Don’t Fall for These 5 Budgeting Myths

May 28, 2025 by First Federal Bank

When it comes to the topic of budgeting, people tend to have negative perceptions. They think it is too hard, takes too much discipline, or is out of reach for their situation. The truth is, there are many flexible, simple ways you can set a budget that fits your life and helps you take control of your finances. That is, if you can get past these...

Topics: Financial Education

First Federal Bank Hosts Nonprofit Summit to Strengthen Community Partnerships

May 27, 2025 by First Federal Bank

On May 22, First Federal Bank hosted its first Nonprofit Summit, bringing together nonprofit organizations, community leaders, and banking professionals to foster partnerships and develop strategies to support Jacksonville’s low-to-moderate income residents. Four of the attending nonprofits received a $250 donation and Teen Leaders of AMERICA...

Topics: First Federal News

Is Gen Z Experiencing Money Dysmorphia?

May 26, 2025 by First Federal Bank

Money dysmorphia, the experience of believing you're better or worse off with money than you actually are, can lead to poor financial decision making. If you believe you are better off than you truly are, you can spend beyond your means and end up in debt, or even facing bankruptcy. On the flip side, believing you are worse off could lead to...

Topics: Financial Education, Lifestyle

Don’t Let Student Loans Hold You Back from Homeownership

May 23, 2025 by First Federal Bank

Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you're wondering:

Topics: Mortgages / Home Equity

First Federal Bank Facilitates Three Rivers Legal Services Grant

May 22, 2025 by First Federal Bank

Three Rivers Legal Services, Inc. (TRLS), in partnership with First Federal Bank (FFB), was awarded an Heirs Property Family Wealth Protection Fund grant from the Federal Home Loan Bank of Atlanta (FHLB Atlanta), for the purpose of providing free legal services regarding heirs property and estate planning to “homeowners” of North Florida....

How to Get the Most from Your Credit Card Rewards

May 21, 2025 by First Federal Bank

You probably seen credit card rewards advertised as a benefit. But do you know how to make the most of your rewards once you earn them? Here’s how you can maximize your credit card rewards, without going into debt:

Topics: Personal Banking, Financial Education

5 Ways Your Mobile Devices Can Support Better Health

May 19, 2025 by First Federal Bank

In the digital age, there are so many apps that can help make our lives easier. But did you know they can also be used to improve or maintain your health? They can help you manage a medical condition, record essential information, or schedule an appointment with your doctor. All from the convenience of your smart phone. Here are just a few ways...

Topics: Lifestyle

Housing Market Forecasts for the Second Half of the Year

May 16, 2025 by First Federal Bank

From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place you can turn to for answers you want the most. And that’s the experts.

Topics: Mortgages / Home Equity

4 Ways to Raise Your Credit Score

May 14, 2025 by First Federal Bank

You probably know there are many benefits to having a high credit score. Perhaps you are aware of some strategies you can employ to raise yours. Jenny Groberg, CEO of accounting platform BookSmarts offers some tips that go beyond the basics, and can be easy to implement:

Topics: Financial Education

Fun Ways You Can Reuse Toilet Paper Rolls in the Garden

May 12, 2025 by First Federal Bank

You have probably heard the phrase, “reduce, reuse, recycle.” But have you ever thought of using toilet paper rolls for gardening? Turns out they have many practical uses beyond kids’ arts and crafts projects. Here are a few ways you can put toilet paper rolls to use in your garden:

Topics: Lifestyle

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