A good night’s sleep is the key to a productive, enjoyable day. But sometimes getting a satisfying amount is frustratingly impossible. We have all been there — struggling to fall asleep, waking up multiple times in the night, or tossing and turning, desperate to find a comfortable sleeping position. If you are looking to improve the quality or...
First Federal Bank
Recent Posts
Exercises to Perform Before Bed for Better Sleep
Topics: Lifestyle
What Is an EIN and Does Your Business Need One?
There’s a lot you need to think about as you’re starting up your own business, or restructuring it, and that includes your new tax arrangement. The IRS doesn’t look at you the same way now that you’re launching a company, so it’s important you establish the proper tax status with the U.S. government.
Topics: Small Business
How to Effectively Build Credit with a Credit Card
Building your credit is important if you want to secure an advantageous loan for a home, car, or other big-ticket item. If your credit score is lower than it should be to help you get the financial gains you want, there are several ways to bump it up. The following methods will help you increase your credit score when using a credit card:
Topics: Personal Banking, Financial Education
12 Travel Apps to Improve Your Adventures
Whether you’re heading out for a weekend road trip or flying to a far-flung destination, your smartphone is an essential tool for keeping you organized and informed as you travel. As you plan your big adventure, consider downloading these apps — they’ll give you plenty of support wherever you go. And you’ll be able to install them on nearly any...
Topics: Lifestyle
Determining a Fair Salary Range for Employees
It’s no secret your small business relies heavily on the hard work, dedication, and expertise of your workers. To attract, motivate, and retain employees who make your company’s success possible, you’ll need to pay them well. Establishing fair salary ranges will help you accomplish this, and here are some tips to guide you through the process:
Topics: Small Business
Is Using an App Safer Than Using a Browser for Banking Digitally?
Online and mobile banking makes moving money, paying bills, and managing your financial well-being easier and more convenient. It’s certainly not without its risks, however, especially when it comes to identity theft and fraud. Is there a safer way to access your information between your financial institution’s website or mobile app? That largely...
Topics: Personal Banking, Financial Education
Foods to Consider (and Avoid) for Cholesterol Management
Managing your cholesterol numbers, both LDL (referred to as, “bad cholesterol”) and HDL (“good cholesterol”), is vital to your efforts to help prevent heart disease. If you’re concerned about your cholesterol, you’re not alone.
Topics: Lifestyle
Should You Rent or Purchase When You Downsize?
Downsizing can help retirees save money and energy they might otherwise waste on space they do not need. But in the process of downsizing, they must choose whether to rent or purchase their next home. What are the pros and cons?
Topics: Retirement, Homeowners, Mortgages / Home Equity
Investing as a Couple: Joint or Separate?
When you join hearts, you may consider joining your finances, too. But what is the best way to invest as a couple — jointly, separately, or a mix of both? Deciding what option is right for you takes a lot of consideration. Here is a guide to help you and your partner navigate this monumental decision.
Topics: Financial Education
Upcoming Movies to Get Excited About
The fall season promises a few major blockbusters you’ll want to add to your must-watch list. Check out these upcoming films for moviegoers of all kinds:
Topics: Lifestyle
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