First Federal Bank Blog

If you find yourself in need of a vehicle — but can’t secure an auto loan with favorable terms — you may be tempted to take out a home equity loan to fund your purchase. Like every financial decision, this choice can come with drawbacks that need to be considered. Here’s a look at what you need to know before you borrow against the value of your...

Looking to add some spice into your weekly exercise routine? Training martial arts isn’t just a fantastic way to get into better shape — you’ll learn self-discipline, self-defense, and self-respect. In mastering these and other popular systems and styles, you’ll come away feeling more confident and complete.

Whether you’re doing your own accounting or placing it in the hands of a professional, knowing the differences between accrual accounting and cash basis accounting is key for keeping the books in a way that benefits your business.

Teaching your kids about finances and smart money moves are invaluable lessons. These lessons can start at a young age with piggy banks and coins, grow with an age-appropriate allowance and tips on how to save and spend, and even include adult-level money management like investments. Under your supervision, you can introduce your child to the...

If you are ready to get away from the daily grind and recharge on a vacation, you know planning ahead is key, especially if you’re working with a limited budget. Here are a few tips to help you save money for your next vacation:

Every time you perform a financial transaction that involves your checking or savings account, you must provide a routing number and an account number. Both of these are mandatory in order for the operation to occur. To help you understand how these transactions work, here’s an explanation of what a routing number is and how it’s used.

Want to get yourself on the path to financial stability and independence? Organization is the key. Getting your finances in order isn’t just smart — it’s easy to do thanks to a wide range of convenient online tools at your disposal.

Gardening doesn’t have to break your back and your budget. With a container garden, you can enjoy the literal fruits of your labor without spending a fortune, having a large tract of land, or spending hours in the sun tending to your crops. Whether you’re looking to grow fresh herbs on your balcony, or spruce up your front porch with a splash of...

Are you preparing to purchase a house for the first time?It’s important to understand the additional costs beyond the down payment and monthly mortgage payments. Incorporating and preparing for the costs below will help guide you to becoming a responsible homeowner.

Time flies, and in just a few short weeks, kids will be heading back to school! You know what that means - it’s time to stock up and save! These tips will help you get the most out of your school shopping this year: