It would seem in today’s world the life of many Condo Associations are financially battling a 3–headed dragon known as Insurance, Milestone Inspections and Structural Integrity Reserve Studies.Alone, any one of these could result in a substantial financial blow to an Association butbeingimpacted by all three could result in a financial crisis.
Halloween is almost here. If your idea of a scary good time is cozying up under the blankets with a video game, you’re in luck. 2023 has been an excellent year for horror video games, and October is a great time to get caught up and get scared by some of the year’s finest titles.Alan Wake IIThough it doesn’t come out until October, it seems like...
As a small business owner, it is crucial to stay vigilant against tax scams that can potentially harm your financial well-being. Fraudsters are continuously evolving their tactics, making it critical to educate yourself on common tax scams. By being aware and taking proactive measures, you can safeguard your business and personal information. In...
Topics: Small Business, Financial Education
If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market right now and that’s creating some competition among buyers. But, if you’re strategic, there are ways to navigate these...
Topics: Mortgages / Home Equity
When it comes to a mortgage and the financial stability of your home, there's no such thing as too much you can know in the case of keeping your biggest investment safe. If you're looking at paying off debt and are considering using the equity in your home, here are a few things you'll need to know about refinancing your mortgage and home equity...
Topics: Mortgages / Home Equity
After you have completed the initial loan application and have signed the preliminary loan disclosures, your mortgage loan application will generally receive a preliminary prequalification. This prequalification will be based in large part on your ability to provide documentation to support your statements on your loan application, including your...
Topics: Mortgages / Home Equity
If you have a mortgage, you're probably looking for the best option to pay it off. Monthly mortgage payments are an easy-to-manage way to pay for your house- in fact, they're the most common form of mortgage payment but now, many homeowners are discovering that biweekly payments offer them better results.
Topics: Mortgages / Home Equity
Once you’ve qualified for Social Security retirement benefits, your spouse, children, and other survivors may be eligible to receive monthly payouts in the event of your death. These survivor benefits are an important resource for millions of people across the United States, and here’s an overview of how they work:How do survivor benefits work?...
Topics: Financial Education
The real estate market is quite different from other markets and can be confusing for even the most experienced buyers and sellers. You will need the help of a real estate agent whether you are an experienced buyer or doing it for the first time. Even with the help of an agent, you can educate yourself on some of the basic elements of a real...
Topics: Homeowners, Mortgages / Home Equity
Buying a home is a huge step for people who are ready to make an investment in their future. Getting a great deal on a home is just as important and knowing how much to offer could be confusing. It is important to make sure the home seller is not insulted by the lowball offer and is ready to negotiate to make sure everyone wins.
Topics: Mortgages / Home Equity