As the tax season approaches, many Americans eagerly anticipate receiving their tax refunds. For homeowners, a tax refund can be an excellent opportunity to put the money to good use, particularly in relation to their mortgage. Here are some smart ways to make the most of your tax refund if you have a mortgage:
Drinking tea has long been associated with positivity, whether it’s sitting down for a cup with a close friend or having a hot mug handy to help when you’re feeling under the weather. There are so many different varieties of tea to try, many of which offer impressive benefits that make it well worth keeping the kettle on for a second sip....
Topics: Lifestyle
Your arrangement with your employees is built on trust. They spend their days involved in company operations and performing tasks; in return, you pay them for their time. So when your employees aren’t beginning their shift on time or are leaving early, they’re completing less work than what their wages entail. That’s why setting and enforcing...
Topics: Small Business
An individual retirement account (IRA) can be a powerful tool for investing and saving your money — especially when you manage it wisely. If you’re looking for ways to make the most of your IRA, start by reviewing these commonly asked questions.What investments can I make with an IRA?You can choose from a wide range of IRA investment options to...
Topics: Retirement, Financial Education
Podcasts covering true crimes have exploded in popularity over the past decade, resulting in tons of options for listeners around the world. If you’re looking for a new obsession, there’s no mystery about the fact that these popular podcasts have the power to captivate, shock, and horrify audiences: “RedHanded” Hosts Suruthi Bala and...
Topics: Lifestyle
For the fourth year in a row, First Federal Bank has earned this distinction from Newsweek who partners with research firm Plant-A Insights, and conducts an assessment of over 9,500 financial institutions and obtained feedback from over 35,000 customers. Newsweek spotlighted the top 250 Regional Banks and 250 Credit Unions in the United States,...
Your tax return contains a plethora of private, personal, and important data. In the wrong hands, your details can be used as a tool in identity theft, fraud, and other nefarious activities that can hurt you, your reputation, and your financial standing. Be sure to protect your information when you file your tax return with these security tips:...
Topics: Financial Education
Whether you have your eye on a new or used car, its price is probably much higher than it would have been a half-decade ago. Vehicle prices have soared in recent years and don’t appear to be settling back down anytime soon. This is making it harder for shoppers on low or even moderate incomes to afford the transportation they need.What can you do...
Topics: Financial Education
With the arrival of a year-end bonus or tax refund, many people are faced with the question of what to do with this sudden influx of money. Do they save it, invest it, pay off debt, or treat themselves to something special? In order to make the most of this windfall, it's important to approach it with a strategic mindset.The first option is to use...
Topics: Mortgages / Home Equity
From youth leagues and high school to college and professional play, football reigns supreme in the United States. Every weekend during the fall, millions of Americans flock to stadiums and gather in front of television screens to root for their favorite teams and players. And February 11 will be Super Bowl Sunday. Whether you’re a dedicated fan...
Topics: Lifestyle