How to Access or Close an Account After Death

August 02, 2023 by First Federal Bank

When a loved one dies, you’re often left with several responsibilities to contend with on top of managing your grief. One such responsibility is taking care of the accounts belonging to the deceased. Fortunately, accessing and closing a bank account is a fairly straightforward process. Obtaining the necessary information According to Julia Kagan...

Topics: Financial Education

Try These 5 Substitutes for Soda

July 31, 2023 by First Federal Bank

Whether you’re looking to slim down or simply adopt healthier habits, soda is typically one of the first things dietary experts recommend cutting from your menu. But routines can be tough to break — so here’s a look at some tasty soda substitutes that can help you get your fix for fizz: Sparkling water If you crave bubbles in your beverage but...

Protect Your Business from Financial Fraud with Positive Pay

July 28, 2023 by First Federal Bank

Advanced technology spurs financial fraud. As businesses find quicker ways to optimize the payment process through automation, active fraud prevention becomes necessary. Positive Pay is a tool to help protect your business.

Topics: Business Banking, Small Business

Explaining Today’s Mortgage Rates

July 28, 2023 by First Federal Bank

If you’re followingmortgage ratesbecause you know they impact yourborrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard toforecast.  

Topics: Mortgages / Home Equity

The Safest Ways to Send Money Online

July 26, 2023 by First Federal Bank

Whether you’re splitting a restaurant bill with friends, making a purchase, or helping out a family member, sending money to another person is incredibly easy these days thanks to an ever-growing array of online payment tools. But how safe is it to send money online?  Most of today’s online payment options fall into three categories. Let’s take a...

Topics: Financial Education

The Most Unique Vehicles Made by Mainstream Manufacturers

July 24, 2023 by First Federal Bank

When it comes to car design, manufacturers often play it safe, sticking to tried-and-true designs and features that have worked in the past. But occasionally, they take a risk and create something truly unique and memorable. Here are some of the most unique vehicles made by mainstream manufacturers that are sure to turn heads: AMC Pacer The...

Topics: Lifestyle

Do You Need a Business Partner?

July 21, 2023 by First Federal Bank

Is it time to bring a partner aboard to help with your business? Shifting to a partnership will have major implications for your company, so it’s crucial to assess your business needs and know what you’re looking for in a partner before making any sort of commitment. Here are some pointers to help you think through this important decision What is...

Topics: Small Business

Best Ways to Save on Back to School

July 17, 2023 by First Federal Bank

Time flies, and in just a few short weeks, kids will be heading back to school! You know what that means - it’s time to stock up and save! These tips will help you get the most out of your school shopping this year:

Topics: Financial Education

Americans Still View Homeownership as the American Dream

July 14, 2023 by First Federal Bank

Everyone’s interpretation of the American Dream is unique and personal. But, for many people, it’s tied to a sense of success, freedom, and prosperity. These are all things that owning a home can help provide.

Topics: Mortgages / Home Equity

Prepare for Success with This Moving Checklist

July 14, 2023 by First Federal Bank

Moving to a new place can be incredibly stressful. One way to make things a bit easier is making a comprehensive checklist that covers many aspects of your upcoming move. Donate or sell unneeded items Rather than paying movers to haul a ton of things you don’t use or need anymore, go through all of your possessions and donate what you can. You may...

Topics: Homeowners, Mortgages / Home Equity

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