Tips for Making Your Home's Entryway More Inviting

February 01, 2023 by First Federal Bank

First impressions matter, and if you want your home to welcome guests with a warm embrace, focus on your entryway. With a few updates outside and attention to detail on the inside, you can create an inviting entryway that will put your guests at ease the moment they see your home.

Topics: Homeowners

The 3 Factors That Affect Home Affordability

January 30, 2023 by First Federal Bank

Topics: Mortgages / Home Equity

Tips for Traveling by Train

January 30, 2023 by First Federal Bank

Traveling by train is a great way to get to your destination in a more leisurely fashion than flying or driving. It’s also one of the most environmentally friendly modes of transportation. If you travel in Europe or Asia, it’s common to take the train for both long and short distances. But whether you’re traveling abroad or in the United States,...

Topics: Lifestyle

What Are the Most Common Franchised Industries?

January 27, 2023 by First Federal Bank

Starting your own business from scratch can be daunting if you lack experience or know-how. If you’ve been thinking about striking out on your own, a great way to get your feet wet is by becoming a franchise owner. Franchise businesses are an excellent gateway for entrepreneurs on the grow, especially if you start in a proven industry.

Topics: Small Business

Differences Between an ESA and a 529 Plan

January 25, 2023 by First Federal Bank

As the cost of a college education becomes increasingly expensive with each passing year, it’s imperative now more than ever to start saving money for your child or grandchild’s future schooling. But which account is right for your family? Here’s a look at the two most popular options: Coverdell Education Savings Accounts and 529 savings plans....

Topics: Financial Education

Podcasts to Help Improve Your Cooking Game

January 23, 2023 by First Federal Bank

If you’re looking for a way to improve your cooking skills in a creative way, consider turning toward a helpful podcast! These engaging shows are great for chefs of all levels and are great for learning something new about food and how to prepare it.

Topics: Lifestyle

What Is a Qualified Mortgage, and What Does It Require?

January 20, 2023 by First Federal Bank

Home loans carry certain inherent risks for borrowers and lenders. However, the 2008 financial crisis showed some mortgage risks could pose a threat to the entire economy. As a way to make home lending safer for consumers and everyone else involved, Congress instituted a new form of mortgage known as a qualified mortgage. Here’s a closer look at...

The Basics of Credit Card Balance Transfers

January 18, 2023 by First Federal Bank

Credit card debt can be crushing, especially with high interest rates making it difficult to pay off your principal balance. If you’re struggling to pay down or pay off your balance, a balance transfer may be a route worth taking.

Nutritious Snacks to Support Your Workouts

January 16, 2023 by First Federal Bank

Building a better you requires a multi-front approach. It’s not enough to just hit the gym on a regular basis — you need to back your work up with proper nutrition. Between meals and before, during, and after workouts, you can indulge in delicious yet healthy snacks that help you stay on course with your fitness goals.

Topics: Lifestyle

Tips for Effective Point-of-Purchase Marketing

January 13, 2023 by First Federal Bank

If your business has a physical storefront and good foot traffic, you’re already well on the way to building a success story. But you likely have several opportunities to boost your sales by taking advantage of the space and enticing customers to spend more. That's where effective point-of-purchase marketing comes in.

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