a gift tax.

Topics: Financial Education

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