Required Documents
To ensure a timely and successful loan processing, at minimum you’ll need to provide the following documentation when you apply for your loan:...
Is an SBA 7(a) Loan Right for Your Small Business?
There are several types of Small Business Administration (SBA) loans. First Federal primarily uses the 504 and 7(a) programs. The SBA 7(a) loan is...
Condo Look-up
If a buyer is interested in securing condominium financing, it’s important to know that condos have their own process of being approved for...
Living Room or Family Room – What is the Difference?
Many of the rooms of your home are very clearly defined: bathroom, bedroom, kitchen. Some spaces are not always as easy to identify. Yahoo asked...
How To Determine if You’re Ready To Buy a Home
If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage...
The Loan Approval Process
Embarking on the journey to homeownership is an exciting yet intricate process. Whether you're a first-time buyer or looking to upgrade,...
How to Prepare for your 2025 Social Security Payments Today
If you are in your retirement years and rely on Social Security payments, waiting to learn what the cost of living adjustment (COLA) will be each...
How to Choose and Plant a Raised Garden Bed
Raised garden beds are a convenient (and very customizable) way to start a garden. They require less maintenance than traditional gardens and don’t...
Homeowners Gained $28K in Equity over the Past Year
If you own a home, your net worth has probably gone up a lot over the past year. Home prices have been rising, which means you're building equity...
5 Things You Should Pay Attention to on Your Bank Statement
Whether you still receive paper statements, or access them online, how closely do you review yours each month? According to banking experts, there...
Top Tips to Help You Save on Groceries
Nowadays, we are all looking for ways to save at the grocery store. While some forecast food prices will improve, it never hurts to have some tried...
Homeownership: The Heart of the American Dream
Everyone’s vision for the future is personal and unique. For many, common goals include success, freedom, and prosperity — values closely tied to...